Official portrait: unitedstates/images (public domain; source GPO Member Guide)
Rep. Morgan McGarvey (D-KY)
House · Democrat (most recent term) · KY-3 · in Congress 2023–present · Bioguide ID M001220
Party history: D 2023–present. Source: term data in unitedstates/congress-legislators (CC0); party shown is as recorded per term there.
Estimated net worth (from public disclosures)
| Estimate | Report year | Low | Mid | High |
|---|---|---|---|---|
| (a) Estimated net worth before entering office (report year 2021) | 2021 | $430,171 | $1,421,586 | $2,413,000 |
| (b) Latest net worth estimate | 2025 | $517,064 | $1,473,532 | $2,429,999 |
| (c) Estimated gain / loss, nominal dollars, 2021 → 2025 (4 years spanned) | 2021–2025 | −$1,895,936 | +$51,946 | +$1,999,828 |
Gain Low = latest Low − earliest High; Gain High = latest High − earliest Low (widest possible spread); Mid = latest Mid − earliest Mid.
Reliability flags (net worth): none for these two endpoints. Included in the recommended dollar-gain ranking.
Net worth by report year (mid; Low–High)
| Report year | Assets (mid) | Liabilities (mid) | Net worth mid | Low … High | Status / flags |
|---|---|---|---|---|---|
| 2021 | $1,421,586 | $0 | $1,421,586 | $430,171 … $2,413,000 | computed |
| 2022 | $1,084,576 | $175,000 | $909,576 | $64,153 … $1,754,999 | computed |
| 2023 | $1,177,068 | $175,000 | $1,002,067 | $104,135 … $1,899,999 | computed |
| 2024 | $1,499,050 | $175,000 | $1,324,050 | $309,100 … $2,338,999 | computed |
| 2025 | $1,648,532 | $175,000 | $1,473,532 | $517,064 … $2,429,999 | computed |
- What this is: Net worth = Schedule A assets (each value range at its midpoint; low–high range shown) minus Schedule D liabilities (midpoints / ranges). Low = assets at range floors minus liabilities at range ceilings; Mid = midpoints; High = assets at ceilings minus liabilities at floors. Low and High are outer bounds of the reported ranges, not likely outcomes.
- What it excludes / understates: exact values (only ranges are reported); a personal residence is not reported as an asset (although a mortgage on it may be listed as a liability, which then lowers the estimate); retirement and federal accounts (e.g. Thrift Savings Plan, defined-benefit pensions) are only partly or not reported; assets of excepted/blind trusts, cash held below reporting thresholds, vehicles, household goods and most spouse/dependent items exempt from reporting are not included; liabilities on a personal residence, revolving credit under thresholds and loans to family may be omitted by filers.
- Open-ended top ranges (e.g. “Over $50,000,000”) are counted at their lower bound and flagged, so such values are understated.
- The change is a change in estimated net worth in nominal dollars (no inflation adjustment). It includes salary, gifts, inheritances, business income and re-valuation as well as investment results, and it is subject to range-bracket noise; it is not an investment return and implies nothing about conduct.
Read this first. Members report asset values only as ranges (e.g. “$15,001 – $50,000”), never exact dollars. Every figure below is an estimate computed from range midpoints, not a measured return. Figures cannot be interpreted as investment performance, and they do not show wrongdoing or skill. Methodology and limitations are at the end and in the project README. Sources: public financial disclosure reports filed with the Clerk of the U.S. House of Representatives and/or the Secretary of the Senate (Senate eFD), linked below.
Avg. annual change (geometric, est.)-21.0%
Simple average of years-15.4%
Years estimated3
Best / worst single year2023 +8%
2025 -55%
2025 -55%
Reliability flags: few years (3).
Sensitivity band for the average (all ranges at floor vs. all at ceiling, same holdings both years): -7.8% to -24.1%. This band is narrow because it moves both years together; the true uncertainty is larger — see the per-year “strict envelope” column and the limitations.
