Official portrait: unitedstates/images (public domain; source GPO Member Guide)
Rep. John James (R-MI)
House · Republican (most recent term) · MI-10 · in Congress 2023–present · Bioguide ID J000307
Party history: R 2023–present. Source: term data in unitedstates/congress-legislators (CC0); party shown is as recorded per term there.
Estimated net worth (from public disclosures)
| Estimate | Report year | Low | Mid | High |
|---|---|---|---|---|
| (a) Estimated net worth before entering office (report year 2022) | 2022 | $990,041 | $4,495,020 | $7,999,998 |
| (b) Latest net worth estimate | 2025 | $10,808,040 | $30,826,520 | $50,844,999 |
| (c) Estimated gain / loss, nominal dollars, 2022 → 2025 (3 years spanned) | 2022–2025 | +$2,808,042 | +$26,331,500 | +$49,854,958 |
Gain Low = latest Low − earliest High; Gain High = latest High − earliest Low (widest possible spread); Mid = latest Mid − earliest Mid.
Reliability flags (net worth): none for these two endpoints. Included in the recommended dollar-gain ranking.
Net worth by report year (mid; Low–High)
| Report year | Assets (mid) | Liabilities (mid) | Net worth mid | Low … High | Status / flags |
|---|---|---|---|---|---|
| 2022 | $5,620,020 | $1,125,001 | $4,495,020 | $990,041 … $7,999,998 | computed |
| 2023 | $9,026,076 | $1,125,001 | $7,901,074 | $1,836,151 … $13,965,998 | computed |
| 2024 | $16,186,020 | $750,000 | $15,436,019 | $5,592,039 … $25,279,999 | computed |
| 2025 | $31,576,520 | $750,000 | $30,826,520 | $10,808,040 … $50,844,999 | computed |
- What this is: Net worth = Schedule A assets (each value range at its midpoint; low–high range shown) minus Schedule D liabilities (midpoints / ranges). Low = assets at range floors minus liabilities at range ceilings; Mid = midpoints; High = assets at ceilings minus liabilities at floors. Low and High are outer bounds of the reported ranges, not likely outcomes.
- What it excludes / understates: exact values (only ranges are reported); a personal residence is not reported as an asset (although a mortgage on it may be listed as a liability, which then lowers the estimate); retirement and federal accounts (e.g. Thrift Savings Plan, defined-benefit pensions) are only partly or not reported; assets of excepted/blind trusts, cash held below reporting thresholds, vehicles, household goods and most spouse/dependent items exempt from reporting are not included; liabilities on a personal residence, revolving credit under thresholds and loans to family may be omitted by filers.
- Open-ended top ranges (e.g. “Over $50,000,000”) are counted at their lower bound and flagged, so such values are understated.
- The change is a change in estimated net worth in nominal dollars (no inflation adjustment). It includes salary, gifts, inheritances, business income and re-valuation as well as investment results, and it is subject to range-bracket noise; it is not an investment return and implies nothing about conduct.
Read this first. Members report asset values only as ranges (e.g. “$15,001 – $50,000”), never exact dollars. Every figure below is an estimate computed from range midpoints, not a measured return. Figures cannot be interpreted as investment performance, and they do not show wrongdoing or skill. Methodology and limitations are at the end and in the project README. Sources: public financial disclosure reports filed with the Clerk of the U.S. House of Representatives and/or the Secretary of the Senate (Senate eFD), linked below.
Limited data – not ranked. Only 2 comparable year-pair(s) could be computed (minimum 3 to rank). 4 annual filing(s) were usable (text-readable, validated OCR, or validated X-mark decoding) and 0 scanned/image-only filing(s) could not be used (older layouts failing validation, small amendments not integrated). See the method-per-year section below.
Estimated year-over-year change
Bars: midpoint estimate; whisker: same-position floor/ceiling band. Axis clipped to −100%…+150%. Years with insufficient traceable holdings are omitted.
| Year (t−1 → t) | Opening value (mid) | Closing value (mid) | Income (mid) | Buys (mid) | Sales (mid) | Est. gain | Same-position band | Strict envelope | Traced coverage | Status / flags |
|---|---|---|---|---|---|---|---|---|---|---|
| 2022→2023 | $1,780,016 | $5,754,568 | $30,602 | $3,990,552 | $0 | +0.8% | +0.6% … +1.3% | -398% … +399% | 32% | excluded; not eligible: traced coverage 32% < 60%; high turnover (buys+sells > 100% of opening value); many new/exited positions |
| 2023→2024 | $8,157,564 | $5,322,010 | $68,604 | $510,011 | $1,750,562 | -18.7% | -22.9% … +1.0% | -137% … +99% | 90% | counted; many new/exited positions |
| 2024→2025 | $15,762,016 | $31,195,016 | $614,104 | $107,002 | $8,000 | +101.2% | +84.1% … +105.5% | -86% … +289% | 97% | counted; single position drives the result (range jump) |
Filings used
Each annual-report year uses one filing (most recently filed version among originals/amendments whose Schedule A row count is ≥ 40% of the largest). Electronic (text) PDFs are parsed. Scanned/image-only filings are OCR-read and used only if they pass the explicit validation gates described in the project README (value/income coverage, two-engine agreement, exact bracket snapping, page completeness, year-to-year position continuity); such years are labelled OCR-derived below. Scanned filings that fail validation are listed as “insufficient data – scanned”.
