Official portrait: unitedstates/images (public domain; source GPO Member Guide)
Rep. John H. Rutherford (R-FL)
House · Republican (most recent term) · FL-5 · in Congress 2017–present · Bioguide ID R000609
Party history: R 2017–present. Source: term data in unitedstates/congress-legislators (CC0); party shown is as recorded per term there.
Estimated net worth (from public disclosures)
| Estimate | Report year | Low | Mid | High |
|---|---|---|---|---|
| (a) Estimated net worth before entering office (report year 2016) | 2016 | $502,006 | $816,003 | $1,130,000 |
| (b) Latest net worth estimate | 2025 | $402,023 | $942,011 | $1,481,999 |
| (c) Estimated gain / loss, nominal dollars, 2016 → 2025 (9 years spanned) | 2016–2025 | −$727,977 | +$126,008 | +$979,993 |
Gain Low = latest Low − earliest High; Gain High = latest High − earliest Low (widest possible spread); Mid = latest Mid − earliest Mid.
Reliability flags (net worth): none for these two endpoints. Included in the recommended dollar-gain ranking.
Net worth by report year (mid; Low–High)
| Report year | Assets (mid) | Liabilities (mid) | Net worth mid | Low … High | Status / flags |
|---|---|---|---|---|---|
| 2016 | $816,003 | $0 | $816,003 | $502,006 … $1,130,000 | computed |
| 2017 | $1,756,554 | $0 | $1,756,554 | $718,108 … $2,795,000 | computed |
| 2018 | $1,712,054 | $0 | $1,712,054 | $712,109 … $2,712,000 | computed |
| 2019 | $1,743,054 | $175,000 | $1,568,053 | $477,107 … $2,658,999 | computed |
| 2020 | $1,704,556 | $175,000 | $1,529,556 | $450,113 … $2,608,999 | computed |
| 2021 | $1,613,050 | $175,000 | $1,438,050 | $420,101 … $2,455,999 | computed |
| 2022 | $1,133,509 | $175,000 | $958,508 | $426,018 … $1,490,999 | computed |
| 2023 | $1,158,009 | $175,000 | $983,008 | $440,018 … $1,525,999 | computed |
| 2024 | $1,125,010 | $175,000 | $950,010 | $414,020 … $1,485,999 | computed |
| 2025 | $1,117,012 | $175,000 | $942,011 | $402,023 … $1,481,999 | computed |
- What this is: Net worth = Schedule A assets (each value range at its midpoint; low–high range shown) minus Schedule D liabilities (midpoints / ranges). Low = assets at range floors minus liabilities at range ceilings; Mid = midpoints; High = assets at ceilings minus liabilities at floors. Low and High are outer bounds of the reported ranges, not likely outcomes.
- What it excludes / understates: exact values (only ranges are reported); a personal residence is not reported as an asset (although a mortgage on it may be listed as a liability, which then lowers the estimate); retirement and federal accounts (e.g. Thrift Savings Plan, defined-benefit pensions) are only partly or not reported; assets of excepted/blind trusts, cash held below reporting thresholds, vehicles, household goods and most spouse/dependent items exempt from reporting are not included; liabilities on a personal residence, revolving credit under thresholds and loans to family may be omitted by filers.
- Open-ended top ranges (e.g. “Over $50,000,000”) are counted at their lower bound and flagged, so such values are understated.
- The change is a change in estimated net worth in nominal dollars (no inflation adjustment). It includes salary, gifts, inheritances, business income and re-valuation as well as investment results, and it is subject to range-bracket noise; it is not an investment return and implies nothing about conduct.
Read this first. Members report asset values only as ranges (e.g. “$15,001 – $50,000”), never exact dollars. Every figure below is an estimate computed from range midpoints, not a measured return. Figures cannot be interpreted as investment performance, and they do not show wrongdoing or skill. Methodology and limitations are at the end and in the project README. Sources: public financial disclosure reports filed with the Clerk of the U.S. House of Representatives and/or the Secretary of the Senate (Senate eFD), linked below.
