Official portrait: unitedstates/images (public domain; source GPO Member Guide)
Rep. Sara Jacobs (D-CA)
House · Democrat (most recent term) · CA-51 · in Congress 2021–present · Bioguide ID J000305
Party history: D 2021–present. Source: term data in unitedstates/congress-legislators (CC0); party shown is as recorded per term there.
Estimated net worth (from public disclosures)
| Estimate | Report year | Low | Mid | High |
|---|---|---|---|---|
| (a) Estimated net worth before entering office (report year 2021, the member's first year in office) | 2021 | $25,001,042 | $76,034,020 | $127,066,999 |
| (b) Latest net worth estimate | 2025 | $23,203,016 | $81,724,507 | $140,245,998 |
| (c) Estimated gain / loss, nominal dollars, 2021 → 2025 (4 years spanned) | 2021–2025 | −$103,863,983 | +$5,690,486 | +$115,244,956 |
Gain Low = latest Low − earliest High; Gain High = latest High − earliest Low (widest possible spread); Mid = latest Mid − earliest Mid.
Reliability flags (net worth): none for these two endpoints. Included in the recommended dollar-gain ranking.
Net worth by report year (mid; Low–High)
| Report year | Assets (mid) | Liabilities (mid) | Net worth mid | Low … High | Status / flags |
|---|---|---|---|---|---|
| 2021 | $76,784,021 | $750,000 | $76,034,020 | $25,001,042 … $127,066,999 | computed |
| 2022 | $62,394,522 | $750,000 | $61,644,522 | $20,410,044 … $102,878,999 | computed; 1 Schedule A row(s) had the upper bound of the range lost in text extraction; completed from the fixed statutory bracket |
| 2023 | $73,664,522 | $1,500,001 | $72,164,521 | $22,933,044 … $121,395,998 | computed |
| 2024 | $85,428,021 | $1,500,001 | $83,928,020 | $26,805,042 … $141,050,998 | computed |
| 2025 | $85,099,508 | $3,375,001 | $81,724,507 | $23,203,016 … $140,245,998 | computed |
- What this is: Net worth = Schedule A assets (each value range at its midpoint; low–high range shown) minus Schedule D liabilities (midpoints / ranges). Low = assets at range floors minus liabilities at range ceilings; Mid = midpoints; High = assets at ceilings minus liabilities at floors. Low and High are outer bounds of the reported ranges, not likely outcomes.
- What it excludes / understates: exact values (only ranges are reported); a personal residence is not reported as an asset (although a mortgage on it may be listed as a liability, which then lowers the estimate); retirement and federal accounts (e.g. Thrift Savings Plan, defined-benefit pensions) are only partly or not reported; assets of excepted/blind trusts, cash held below reporting thresholds, vehicles, household goods and most spouse/dependent items exempt from reporting are not included; liabilities on a personal residence, revolving credit under thresholds and loans to family may be omitted by filers.
- Open-ended top ranges (e.g. “Over $50,000,000”) are counted at their lower bound and flagged, so such values are understated.
- The change is a change in estimated net worth in nominal dollars (no inflation adjustment). It includes salary, gifts, inheritances, business income and re-valuation as well as investment results, and it is subject to range-bracket noise; it is not an investment return and implies nothing about conduct.
Read this first. Members report asset values only as ranges (e.g. “$15,001 – $50,000”), never exact dollars. Every figure below is an estimate computed from range midpoints, not a measured return. Figures cannot be interpreted as investment performance, and they do not show wrongdoing or skill. Methodology and limitations are at the end and in the project README. Sources: public financial disclosure reports filed with the Clerk of the U.S. House of Representatives and/or the Secretary of the Senate (Senate eFD), linked below.
Avg. annual change (geometric, est.)+4.4%
Simple average of years+5.9%
Years estimated4
Best / worst single year2023 +22%
2022 -21%
2022 -21%
Reliability flags: few years (4); 1 unparsed value(s).
Sensitivity band for the average (all ranges at floor vs. all at ceiling, same holdings both years): +3.1% to +4.6%. This band is narrow because it moves both years together; the true uncertainty is larger — see the per-year “strict envelope” column and the limitations.
Estimated year-over-year change
Bars: midpoint estimate; whisker: same-position floor/ceiling band. Axis clipped to −100%…+150%. Years with insufficient traceable holdings are omitted.
