Official portrait: unitedstates/images (public domain; source GPO Member Guide)
Rep. Frank A. LoBiondo (R-NJ)
House · Republican (most recent term) · NJ-2 · in Congress 1995–2019 · Bioguide ID L000554
Party history: R 1995–2019. Source: term data in unitedstates/congress-legislators (CC0); party shown is as recorded per term there.
Estimated net worth (from public disclosures)
| Estimate | Report year | Low | Mid | High |
|---|---|---|---|---|
| (a) Estimated net worth at the earliest available report (2013); the member entered office earlier, in 1995 | 2013 | −$964,925 | $130,036 | $1,224,997 |
| (b) Latest net worth estimate | 2017 | −$594,884 | $703,057 | $2,000,998 |
| (c) Estimated gain / loss, nominal dollars, 2013 → 2017 (4 years spanned) | 2013–2017 | −$1,819,881 | +$573,021 | +$2,965,923 |
Gain Low = latest Low − earliest High; Gain High = latest High − earliest Low (widest possible spread); Mid = latest Mid − earliest Mid.
Reliability flags (net worth): none for these two endpoints. Included in the recommended dollar-gain ranking.
Net worth by report year (mid; Low–High)
| Report year | Assets (mid) | Liabilities (mid) | Net worth mid | Low … High | Status / flags |
|---|---|---|---|---|---|
| 2013 | $1,130,038 | $1,000,002 | $130,036 | −$964,925 … $1,224,997 | computed |
| 2014 | $1,338,553 | $1,000,002 | $338,552 | −$949,894 … $1,626,997 | computed |
| 2015 | $1,471,553 | $1,000,002 | $471,552 | −$876,894 … $1,819,997 | computed |
| 2016 | $1,409,553 | $1,000,002 | $409,552 | −$895,894 … $1,714,997 | computed |
| 2017 | $1,528,058 | $825,001 | $703,057 | −$594,884 … $2,000,998 | computed |
- What this is: Net worth = Schedule A assets (each value range at its midpoint; low–high range shown) minus Schedule D liabilities (midpoints / ranges). Low = assets at range floors minus liabilities at range ceilings; Mid = midpoints; High = assets at ceilings minus liabilities at floors. Low and High are outer bounds of the reported ranges, not likely outcomes.
- What it excludes / understates: exact values (only ranges are reported); a personal residence is not reported as an asset (although a mortgage on it may be listed as a liability, which then lowers the estimate); retirement and federal accounts (e.g. Thrift Savings Plan, defined-benefit pensions) are only partly or not reported; assets of excepted/blind trusts, cash held below reporting thresholds, vehicles, household goods and most spouse/dependent items exempt from reporting are not included; liabilities on a personal residence, revolving credit under thresholds and loans to family may be omitted by filers.
- Open-ended top ranges (e.g. “Over $50,000,000”) are counted at their lower bound and flagged, so such values are understated.
- The change is a change in estimated net worth in nominal dollars (no inflation adjustment). It includes salary, gifts, inheritances, business income and re-valuation as well as investment results, and it is subject to range-bracket noise; it is not an investment return and implies nothing about conduct.
Read this first. Members report asset values only as ranges (e.g. “$15,001 – $50,000”), never exact dollars. Every figure below is an estimate computed from range midpoints, not a measured return. Figures cannot be interpreted as investment performance, and they do not show wrongdoing or skill. Methodology and limitations are at the end and in the project README. Sources: public financial disclosure reports filed with the Clerk of the U.S. House of Representatives and/or the Secretary of the Senate (Senate eFD), linked below.
Avg. annual change (geometric, est.)+3.5%
Simple average of years+3.6%
Years estimated3
Best / worst single year2017 +8%
2015 -3%
2015 -3%
Reliability flags: few years (3).
Sensitivity band for the average (all ranges at floor vs. all at ceiling, same holdings both years): +1.7% to +3.8%. This band is narrow because it moves both years together; the true uncertainty is larger — see the per-year “strict envelope” column and the limitations.