Avg. annual change (geometric, est.)+0.3%
Simple average of years+0.6%
Years estimated8
Best / worst single year2024 +15%
2020 -7%
2020 -7%
Reliability flags: 3/8 years trading-dominated.
Sensitivity band for the average (all ranges at floor vs. all at ceiling, same holdings both years): +0.9% to +0.3%. This band is narrow because it moves both years together; the true uncertainty is larger — see the per-year “strict envelope” column and the limitations.
Estimated year-over-year change
Bars: midpoint estimate; whisker: same-position floor/ceiling band. Axis clipped to −100%…+150%. Years with insufficient traceable holdings are omitted.
| Year (t−1 → t) | Opening value (mid) | Closing value (mid) | Income (mid) | Buys (mid) | Sales (mid) | Est. gain | Same-position band | Strict envelope | Traced coverage | Status / flags |
|---|---|---|---|---|---|---|---|---|---|---|
| 2016→2017 | $191,002 | $1,127,546 | $100 | $1,062,046 | $199,002 | +38.5% | +28.6% … +65.7% | -867% … +945% | 23% | excluded; not eligible: traced coverage 23% < 60%; high turnover (buys+sells > 100% of opening value); many new/exited positions |
| 2017→2018 | $1,716,552 | $1,664,052 | $701 | $96,006 | $80,005 | -3.9% | -4.7% … -1.2% | -127% … +119% | 98% | counted |
| 2018→2019 | $1,679,552 | $1,647,048 | $701 | $64,004 | $64,004 | -1.9% | -2.7% … +1.0% | -122% … +118% | 98% | counted |
| 2019→2020 | $1,686,051 | $1,583,548 | $600 | $88,006 | $72,004 | -7.0% | -7.9% … -3.6% | -127% … +113% | 97% | counted |
| 2020→2021 | $1,664,554 | $1,549,046 | $100 | $16,001 | $120,008 | -0.7% | -2.9% … -0.1% | -119% … +118% | 98% | counted |
| 2021→2022 | $1,075,015 | $1,036,506 | $100 | $145,504 | $152,010 | -3.0% | -4.6% … +1.2% | -105% … +99% | 67% | counted; many new/exited positions |
| 2022→2023 | $906,504 | $1,012,006 | $201 | $40,002 | $24,002 | +9.9% | +7.6% … +11.0% | -74% … +94% | 80% | counted; many new/exited positions |
| 2023→2024 | $1,093,008 | $1,092,510 | $201 | $96,006 | $258,010 | +14.8% | +8.0% … +17.7% | -90% … +119% | 94% | counted; many new/exited positions |
| 2024→2025 | $1,125,010 | $1,117,012 | $201 | $72,004 | $40,002 | -3.5% | -4.0% … -2.4% | -95% … +87% | 100% | counted |
Filings used
Each annual-report year uses one filing (most recently filed version among originals/amendments whose Schedule A row count is ≥ 40% of the largest). Electronic (text) PDFs are parsed. Scanned/image-only filings are OCR-read and used only if they pass the explicit validation gates described in the project README (value/income coverage, two-engine agreement, exact bracket snapping, page completeness, year-to-year position continuity); such years are labelled OCR-derived below. Scanned filings that fail validation are listed as “insufficient data – scanned”.