| Year (t−1 → t) | Opening value (mid) | Closing value (mid) | Income (mid) | Buys (mid) | Sales (mid) | Est. gain | Same-position band | Strict envelope | Traced coverage | Status / flags |
|---|---|---|---|---|---|---|---|---|---|---|
| 2021→2022 | $76,552,018 | $62,098,018 | $1,259,258 | $3,121,504 | $97,003 | -21.2% | -21.3% … -20.7% | -145% … +102% | 100% | counted; many new/exited positions |
| 2022→2023 | $61,992,014 | $73,259,014 | $2,380,809 | $113,502 | $56,502 | +21.9% | +18.9% … +22.6% | -125% … +169% | 100% | counted |
| 2023→2024 | $73,664,522 | $85,353,020 | $2,349,311 | $250,010 | $507,022 | +19.4% | +17.5% … +19.8% | -127% … +166% | 100% | counted |
| 2024→2025 | $85,428,021 | $85,091,508 | $2,817,006 | $0 | $387,015 | +3.4% | +1.9% … +3.7% | -132% … +139% | 100% | counted |
Filings used
Each annual-report year uses one filing (most recently filed version among originals/amendments whose Schedule A row count is ≥ 40% of the largest). Electronic (text) PDFs are parsed. Scanned/image-only filings are OCR-read and used only if they pass the explicit validation gates described in the project README (value/income coverage, two-engine agreement, exact bracket snapping, page completeness, year-to-year position continuity); such years are labelled OCR-derived below. Scanned filings that fail validation are listed as “insufficient data – scanned”.
| Report year | Doc ID | Type | Filed | Schedule A rows | Rows with unparsed value | Source (official filing) / SHA-256 |
|---|---|---|---|---|---|---|
| 2021 | 10048224 | House annual | 7/21/2022 | 117 | 0 | 10048224.pdfe272638400811e4a65fa5fd97be9d9b740d8077a49f625cb26f24397174967d3 |
| 2022 | 10052695 | House annual | 6/14/2023 | 45 | 1 | 10052695.pdfb4b9443ebe3e7a525d306bccabd0a9c06b9fe9eeec7b75d6626f5e48dca08229 |
| 2023 | 10059210 | House annual | 8/13/2024 | 56 | 0 | 10059210.pdfee2b276fb69d51f1ccb112b8abfc19290344def10d7dbf8dfae0af47b438814c |
| 2024 | 10066924 | House annual | 8/13/2025 | 52 | 0 | 10066924.pdf1bdf953f932b989375eea6182d09c6a414283119da24b7209546075885378127 |
| 2025 | 10074394 | House annual | 6/26/2026 | 43 | 0 | 10074394.pdff40548c39b89388972c766e2e1ee418dc53db6a96c3cdf5e796394f6a46173b2 |
Largest movers 2022→2023
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| Sara Jacobs Trust U/A DTD 09/01/2009 ⇒ Merrill Lynch - SJ QCOM ⇒ Belgard Capital Fund LLC | — | held | $1,000,001 - $5,000,000 | $5,000,001 - $25,000,000 | $0 | $0 |
| Sara Jacobs Trust U/A DTD 09/01/2009 ⇒ Merrill Lynch - SJ QCOM ⇒ U.S. Treasury Bills [GS] | — | held | $1,000,001 - $5,000,000 | None | $0 | $0 |
| Sara J Jacobs 1999 Trust ⇒ Merrill Lynch - SJ QCOM ⇒ QUALCOMM Incorporated (QCOM) [ST] | — | held | $500,001 - $1,000,000 | $1,000,001 - $5,000,000 | $0 | $0 |
| Sara Jacobs Trust U/A DTD 09/01/2009 ⇒ Merrill Lynch - SJ Main ⇒ Bank of America, N.A. [BA | — | held | $100,001 - $250,000 | $50,001 - $100,000 | $0 | $0 |
| Sara Jacobs Trust U/A DTD 09/01/2009 ⇒ Merrill Lynch - SJ QCOM ⇒ Bank of America, N.A. [BA | — | held | $1 - $1,000 | $50,001 - $100,000 | $0 | $0 |
| Sara J Jacobs 1999 Trust ⇒ Merrill Lynch - SJ BP ⇒ Vanguard Total Stock Market ETF (VTI) [ | — | held | $15,001 - $50,000 | $50,001 - $100,000 | $0 | $0 |
| Sara J Jacobs 1999 Trust ⇒ Merrill Lynch - SJ BP ⇒ iShares Core Dividend Growth ETF (DGRO) | — | held | $15,001 - $50,000 | $1,001 - $15,000 | $0 | $0 |
| Sara J Jacobs 1999 Trust ⇒ Merrill Lynch - SJ BP ⇒ WisdomTree Floating Rate Treasury Fund | — | held | $15,001 - $50,000 | $1,001 - $15,000 | $0 | $8,000 |
Largest movers 2023→2024
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| Sara Jacobs Trust U/A DTD 09/01/2009 ⇒ Merrill Lynch - SJ QCOM ⇒ Clearfork Capital Fund LL | — | held | $1,000,001 - $5,000,000 | $5,000,001 - $25,000,000 | $0 | $0 |
| Sara J Jacobs 1999 Trust ⇒ Merrill Lynch - SJ BP ⇒ First Trust TCW Opportunistic Fixed Inc | — | held | $15,001 - $50,000 | None | $0 | $0 |
| Sara J Jacobs 1999 Trust ⇒ Merrill Lynch - SJ BP ⇒ Shenkman Capital Short Duration High In | — | held | $15,001 - $50,000 | None | $8,000 | $8,000 |
| Sara J Jacobs 1999 Trust ⇒ Merrill Lynch - SJ BP ⇒ Artisan High Income Fund Advisor Shares | — | held | $15,001 - $50,000 | $1,001 - $15,000 | $8,000 | $8,000 |
| Sara J Jacobs 1999 Trust ⇒ Merrill Lynch - SJ BP ⇒ ALPS/Smith Total Return Bond Fund Class | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $16,001 | $32,500 |
