Official portrait: unitedstates/images (public domain; source GPO Member Guide)
Rep. Teresa Leger Fernandez (D-NM)
House · Democrat (most recent term) · NM-3 · in Congress 2021–present · Bioguide ID L000273
Party history: D 2021–present. Source: term data in unitedstates/congress-legislators (CC0); party shown is as recorded per term there.
Estimated net worth (from public disclosures)
| Estimate | Report year | Low | Mid | High |
|---|---|---|---|---|
| (a) Estimated net worth before entering office (report year 2021, the member's first year in office) | 2021 | $1,311,019 | $2,243,008 | $3,174,998 |
| (b) Latest net worth estimate | 2025 | $347,016 | $1,301,006 | $2,254,997 |
| (c) Estimated gain / loss, nominal dollars, 2021 → 2025 (4 years spanned) | 2021–2025 | −$2,827,982 | −$942,002 | +$943,978 |
Gain Low = latest Low − earliest High; Gain High = latest High − earliest Low (widest possible spread); Mid = latest Mid − earliest Mid.
Reliability flags (net worth): 2021: 1 Schedule A row(s) had the upper bound of the range lost in text extraction; completed from the fixed statutory bracket; 2025: 1 Schedule A row(s) had the upper bound of the range lost in text extraction; completed from the fixed statutory bracket. Included in the recommended dollar-gain ranking.
Net worth by report year (mid; Low–High)
| Report year | Assets (mid) | Liabilities (mid) | Net worth mid | Low … High | Status / flags |
|---|---|---|---|---|---|
| 2021 | $2,320,510 | $77,501 | $2,243,008 | $1,311,019 … $3,174,998 | computed; 1 Schedule A row(s) had the upper bound of the range lost in text extraction; completed from the fixed statutory bracket |
| 2022 | $1,518,010 | $595,002 | $923,008 | $56,019 … $1,789,997 | computed |
| 2023 | $1,770,509 | $595,002 | $1,175,508 | $261,018 … $2,089,997 | computed |
| 2024 | $2,110,014 | $595,002 | $1,515,012 | $419,028 … $2,610,997 | computed |
| 2025 | $1,896,008 | $595,002 | $1,301,006 | $347,016 … $2,254,997 | computed; 1 Schedule A row(s) had the upper bound of the range lost in text extraction; completed from the fixed statutory bracket |
- What this is: Net worth = Schedule A assets (each value range at its midpoint; low–high range shown) minus Schedule D liabilities (midpoints / ranges). Low = assets at range floors minus liabilities at range ceilings; Mid = midpoints; High = assets at ceilings minus liabilities at floors. Low and High are outer bounds of the reported ranges, not likely outcomes.
- What it excludes / understates: exact values (only ranges are reported); a personal residence is not reported as an asset (although a mortgage on it may be listed as a liability, which then lowers the estimate); retirement and federal accounts (e.g. Thrift Savings Plan, defined-benefit pensions) are only partly or not reported; assets of excepted/blind trusts, cash held below reporting thresholds, vehicles, household goods and most spouse/dependent items exempt from reporting are not included; liabilities on a personal residence, revolving credit under thresholds and loans to family may be omitted by filers.
- Open-ended top ranges (e.g. “Over $50,000,000”) are counted at their lower bound and flagged, so such values are understated.
- The change is a change in estimated net worth in nominal dollars (no inflation adjustment). It includes salary, gifts, inheritances, business income and re-valuation as well as investment results, and it is subject to range-bracket noise; it is not an investment return and implies nothing about conduct.
Read this first. Members report asset values only as ranges (e.g. “$15,001 – $50,000”), never exact dollars. Every figure below is an estimate computed from range midpoints, not a measured return. Figures cannot be interpreted as investment performance, and they do not show wrongdoing or skill. Methodology and limitations are at the end and in the project README. Sources: public financial disclosure reports filed with the Clerk of the U.S. House of Representatives and/or the Secretary of the Senate (Senate eFD), linked below.
Limited data – not ranked. Only 2 comparable year-pair(s) could be computed (minimum 3 to rank). 5 annual filing(s) were usable (text-readable, validated OCR, or validated X-mark decoding) and 0 scanned/image-only filing(s) could not be used (older layouts failing validation, small amendments not integrated). See the method-per-year section below.