| Report year | Doc ID | Type | Filed | Schedule A rows | Rows with unparsed value | Source (official filing) / SHA-256 |
|---|---|---|---|---|---|---|
| 2022 | 10062525 | House amendment | 8/1/2024 | 41 | 0 | 10062525.pdf0c9faebaad7a048746025bbb4de6a8da672690c8e0c7cf1dafd1c112438e8ae9 |
| 2023 | 10057721 | House annual | 9/3/2024 | 154 | 0 | 10057721.pdfb07536fca8518b62148029374f06c28a7552639485028295c731be3a4e905846 |
| 2024 | 10081526 | House amendment | 8/13/2026 | 129 | 0 | 10081526.pdf035536018b588435b3ebfc5744a0f117afcb2f51b1460c086c18bb8d29960d82 |
| 2025 | 10076053 | House annual | 8/13/2026 | 40 | 0 | 10076053.pdf93c4e0451afc62cdfbdb9c7d9a4805fdd34e490322453013f21e84c9308a81de |
Largest movers 2023→2024
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| John A. James Children’s Trust ⇒ Federated Hermes Government Obligations Fund AVR Shares ( | — | held | $1,000,001 - $5,000,000 | $50,001 - $100,000 | $40,002 | $750,000 |
| USAA Savings [BA] | JT | held | $100,001 - $250,000 | $500,001 - $1,000,000 | $0 | $0 |
| Fifth-Third Bank [BA] | — | held | $250,001 - $500,000 | $50,001 - $100,000 | $0 | $0 |
| James Group Inc 401k ⇒ American Funds 2045 Target DateLT [MF] | — | new | — | $100,001 - $250,000 | $8,000 | $0 |
| Calamos Growth [MF] | — | held | $15,001 - $50,000 | $50,001 - $100,000 | $0 | $0 |
| Chase Bank Bus. Complete [BA] | SP | held | $15,001 - $50,000 | $50,001 - $100,000 | $0 | $0 |
| 2032/2033 Enrollment Portfolio A Michigan Educational Savings Program [5F] | DC | held | $15,001 - $50,000 | $50,001 - $100,000 | $0 | $0 |
| 2030/2031 Enrollment Portfolio A Michigan Educational Savings Program [5F] | DC | held | $15,001 - $50,000 | $50,001 - $100,000 | $8,000 | $0 |
Largest movers 2024→2025
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| John A. James Children’s Trust ⇒ James Group, Inc. [OL] packing and exporting automotive c | — | held | $1,000,001 - $5,000,000 | $5,000,001 - $25,000,000 | $0 | $0 |
| John A. James Children’s Trust ⇒ MSBNA Preferred Savings - QC [BA] | — | held | $100,001 - $250,000 | $1,000,001 - $5,000,000 | $0 | $0 |
| USAA Checking [BA] | JT | held | $15,001 - $50,000 | $500,001 - $1,000,000 | $0 | $0 |
| USAA Savings [BA] | JT | held | $500,001 - $1,000,000 | $100,001 - $250,000 | $0 | $0 |
| John A. James Children’s Trust ⇒ Vanguard Russell 1000 Growth ETF (VONG) [EF] | — | held | $100,001 - $250,000 | $250,001 - $500,000 | $8,000 | $0 |
| Morgan Stanley Bank Account [BA] | JT | held | $100,001 - $250,000 | $1,001 - $15,000 | $0 | $0 |
| Fifth-Third Bank [BA] | — | held | $50,001 - $100,000 | $100,001 - $250,000 | $0 | $0 |
| John A. James Children’s Trust ⇒ Federated Hermes Government Obligations Fund AVR Shares ( | — | held | $50,001 - $100,000 | $100,001 - $250,000 | $0 | $0 |
Method (summary)
- Schedule A asset rows are read from each annual report; the dollar range for each row is converted to its midpoint. Open-ended top ranges (“Over $50,000,000”) are excluded from the traced set and counted as a coverage loss.
- Positions are matched year to year by owner code (self/SP/DC/JT) + normalised asset name. A position that appears only in year t is included only if Schedule B shows a purchase of it in year t (opening value 0); a position that disappears is included only if Schedule B shows a sale (closing value 0). Otherwise it is excluded as unexplained.
- Estimated gain = (closing − opening + reported income − purchases + sale proceeds) ÷ opening, all at midpoints, for the traced positions. “Capital gains” income is not added again (it is already in value change and sale proceeds).
- A year counts only if traced opening value ≥ $50,000 and traced coverage ≥ 60% of the opening midpoint. A member is ranked only with ≥ 3 such years (exactly 2 = “limited data”, shown but unranked). Average = geometric mean of (1+yearly estimate).
Limitations
- Ranges are wide (up to a factor of 5 or more, and up to $50M+ open-ended); a holding can move between ranges without any real change in value, and stay in a range while moving materially. Yearly estimates are therefore noisy; the “strict envelope” shows the mathematical worst/best case and is typically wider than ±100%.
- Purchases and sales are only disclosed as ranges and only for transactions over $1,000; partial sales, dividend reinvestment, spousal/dependent accounts and retirement-plan funds are reported inconsistently. Excepted/blind trusts, personal residences and certain pensions are not reported at all.
- Filers sometimes change how they list assets (e.g. listing a brokerage account vs. its individual holdings), which can make positions untraceable across years; these are excluded rather than guessed.
- Asset values in an annual report are as of Dec 31 of the reporting year; the report year t−1→t covers that calendar year. Late or amended filings are used when filed; extensions can delay them.
- The text of these reports is machine-parsed from PDFs; parse errors are possible. Every number links back to the cited filing. This is not investment advice.
- Use of these filings is restricted by 5 U.S.C. § 105(c) (no unlawful, commercial or credit-rating purpose, and none for solicitation of money).
Generated 2026-10-01 by an automated pipeline. Data: Office of the Clerk, U.S. House of Representatives (disclosures-clerk.house.gov); member roster: unitedstates/congress-legislators (CC0).