| Report year | Doc ID | Type | Filed | Schedule A rows | Rows with unparsed value | Source (official filing) / SHA-256 |
|---|---|---|---|---|---|---|
| 2016 | 10014317 | House amendment | 12/6/2016 | 6 | 0 | 10014317.pdffe8691baf23e1bff063bcc2a394c01d4d40fca43590a6d12dff18841f038385d |
| 2017 | 10026493 | House amendment | 5/10/2019 | 108 | 0 | 10026493.pdfea68ffd28599dbc4e61435fc1757e8a2e13b8a056459ea916bad6628302239db |
| 2018 | 10028830 | House amendment | 8/2/2019 | 113 | 0 | 10028830.pdf8af8d26e46105f305a2aabc9733193828dd2a673f0ad46017672e8c6e2665227 |
| 2019 | 10041849 | House amendment | 2/16/2022 | 125 | 0 | 10041849.pdfce2f9d8a423cacfe378687a625dd6bccd18946d1f64031eda001420f18e7dcd1 |
| 2020 | 10044364 | House amendment | 2/16/2022 | 129 | 0 | 10044364.pdf6ef72a22a85b7b0dfcdeb5fafc8e4e8fc76546a24a83cf02dac591c7ba5799d2 |
| 2021 | 10055383 | House amendment | 7/25/2023 | 116 | 0 | 10055383.pdf5419bfd78cf8a92c922cfc46349ccc64b064627e15670baf1aac80258d0c9274 |
| 2022 | 10052368 | House annual | 8/2/2023 | 24 | 0 | 10052368.pdfe46a847feed1daac47d4668a710f1f44b59f0360bb21e7c9a8e00c69a98b98d0 |
| 2023 | 10068203 | House amendment | 5/13/2025 | 19 | 0 | 10068203.pdf024e0148f9cf666481105f48bcdb035cb4a21e08485fc6e56c235caa9d0bed03 |
| 2024 | 10066540 | House annual | 5/13/2025 | 23 | 0 | 10066540.pdf4fd6cb0ed61fa5c3f57cc086b45aa1e7150e7d345906adc6dbd040f49457bdb0 |
| 2025 | 10076796 | House annual | 5/14/2026 | 25 | 0 | 10076796.pdf25a9f774af51cf51a89d3a62a6388f0e34813143f191bb304b4ea35930de9ffa |
Largest movers 2022→2023
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| Premiere Select IRA ⇒ The Communication Services Select Sector SPDR Fund (XLC) [EF] | — | new | — | $15,001 - $50,000 | $8,000 | $8,000 |
| Premiere Select IRA ⇒ Vanguard FTSE All World Ex US ETF (VEU) [EF] | — | new | — | $15,001 - $50,000 | $8,000 | $8,000 |
| Premiere Select IRA ⇒ SPDR Select Sector Fund - Health Care (XLV) [EF] | — | new | — | $15,001 - $50,000 | $8,000 | $8,000 |
| Opko Health, Inc. (OPK) [ST] | — | held | $1,001 - $15,000 | $1 - $1,000 | $0 | $0 |
| InVivo Therapeutics Holdings Corp. (NVIV) [ST] | SP | held | $1 - $1,000 | None | $0 | $0 |
| City & Police Federal Credit Union [BA] | JT | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
| National Financial Services/Fidelity - Traditional IRA ⇒ Norwegian Cruise Line Holdings Lt | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
| Premiere Select IRA ⇒ SPDR Select Sector Fund - Utilities (XLU) [EF] | — | new | — | $1,001 - $15,000 | $8,000 | $0 |
Largest movers 2023→2024
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| Premiere Select IRA ⇒ SPDR Select Sector Fund - Technology (XLK) [EF] | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $40,501 |
| Premiere Select IRA ⇒ Vanguard FTSE Pacific ETF (VPL) [EF] | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $8,000 | $32,500 |
| Premiere Select IRA ⇒ The Communication Services Select Sector SPDR Fund (XLC) [EF] | — | held | $15,001 - $50,000 | $1,001 - $15,000 | $8,000 | $8,000 |
| Premiere Select IRA ⇒ SPDR Select Sector Fund - Health Care (XLV) [EF] | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $16,001 | $40,501 |
| Premiere Select IRA ⇒ SPDR Select Sector Fund - Financial (XLF) [EF] | — | new | — | $15,001 - $50,000 | $24,002 | $8,000 |
| Premiere Select IRA ⇒ SPDR Select Sector Fund - Consumer Staples (XLP) [EF] | — | new | — | $1,001 - $15,000 | $8,000 | $16,001 |
| Premiere Select IRA ⇒ Vanguard FTSE All World Ex US ETF (VEU) [EF] | — | held | $15,001 - $50,000 | $1,001 - $15,000 | $8,000 | $48,502 |
| Premiere Select IRA ⇒ SPDR Select Sector Fund - Utilities (XLU) [EF] | — | held | $1,001 - $15,000 | None | $0 | $24,002 |