Estimated year-over-year change
Bars: midpoint estimate; whisker: same-position floor/ceiling band. Axis clipped to −100%…+150%. Years with insufficient traceable holdings are omitted.
| Year (t−1 → t) | Opening value (mid) | Closing value (mid) | Income (mid) | Buys (mid) | Sales (mid) | Est. gain | Same-position band | Strict envelope | Traced coverage | Status / flags |
|---|---|---|---|---|---|---|---|---|---|---|
| 2021→2022 | $118,004 | $110,004 | $0 | $0 | $0 | -6.8% | -8.8% … -1.5% | -89% … +75% | 8% | excluded; not eligible: traced coverage 8% < 60% |
| 2022→2023 | $1,075,575 | $1,104,062 | $3,910 | $182,003 | $230,504 | +7.5% | +6.1% … +15.9% | -152% … +167% | 99% | counted |
| 2023→2024 | $1,043,556 | $1,300,048 | $4,910 | $937,540 | $683,532 | +0.7% | -0.1% … +5.3% | -263% … +264% | 89% | counted; high turnover (buys+sells > 100% of opening value); many new/exited positions |
| 2024→2025 | $1,384,047 | $708,022 | $3,501 | $329,516 | $247,504 | -54.5% | -58.7% … -35.7% | -177% … +68% | 92% | counted |
Filings used
Each annual-report year uses one filing (most recently filed version among originals/amendments whose Schedule A row count is ≥ 40% of the largest). Electronic (text) PDFs are parsed. Scanned/image-only filings are OCR-read and used only if they pass the explicit validation gates described in the project README (value/income coverage, two-engine agreement, exact bracket snapping, page completeness, year-to-year position continuity); such years are labelled OCR-derived below. Scanned filings that fail validation are listed as “insufficient data – scanned”.
| Report year | Doc ID | Type | Filed | Schedule A rows | Rows with unparsed value | Source (official filing) / SHA-256 |
|---|---|---|---|---|---|---|
| 2021 | 10049549 | House amendment | 6/1/2022 | 171 | 0 | 10049549.pdf7d382af8ace7c4b1e72c270640c9a9521538808f63de6252f2fd9dbc6e510e74 |
| 2022 | 10060101 | House amendment | 5/14/2024 | 159 | 0 | 10060101.pdfc345acbdf4a8f36befeaa2f4889b80f64447908206fc647c3392dc73aaa54448 |
| 2023 | 10063151 | House amendment | 12/10/2024 | 167 | 0 | 10063151.pdfd6a0c7697c8aa9232f04853102e209dea03fcb9477425a1489aba29bcbd0be13 |
| 2024 | 10066788 | House annual | 7/30/2025 | 144 | 0 | 10066788.pdffcb7a4929623643c3412cbd5e5f260cbd610b7efc54069b74e9c123c7cdd698d |
| 2025 | 10075970 | House annual | 5/14/2026 | 134 | 0 | 10075970.pdf26fdd4ddfefa8051ea6713eb157f5d27b902120aea092a8235f1d56bc3bbd79c |
Largest movers 2022→2023
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| NY 529 Plan - DC2 ⇒ Aggressive Age-Based Option: Blended Growth Portfolio [5F] | DC | held | $15,001 - $50,000 | None | $0 | $75,000 |
| Chris IRA ⇒ Chris IRA Cash [IH] | SP | held | $15,001 - $50,000 | $50,001 - $100,000 | $0 | $0 |
| Results By Design LLC [OL] | SP | held | $50,001 - $100,000 | $15,001 - $50,000 | $0 | $0 |
| NY 529 Plan - DC1 ⇒ Aggressive Age-Based Option: Blended Growth Portfolio [5F] | DC | held | $15,001 - $50,000 | None | $0 | $75,000 |
| Yum! Brands, Inc. (YUM) [ST] | — | held | $15,001 - $50,000 | None | $0 | $0 |
| Chris SEP ⇒ Chris SEP Cash [IH] | SP | held | $15,001 - $50,000 | $1,001 - $15,000 | $0 | $0 |
| Chris IRA ⇒ Invesco QQQ Trust, Series 1 (QQQ) [EF] | SP | held | $1,001 - $15,000 | None | $0 | $0 |
| Chris IRA ⇒ iShares Silver Trust (SLV) [EF] | SP | held | $1,001 - $15,000 | None | $0 | $0 |
Largest movers 2023→2024
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| Chris IRA ⇒ Chris IRA Cash [IH] | SP | held | $50,001 - $100,000 | $1,001 - $15,000 | $0 | $0 |
| Chris IRA ⇒ VictoryShares Free Cash Flow ETF (VFLO) [EF] | SP | new | — | $15,001 - $50,000 | $75,000 | $0 |
| Republic Bank Savings [BA] | JT | held | $15,001 - $50,000 | $50,001 - $100,000 | $0 | $0 |
| Vanguard Brokerage ⇒ Vanguard S&P 500 Value ETF (VOOV) [EF] | JT | held | $1,001 - $15,000 | $15,001 - $50,000 | $0 | $0 |
| Joint Brokerage ⇒ Joint Brokerage Cash [BA] | JT | held | $15,001 - $50,000 | $1,001 - $15,000 | $0 | $0 |