Estimated year-over-year change
Bars: midpoint estimate; whisker: same-position floor/ceiling band. Axis clipped to −100%…+150%. Years with insufficient traceable holdings are omitted.
| Year (t−1 → t) | Opening value (mid) | Closing value (mid) | Income (mid) | Buys (mid) | Sales (mid) | Est. gain | Same-position band | Strict envelope | Traced coverage | Status / flags |
|---|---|---|---|---|---|---|---|---|---|---|
| 2013→2014 | $487,505 | $568,507 | $20,403 | $40,002 | $0 | +12.6% | +11.8% … +14.8% | -104% … +129% | 43% | excluded; not eligible: traced coverage 43% < 60%; many new/exited positions |
| 2014→2015 | $1,009,532 | $952,531 | $20,302 | $0 | $8,000 | -2.8% | -5.0% … -2.4% | -131% … +125% | 75% | counted |
| 2015→2016 | $1,439,551 | $1,321,548 | $30,202 | $8,000 | $176,510 | +5.6% | +4.5% … +5.8% | -134% … +146% | 98% | counted |
| 2016→2017 | $1,018,550 | $969,046 | $10,402 | $0 | $120,008 | +7.9% | +5.9% … +8.2% | -152% … +168% | 72% | counted |
Filings used
Each annual-report year uses one filing (most recently filed version among originals/amendments whose Schedule A row count is ≥ 40% of the largest). Electronic (text) PDFs are parsed. Scanned/image-only filings are OCR-read and used only if they pass the explicit validation gates described in the project README (value/income coverage, two-engine agreement, exact bracket snapping, page completeness, year-to-year position continuity); such years are labelled OCR-derived below. Scanned filings that fail validation are listed as “insufficient data – scanned”.
| Report year | Doc ID | Type | Filed | Schedule A rows | Rows with unparsed value | Source (official filing) / SHA-256 |
|---|---|---|---|---|---|---|
| 2013 | 10003541 | House annual | 7/29/2014 | 80 | 0 | 10003541.pdfd860453821bbd2a00b69e5d94fa934b7eb62bc0bda6de10af31152bc4df8f4c9 |
| 2014 | 10008333 | House annual | 8/4/2015 | 108 | 0 | 10008333.pdf41ac09da7a425ab82fe934411cfc2486c1c1b5936c3b5122c6b949759c44b00d |
| 2015 | 10013350 | House amendment | 7/19/2016 | 109 | 0 | 10013350.pdfa95f1cb8851ababf0ee4572d32839dd6274f3b42ad547c351f7f2976b11830c6 |
| 2016 | 10016017 | House annual | 5/17/2017 | 114 | 0 | 10016017.pdf3822933b29d56e1d48fea79baa3155b69f0d8d88d71bb128fb31b63242e14770 |
| 2017 | 10020985 | House annual | 5/7/2018 | 127 | 0 | 10020985.pdf7abfad1fa445b55ae3f32bb6ffc24a2946e0024703e7d3fc0d9df720c3beb835 |
Largest movers 2014→2015
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| Wells Fargo (IRA) ⇒ Pimco Unconstrained Bd Fund Cl Inst'l (PFIUX) | — | held | $15,001 - $50,000 | $1,001 - $15,000 | $0 | $0 |
| Wells Fargo (IRA) ⇒ Templeton Income Tr Global Bd Fd Advisor Cl (TGBAX) | — | held | $15,001 - $50,000 | $1,001 - $15,000 | $0 | $0 |
| Wells Fargo (IRA) ⇒ Southern Company (SO) | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
| Wells Fargo (IRA) ⇒ Eaton Vance Corporation (EV) | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
| Wells Fargo (IRA) ⇒ QUALCOMM Incorporated (QCOM) | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
| Wells Fargo (IRA) ⇒ Harris Corporation (HRS) | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
| Wells Fargo (IRA) ⇒ Lowe's Companies, Inc. (LOW) | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
| Silver State Schools FCU (Savings #01) | SP | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
Largest movers 2015→2016
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| Wells Fargo (IRA) ⇒ Wells Fargo Money Market | — | held | $1,001 - $15,000 | $15,001 - $50,000 | $0 | $0 |
| TD Bank (Checking #4009) | — | held | $15,001 - $50,000 | $1,001 - $15,000 | $0 | $0 |
| Wells Fargo (IRA) ⇒ Lowe's Companies, Inc. (LOW) | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $8,000 |
| Wells Fargo (IRA) ⇒ FactSet Research Systems Inc. (FDS) | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $8,000 |
| Wells Fargo (IRA) ⇒ NextEra Energy, Inc. (NEE) | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $8,000 |
