Official portrait: unitedstates/images (public domain; source GPO Member Guide)
Rep. Kristen McDonald Rivet (D-MI)
House · Democrat (most recent term) · MI-8 · in Congress 2025–present · Bioguide ID M001237
Party history: D 2025–present. Source: term data in unitedstates/congress-legislators (CC0); party shown is as recorded per term there.
Estimated net worth (from public disclosures)
| Estimate | Report year | Low | Mid | High |
|---|---|---|---|---|
| (a) Estimated net worth before entering office (report year 2024) | 2024 | $853,036 | $1,737,018 | $2,620,999 |
| (b) Latest net worth estimate | 2025 | $987,036 | $1,921,018 | $2,854,999 |
| (c) Estimated gain / loss, nominal dollars, 2024 → 2025 (1 year spanned) | 2024–2025 | −$1,633,963 | +$184,000 | +$2,001,963 |
Gain Low = latest Low − earliest High; Gain High = latest High − earliest Low (widest possible spread); Mid = latest Mid − earliest Mid.
Reliability flags (net worth): 2024: 1 Schedule A row(s) had the upper bound of the range lost in text extraction; completed from the fixed statutory bracket; short span (1 yr). Not in the recommended dollar-gain ranking (shown only in the full list).
Net worth by report year (mid; Low–High)
| Report year | Assets (mid) | Liabilities (mid) | Net worth mid | Low … High | Status / flags |
|---|---|---|---|---|---|
| 2024 | $1,912,018 | $175,000 | $1,737,018 | $853,036 … $2,620,999 | computed; 1 Schedule A row(s) had the upper bound of the range lost in text extraction; completed from the fixed statutory bracket |
| 2025 | $2,096,018 | $175,000 | $1,921,018 | $987,036 … $2,854,999 | computed |
- What this is: Net worth = Schedule A assets (each value range at its midpoint; low–high range shown) minus Schedule D liabilities (midpoints / ranges). Low = assets at range floors minus liabilities at range ceilings; Mid = midpoints; High = assets at ceilings minus liabilities at floors. Low and High are outer bounds of the reported ranges, not likely outcomes.
- What it excludes / understates: exact values (only ranges are reported); a personal residence is not reported as an asset (although a mortgage on it may be listed as a liability, which then lowers the estimate); retirement and federal accounts (e.g. Thrift Savings Plan, defined-benefit pensions) are only partly or not reported; assets of excepted/blind trusts, cash held below reporting thresholds, vehicles, household goods and most spouse/dependent items exempt from reporting are not included; liabilities on a personal residence, revolving credit under thresholds and loans to family may be omitted by filers.
- Open-ended top ranges (e.g. “Over $50,000,000”) are counted at their lower bound and flagged, so such values are understated.
- The change is a change in estimated net worth in nominal dollars (no inflation adjustment). It includes salary, gifts, inheritances, business income and re-valuation as well as investment results, and it is subject to range-bracket noise; it is not an investment return and implies nothing about conduct.
Read this first. Members report asset values only as ranges (e.g. “$15,001 – $50,000”), never exact dollars. Every figure below is an estimate computed from range midpoints, not a measured return. Figures cannot be interpreted as investment performance, and they do not show wrongdoing or skill. Methodology and limitations are at the end and in the project README. Sources: public financial disclosure reports filed with the Clerk of the U.S. House of Representatives and/or the Secretary of the Senate (Senate eFD), linked below.
Insufficient data to rank. Only 1 comparable year-pair(s) could be computed (minimum 3 to rank). 2 annual filing(s) were usable (text-readable, validated OCR, or validated X-mark decoding) and 0 scanned/image-only filing(s) could not be used (older layouts failing validation, small amendments not integrated). See the method-per-year section below.
Estimated year-over-year change
Bars: midpoint estimate; whisker: same-position floor/ceiling band. Axis clipped to −100%…+150%. Years with insufficient traceable holdings are omitted.
| Year (t−1 → t) | Opening value (mid) | Closing value (mid) | Income (mid) | Buys (mid) | Sales (mid) | Est. gain | Same-position band | Strict envelope | Traced coverage | Status / flags |
|---|---|---|---|---|---|---|---|---|---|---|
| 2024→2025 | $1,829,017 | $2,013,017 | $600 | $0 | $0 | +10.1% | +9.0% … +12.8% | -78% … +98% | 100% | counted |
Filings used
Each annual-report year uses one filing (most recently filed version among originals/amendments whose Schedule A row count is ≥ 40% of the largest). Electronic (text) PDFs are parsed. Scanned/image-only filings are OCR-read and used only if they pass the explicit validation gates described in the project README (value/income coverage, two-engine agreement, exact bracket snapping, page completeness, year-to-year position continuity); such years are labelled OCR-derived below. Scanned filings that fail validation are listed as “insufficient data – scanned”.