Estimated year-over-year change
Bars: midpoint estimate; whisker: same-position floor/ceiling band. Axis clipped to −100%…+150%. Years with insufficient traceable holdings are omitted.
| Year (t−1 → t) | Opening value (mid) | Closing value (mid) | Income (mid) | Buys (mid) | Sales (mid) | Est. gain | Same-position band | Strict envelope | Traced coverage | Status / flags |
|---|---|---|---|---|---|---|---|---|---|---|
| 2021→2022 | $175,000 | $497,504 | $0 | $163,504 | $0 | +90.9% | +78.0% … +123.0% | -120% … +302% | 8% | excluded; not eligible: traced coverage 8% < 60%; many new/exited positions |
| 2022→2023 | $65,001 | $333,002 | $0 | $56,502 | $32,500 | +375.4% | +320.0% … +560.0% | +32% … +718% | 4% | excluded; not eligible: traced coverage 4% < 60%; high turnover (buys+sells > 100% of opening value); many new/exited positions |
| 2023→2024 | $1,695,508 | $2,038,010 | $0 | $187,506 | $107,002 | +15.5% | +14.6% … +17.3% | -82% … +113% | 96% | counted |
| 2024→2025 | $2,035,014 | $1,813,007 | $0 | $858,514 | $879,009 | -9.9% | -12.3% … -4.0% | -127% … +108% | 96% | counted; many new/exited positions |
Filings used
Each annual-report year uses one filing (most recently filed version among originals/amendments whose Schedule A row count is ≥ 40% of the largest). Electronic (text) PDFs are parsed. Scanned/image-only filings are OCR-read and used only if they pass the explicit validation gates described in the project README (value/income coverage, two-engine agreement, exact bracket snapping, page completeness, year-to-year position continuity); such years are labelled OCR-derived below. Scanned filings that fail validation are listed as “insufficient data – scanned”.
| Report year | Doc ID | Type | Filed | Schedule A rows | Rows with unparsed value | Source (official filing) / SHA-256 |
|---|---|---|---|---|---|---|
| 2021 | 10048534 | House annual | 8/13/2022 | 19 | 1 | 10048534.pdf4769b822a5f61270fd44e3a2433f2665935b41567353a7a4609799c59fb20b61 |
| 2022 | 10052215 | House annual | 5/15/2023 | 19 | 0 | 10052215.pdf0799810d2b096f389a4a43ff3536587f3d6c5eb71831ce857b2e75d3c6e3e8d5 |
| 2023 | 10059199 | House annual | 7/3/2024 | 20 | 0 | 10059199.pdf3a206875d90468b26ea488ebda1a8520b507295b4d95e9a22217ac3094dbadf7 |
| 2024 | 10066929 | House annual | 8/12/2025 | 28 | 0 | 10066929.pdfbbff16ffbc7dd81e2697315c5bf23572dbd7bd9fbfa4b129d4022c2eaa763ad4 |
| 2025 | 10077330 | House annual | 8/11/2026 | 16 | 1 | 10077330.pdfd12a3b6b1154abb325eca4d57e117042f172366e7b8c6db8b2d67ad2546a00a8 |
Largest movers 2023→2024
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| Charles Schwabb IRA ⇒ Loomis Sayles Core Plus Bond Fd Cl Y (NERYX) [MF] | — | held | $50,001 - $100,000 | $100,001 - $250,000 | $0 | $0 |
| Charles Schwabb IRA ⇒ Parnassus Core Equity Fund-Institutional Shares (PRILX) [MF] | — | held | $50,001 - $100,000 | $100,001 - $250,000 | $8,000 | $0 |
| Charles Schwabb IRA ⇒ Schwab Prime Advantage Money Fund- Investor Shares (SWVXX) [MF] | — | new | — | $15,001 - $50,000 | $24,002 | $75,000 |
| Charles Schwabb IRA ⇒ Flat Rock Opportunity Fund (FROPX) [MF] | — | held | $15,001 - $50,000 | $50,001 - $100,000 | $0 | $0 |
| Charles Schwabb IRA ⇒ Vanguard Mid-Cap ETF (VO) [EF] | — | held | $15,001 - $50,000 | $50,001 - $100,000 | $0 | $0 |
| Charles Schwabb IRA ⇒ WCM Focused International Growth Fund Insti Cl (WCMIX) [MF] | — | held | $100,001 - $250,000 | $100,001 - $250,000 | $40,501 | $0 |
| Charles Schwabb IRA ⇒ Vanguard Equity Income Fund Admiral Shares (VEIRX) [MF] | — | held | $100,001 - $250,000 | $100,001 - $250,000 | $16,001 | $0 |
| Charles Schwabb IRA ⇒ Charles Schwab (Cash) [IH] | — | held | $1,001 - $15,000 | $1 - $1,000 | $8,000 | $0 |
Largest movers 2024→2025