| Wells Fargo (IRA) ⇒ Microsoft Corporation (MSFT) | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $8,000 |
| Wells Fargo (IRA) ⇒ SCANA Corporation (SCG) | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $8,000 |
| Wells Fargo (IRA) ⇒ General Mills, Inc. (GIS) | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $8,000 |
Largest movers 2016→2017
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| Wells Fargo (IRA) ⇒ Wells Fargo Money Market [BA] | — | held | $15,001 - $50,000 | $1,001 - $15,000 | $0 | $0 |
| TD Bank (Checking #4009) [BA] | — | held | $1,001 - $15,000 | $15,001 - $50,000 | $0 | $0 |
| Wells Fargo (IRA) ⇒ Southern Company (SO) [ST] | — | held | $1,001 - $15,000 | None | $0 | $0 |
| Wells Fargo (IRA) ⇒ Harris Corporation (HRS) [ST] | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $8,000 |
| Wells Fargo (IRA) ⇒ Lowe's Companies, Inc. (LOW) [ST] | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $8,000 |
| Silver State Schools FCU (Savings #01) [BA] | SP | held | $1,001 - $15,000 | None | $0 | $0 |
| Wells Fargo (IRA) ⇒ FactSet Research Systems Inc. (FDS) [ST] | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $8,000 |
| Wells Fargo (IRA) ⇒ NextEra Energy, Inc. (NEE) [ST] | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $8,000 |
Method (summary)
- Schedule A asset rows are read from each annual report; the dollar range for each row is converted to its midpoint. Open-ended top ranges (“Over $50,000,000”) are excluded from the traced set and counted as a coverage loss.
- Positions are matched year to year by owner code (self/SP/DC/JT) + normalised asset name. A position that appears only in year t is included only if Schedule B shows a purchase of it in year t (opening value 0); a position that disappears is included only if Schedule B shows a sale (closing value 0). Otherwise it is excluded as unexplained.
- Estimated gain = (closing − opening + reported income − purchases + sale proceeds) ÷ opening, all at midpoints, for the traced positions. “Capital gains” income is not added again (it is already in value change and sale proceeds).
- A year counts only if traced opening value ≥ $50,000 and traced coverage ≥ 60% of the opening midpoint. A member is ranked only with ≥ 3 such years (exactly 2 = “limited data”, shown but unranked). Average = geometric mean of (1+yearly estimate).
Limitations
- Ranges are wide (up to a factor of 5 or more, and up to $50M+ open-ended); a holding can move between ranges without any real change in value, and stay in a range while moving materially. Yearly estimates are therefore noisy; the “strict envelope” shows the mathematical worst/best case and is typically wider than ±100%.
- Purchases and sales are only disclosed as ranges and only for transactions over $1,000; partial sales, dividend reinvestment, spousal/dependent accounts and retirement-plan funds are reported inconsistently. Excepted/blind trusts, personal residences and certain pensions are not reported at all.
- Filers sometimes change how they list assets (e.g. listing a brokerage account vs. its individual holdings), which can make positions untraceable across years; these are excluded rather than guessed.
- Asset values in an annual report are as of Dec 31 of the reporting year; the report year t−1→t covers that calendar year. Late or amended filings are used when filed; extensions can delay them.
- The text of these reports is machine-parsed from PDFs; parse errors are possible. Every number links back to the cited filing. This is not investment advice.
- Use of these filings is restricted by 5 U.S.C. § 105(c) (no unlawful, commercial or credit-rating purpose, and none for solicitation of money).
Generated 2026-10-01 by an automated pipeline. Data: Office of the Clerk, U.S. House of Representatives (disclosures-clerk.house.gov); member roster: unitedstates/congress-legislators (CC0).