Largest movers 2024→2025
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| National Financial Services/Fidelity - Traditional IRA ⇒ Fidelity Treasury Money Market Fu | — | held | $15,001 - $50,000 | $1 - $1,000 | $0 | $0 |
| Premiere Select IRA ⇒ SPDR Select Sector Fund - Health Care (XLV) [EF] | — | held | $15,001 - $50,000 | $1,001 - $15,000 | $0 | $0 |
| Premiere Select IRA ⇒ Vanguard FTSE All World Ex US ETF (VEU) [EF] | — | held | $1,001 - $15,000 | $15,001 - $50,000 | $8,000 | $0 |
| Premiere Select IRA ⇒ iShares Expanded Tech Sector ETF (IGM) [EF] | — | new | — | $1,001 - $15,000 | $8,000 | $16,001 |
| Premiere Select IRA ⇒ iShares Expanded Tech-Software Sector ETF (IGV) [EF] | — | held | $1,001 - $15,000 | None | $8,000 | $8,000 |
| Premiere Select IRA ⇒ SPDR Select Sector Fund - Utilities (XLU) [EF] | — | held | None | $1,001 - $15,000 | $0 | $0 |
| Premiere Select IRA ⇒ iShares MSCI Emerging Markets Asia ETF (EEMA) [EF] | — | new | — | $1,001 - $15,000 | $16,001 | $0 |
| Premiere Select IRA ⇒ iShares Core S&P Small-Cap ETF (IJR) [EF] | — | new | — | $1,001 - $15,000 | $16,001 | $0 |
Method (summary)
- Schedule A asset rows are read from each annual report; the dollar range for each row is converted to its midpoint. Open-ended top ranges (“Over $50,000,000”) are excluded from the traced set and counted as a coverage loss.
- Positions are matched year to year by owner code (self/SP/DC/JT) + normalised asset name. A position that appears only in year t is included only if Schedule B shows a purchase of it in year t (opening value 0); a position that disappears is included only if Schedule B shows a sale (closing value 0). Otherwise it is excluded as unexplained.
- Estimated gain = (closing − opening + reported income − purchases + sale proceeds) ÷ opening, all at midpoints, for the traced positions. “Capital gains” income is not added again (it is already in value change and sale proceeds).
- A year counts only if traced opening value ≥ $50,000 and traced coverage ≥ 60% of the opening midpoint. A member is ranked only with ≥ 3 such years (exactly 2 = “limited data”, shown but unranked). Average = geometric mean of (1+yearly estimate).
Limitations
- Ranges are wide (up to a factor of 5 or more, and up to $50M+ open-ended); a holding can move between ranges without any real change in value, and stay in a range while moving materially. Yearly estimates are therefore noisy; the “strict envelope” shows the mathematical worst/best case and is typically wider than ±100%.
- Purchases and sales are only disclosed as ranges and only for transactions over $1,000; partial sales, dividend reinvestment, spousal/dependent accounts and retirement-plan funds are reported inconsistently. Excepted/blind trusts, personal residences and certain pensions are not reported at all.
- Filers sometimes change how they list assets (e.g. listing a brokerage account vs. its individual holdings), which can make positions untraceable across years; these are excluded rather than guessed.
- Asset values in an annual report are as of Dec 31 of the reporting year; the report year t−1→t covers that calendar year. Late or amended filings are used when filed; extensions can delay them.
- The text of these reports is machine-parsed from PDFs; parse errors are possible. Every number links back to the cited filing. This is not investment advice.
- Use of these filings is restricted by 5 U.S.C. § 105(c) (no unlawful, commercial or credit-rating purpose, and none for solicitation of money).
Generated 2026-10-01 by an automated pipeline. Data: Office of the Clerk, U.S. House of Representatives (disclosures-clerk.house.gov); member roster: unitedstates/congress-legislators (CC0).