| Sara J Jacobs 1999 Trust ⇒ Merrill Lynch - SJ BP ⇒ DWS RREEF Real Assets Fund - Class Inst | — | held | $15,001 - $50,000 | $1,001 - $15,000 | $0 | $8,000 |
| Sara J Jacobs 1999 Trust ⇒ Merrill Lynch - SJ BP ⇒ Vanguard Div Appreciation ETF (VIG) [EF | — | held | $15,001 - $50,000 | $1,001 - $15,000 | $0 | $8,000 |
| Sara J Jacobs 1999 Trust ⇒ Merrill Lynch - SJ BP ⇒ iShares Core Dividend Growth ETF (DGRO) | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $16,001 |
Largest movers 2024→2025
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| Trust #1 ⇒ Bank of America - Checking Account [BA] | — | held | $50,001 - $100,000 | $100,001 - $250,000 | $0 | $0 |
| Sara J Jacobs 1999 Trust ⇒ Merrill Lynch - SJ BP ⇒ Eaton Vance Richard Bernstein Equity St | — | held | $15,001 - $50,000 | None | $0 | $0 |
| Sara J Jacobs 1999 Trust ⇒ Merrill Lynch - SJ BP ⇒ Washington Mutual Investors Fund Cl F-2 | — | held | $15,001 - $50,000 | None | $0 | $8,000 |
| Sara J Jacobs 1999 Trust ⇒ Merrill Lynch - SJ BP ⇒ AMCAP Fund, Class F-2 Shares (AMCFX) [M | — | held | $15,001 - $50,000 | None | $0 | $8,000 |
| Sara J Jacobs 1999 Trust ⇒ Merrill Lynch - SJ BP ⇒ Bank of America, N.A. [BA] | — | held | $1,001 - $15,000 | None | $0 | $0 |
| Sara J Jacobs 1999 Trust ⇒ Merrill Lynch - SJ BP ⇒ Angel Oak Multi-Strategy Income Fd Inst | — | held | $1,001 - $15,000 | None | $0 | $16,001 |
| Sara J Jacobs 1999 Trust ⇒ Merrill Lynch - SJ BP ⇒ Vanguard Total Stock Market ETF (VTI) [ | — | held | $15,001 - $50,000 | None | $0 | $40,501 |
| Sara J Jacobs 1999 Trust ⇒ Merrill Lynch - SJ BP ⇒ ALPS/Smith Total Return Bond Fund Class | — | held | $15,001 - $50,000 | None | $0 | $40,501 |
Method (summary)
- Schedule A asset rows are read from each annual report; the dollar range for each row is converted to its midpoint. Open-ended top ranges (“Over $50,000,000”) are excluded from the traced set and counted as a coverage loss.
- Positions are matched year to year by owner code (self/SP/DC/JT) + normalised asset name. A position that appears only in year t is included only if Schedule B shows a purchase of it in year t (opening value 0); a position that disappears is included only if Schedule B shows a sale (closing value 0). Otherwise it is excluded as unexplained.
- Estimated gain = (closing − opening + reported income − purchases + sale proceeds) ÷ opening, all at midpoints, for the traced positions. “Capital gains” income is not added again (it is already in value change and sale proceeds).
- A year counts only if traced opening value ≥ $50,000 and traced coverage ≥ 60% of the opening midpoint. A member is ranked only with ≥ 3 such years (exactly 2 = “limited data”, shown but unranked). Average = geometric mean of (1+yearly estimate).
Limitations
- Ranges are wide (up to a factor of 5 or more, and up to $50M+ open-ended); a holding can move between ranges without any real change in value, and stay in a range while moving materially. Yearly estimates are therefore noisy; the “strict envelope” shows the mathematical worst/best case and is typically wider than ±100%.
- Purchases and sales are only disclosed as ranges and only for transactions over $1,000; partial sales, dividend reinvestment, spousal/dependent accounts and retirement-plan funds are reported inconsistently. Excepted/blind trusts, personal residences and certain pensions are not reported at all.
- Filers sometimes change how they list assets (e.g. listing a brokerage account vs. its individual holdings), which can make positions untraceable across years; these are excluded rather than guessed.
- Asset values in an annual report are as of Dec 31 of the reporting year; the report year t−1→t covers that calendar year. Late or amended filings are used when filed; extensions can delay them.
- The text of these reports is machine-parsed from PDFs; parse errors are possible. Every number links back to the cited filing. This is not investment advice.
- Use of these filings is restricted by 5 U.S.C. § 105(c) (no unlawful, commercial or credit-rating purpose, and none for solicitation of money).
Generated 2026-10-01 by an automated pipeline. Data: Office of the Clerk, U.S. House of Representatives (disclosures-clerk.house.gov); member roster: unitedstates/congress-legislators (CC0).