| Chris IRA ⇒ Vanguard High Dividend Yield ETF (VYM) [EF] | SP | exited | $1,001 - $15,000 | — | $0 | $32,500 |
| Vanguard Brokerage ⇒ Vanguard Total World Stock Index ETF (VT) [EF] | JT | held | $1,001 - $15,000 | $15,001 - $50,000 | $0 | $0 |
| Results By Design LLC [OL] | SP | held | $15,001 - $50,000 | $1,001 - $15,000 | $0 | $0 |
Largest movers 2024→2025
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| Chris IRA ⇒ VictoryShares Free Cash Flow ETF (VFLO) [EF] | SP | held | $15,001 - $50,000 | None | $48,502 | $0 |
| Chris IRA ⇒ John Hancock Mortgage-Backed Securities ETF (JHMB) [EF] | SP | new | — | None | $40,501 | $0 |
| Chris IRA ⇒ SPDR Select Sector Fund - Technology (XLK) [EF] | SP | held | $15,001 - $50,000 | None | $0 | $0 |
| Vanguard Brokerage ⇒ Vanguard S&P 500 Value ETF (VOOV) [EF] | JT | held | $15,001 - $50,000 | None | $0 | $0 |
| Chris IRA ⇒ SPDR Portfolio Mortgage Backed Bond ETF (SPMB) [EF] | SP | held | $15,001 - $50,000 | None | $0 | $0 |
| Chris SEP ⇒ SPDR Series Trust SPDR Portfolio S&P 500 Growth ETF (SPYG) [EF] | SP | held | $15,001 - $50,000 | None | $0 | $0 |
| Vanguard Brokerage ⇒ Vanguard Total World Stock Index ETF (VT) [EF] | JT | held | $15,001 - $50,000 | None | $0 | $0 |
| Chris IRA ⇒ SPDR Portfolio Developed World ex-US ETF (SPDW) [EF] | SP | held | $15,001 - $50,000 | None | $0 | $0 |
Method (summary)
- Schedule A asset rows are read from each annual report; the dollar range for each row is converted to its midpoint. Open-ended top ranges (“Over $50,000,000”) are excluded from the traced set and counted as a coverage loss.
- Positions are matched year to year by owner code (self/SP/DC/JT) + normalised asset name. A position that appears only in year t is included only if Schedule B shows a purchase of it in year t (opening value 0); a position that disappears is included only if Schedule B shows a sale (closing value 0). Otherwise it is excluded as unexplained.
- Estimated gain = (closing − opening + reported income − purchases + sale proceeds) ÷ opening, all at midpoints, for the traced positions. “Capital gains” income is not added again (it is already in value change and sale proceeds).
- A year counts only if traced opening value ≥ $50,000 and traced coverage ≥ 60% of the opening midpoint. A member is ranked only with ≥ 3 such years (exactly 2 = “limited data”, shown but unranked). Average = geometric mean of (1+yearly estimate).
Limitations
- Ranges are wide (up to a factor of 5 or more, and up to $50M+ open-ended); a holding can move between ranges without any real change in value, and stay in a range while moving materially. Yearly estimates are therefore noisy; the “strict envelope” shows the mathematical worst/best case and is typically wider than ±100%.
- Purchases and sales are only disclosed as ranges and only for transactions over $1,000; partial sales, dividend reinvestment, spousal/dependent accounts and retirement-plan funds are reported inconsistently. Excepted/blind trusts, personal residences and certain pensions are not reported at all.
- Filers sometimes change how they list assets (e.g. listing a brokerage account vs. its individual holdings), which can make positions untraceable across years; these are excluded rather than guessed.
- Asset values in an annual report are as of Dec 31 of the reporting year; the report year t−1→t covers that calendar year. Late or amended filings are used when filed; extensions can delay them.
- The text of these reports is machine-parsed from PDFs; parse errors are possible. Every number links back to the cited filing. This is not investment advice.
- Use of these filings is restricted by 5 U.S.C. § 105(c) (no unlawful, commercial or credit-rating purpose, and none for solicitation of money).
Generated 2026-10-01 by an automated pipeline. Data: Office of the Clerk, U.S. House of Representatives (disclosures-clerk.house.gov); member roster: unitedstates/congress-legislators (CC0).