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| Charles Schwabb IRA ⇒ Baird Aggregate Bond Fund Institutional Class (BAGIX) [MF] | — | held | $250,001 - $500,000 | $250,001 - $500,000 | $123,004 | $0 |
| Charles Schwabb IRA ⇒ Causeway International Value Fund - Institutional Class (CIVIX) [MF] | — | held | $50,001 - $100,000 | $100,001 - $250,000 | $0 | $0 |
| Charles Schwabb IRA ⇒ PIMCO Income Fund Insti Class (PIMIX) [MF] | — | new | — | $100,001 - $250,000 | $258,002 | $0 |
| Charles Schwabb IRA ⇒ Charles Schwab (Cash) [IH] | — | held | $1 - $1,000 | $1,001 - $15,000 | $88,006 | $0 |
| Charles Schwabb IRA ⇒ Vanguard S&P 500 ETF (VOO) [EF] | — | held | $100,001 - $250,000 | $250,001 - $500,000 | $150,001 | $0 |
| Charles Schwabb IRA ⇒ Schwab Prime Advantage Money Fund- Investor Shares (SWVXX) [MF] | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $40,501 | $8,000 |
| Charles Schwabb IRA ⇒ WCM Focused International Growth Fund Insti Cl (WCMIX) [MF] | — | held | $100,001 - $250,000 | $100,001 - $250,000 | $16,001 | $0 |
| Charles Schwabb IRA ⇒ Bluerock Total Income + Real Estate Fund Class I (TIPWX) [MF] | — | exited | $15,001 - $50,000 | — | $0 | $24,002 |
Method (summary)
- Schedule A asset rows are read from each annual report; the dollar range for each row is converted to its midpoint. Open-ended top ranges (“Over $50,000,000”) are excluded from the traced set and counted as a coverage loss.
- Positions are matched year to year by owner code (self/SP/DC/JT) + normalised asset name. A position that appears only in year t is included only if Schedule B shows a purchase of it in year t (opening value 0); a position that disappears is included only if Schedule B shows a sale (closing value 0). Otherwise it is excluded as unexplained.
- Estimated gain = (closing − opening + reported income − purchases + sale proceeds) ÷ opening, all at midpoints, for the traced positions. “Capital gains” income is not added again (it is already in value change and sale proceeds).
- A year counts only if traced opening value ≥ $50,000 and traced coverage ≥ 60% of the opening midpoint. A member is ranked only with ≥ 3 such years (exactly 2 = “limited data”, shown but unranked). Average = geometric mean of (1+yearly estimate).
Limitations
- Ranges are wide (up to a factor of 5 or more, and up to $50M+ open-ended); a holding can move between ranges without any real change in value, and stay in a range while moving materially. Yearly estimates are therefore noisy; the “strict envelope” shows the mathematical worst/best case and is typically wider than ±100%.
- Purchases and sales are only disclosed as ranges and only for transactions over $1,000; partial sales, dividend reinvestment, spousal/dependent accounts and retirement-plan funds are reported inconsistently. Excepted/blind trusts, personal residences and certain pensions are not reported at all.
- Filers sometimes change how they list assets (e.g. listing a brokerage account vs. its individual holdings), which can make positions untraceable across years; these are excluded rather than guessed.
- Asset values in an annual report are as of Dec 31 of the reporting year; the report year t−1→t covers that calendar year. Late or amended filings are used when filed; extensions can delay them.
- The text of these reports is machine-parsed from PDFs; parse errors are possible. Every number links back to the cited filing. This is not investment advice.
- Use of these filings is restricted by 5 U.S.C. § 105(c) (no unlawful, commercial or credit-rating purpose, and none for solicitation of money).
Generated 2026-10-01 by an automated pipeline. Data: Office of the Clerk, U.S. House of Representatives (disclosures-clerk.house.gov); member roster: unitedstates/congress-legislators (CC0).