| Report year | Doc ID | Type | Filed | Schedule A rows | Rows with unparsed value | Source (official filing) / SHA-256 |
|---|---|---|---|---|---|---|
| 2024 | 10081666 | House amendment | 8/14/2026 | 37 | 1 | 10081666.pdf78ecf98e71a7a808134c95b3e39d5bb13e9231afcd983817b3cc1e31300a0c2c |
| 2025 | 10074835 | House annual | 8/13/2026 | 36 | 0 | 10074835.pdffc67053d1465cfd6eab796468215ceec23aa15ca18cc5c12abbf18b933561bdf |
Largest movers 2024→2025
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| Templeton Global Bond Fund Class A (TPINX) [MF] | JT | held | $15,001 - $50,000 | $50,001 - $100,000 | $0 | $0 |
| Voya Retirement Fund ⇒ PGIM Jennison Growth Fund Class A (PJFAX) [MF] | SP | held | $15,001 - $50,000 | $50,001 - $100,000 | $0 | $0 |
| Washington Mutual Invs Fd Cl A Shs (AWSHX) [MF] | JT | held | $15,001 - $50,000 | $50,001 - $100,000 | $0 | $0 |
| Voya Retirement Fund ⇒ American Funds EuroPacific Growth A (AEPGX) [MF] | SP | held | $1,001 - $15,000 | $15,001 - $50,000 | $0 | $0 |
| Voya Retirement Fund ⇒ T. Rowe Price Mid-Cap Value Fund, Inc. (TRMCX) [MF] | SP | held | $1,001 - $15,000 | $15,001 - $50,000 | $0 | $0 |
| Voya Select Advantage IRA ⇒ | — | held | $1 - $1,000 | $1,001 - $15,000 | $0 | $0 |
| Michigan Education Savings Plan [5F] | DC | held | $50,001 - $100,000 | $50,001 - $100,000 | $0 | $0 |
| Franklin Income Fund Class A1 (FKINX) [MF] | SP | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
Method (summary)
- Schedule A asset rows are read from each annual report; the dollar range for each row is converted to its midpoint. Open-ended top ranges (“Over $50,000,000”) are excluded from the traced set and counted as a coverage loss.
- Positions are matched year to year by owner code (self/SP/DC/JT) + normalised asset name. A position that appears only in year t is included only if Schedule B shows a purchase of it in year t (opening value 0); a position that disappears is included only if Schedule B shows a sale (closing value 0). Otherwise it is excluded as unexplained.
- Estimated gain = (closing − opening + reported income − purchases + sale proceeds) ÷ opening, all at midpoints, for the traced positions. “Capital gains” income is not added again (it is already in value change and sale proceeds).
- A year counts only if traced opening value ≥ $50,000 and traced coverage ≥ 60% of the opening midpoint. A member is ranked only with ≥ 3 such years (exactly 2 = “limited data”, shown but unranked). Average = geometric mean of (1+yearly estimate).
Limitations
- Ranges are wide (up to a factor of 5 or more, and up to $50M+ open-ended); a holding can move between ranges without any real change in value, and stay in a range while moving materially. Yearly estimates are therefore noisy; the “strict envelope” shows the mathematical worst/best case and is typically wider than ±100%.
- Purchases and sales are only disclosed as ranges and only for transactions over $1,000; partial sales, dividend reinvestment, spousal/dependent accounts and retirement-plan funds are reported inconsistently. Excepted/blind trusts, personal residences and certain pensions are not reported at all.
- Filers sometimes change how they list assets (e.g. listing a brokerage account vs. its individual holdings), which can make positions untraceable across years; these are excluded rather than guessed.
- Asset values in an annual report are as of Dec 31 of the reporting year; the report year t−1→t covers that calendar year. Late or amended filings are used when filed; extensions can delay them.
- The text of these reports is machine-parsed from PDFs; parse errors are possible. Every number links back to the cited filing. This is not investment advice.
- Use of these filings is restricted by 5 U.S.C. § 105(c) (no unlawful, commercial or credit-rating purpose, and none for solicitation of money).
Generated 2026-10-01 by an automated pipeline. Data: Office of the Clerk, U.S. House of Representatives (disclosures-clerk.house.gov); member roster: unitedstates/congress-legislators (CC0).