Official portrait: unitedstates/images (public domain; source GPO Member Guide)
Rep. Josh Harder (D-CA)
House · Democrat (most recent term) · CA-9 · in Congress 2019–present · Bioguide ID H001090
Party history: D 2019–present. Source: term data in unitedstates/congress-legislators (CC0); party shown is as recorded per term there.
Estimated net worth (from public disclosures)
| Estimate | Report year | Low | Mid | High |
|---|---|---|---|---|
| (a) Estimated net worth before entering office (report year 2019, the member's first year in office) | 2019 | $1,278,045 | $2,190,022 | $3,102,000 |
| (b) Latest net worth estimate | 2025 | $1,482,045 | $4,849,022 | $8,215,998 |
| (c) Estimated gain / loss, nominal dollars, 2019 → 2025 (6 years spanned) | 2019–2025 | −$1,619,955 | +$2,658,999 | +$6,937,953 |
Gain Low = latest Low − earliest High; Gain High = latest High − earliest Low (widest possible spread); Mid = latest Mid − earliest Mid.
Reliability flags (net worth): none for these two endpoints. Included in the recommended dollar-gain ranking.
Net worth by report year (mid; Low–High)
| Report year | Assets (mid) | Liabilities (mid) | Net worth mid | Low … High | Status / flags |
|---|---|---|---|---|---|
| 2019 | $2,190,022 | $0 | $2,190,022 | $1,278,045 … $3,102,000 | computed |
| 2020 | $4,219,018 | $762,500 | $3,456,518 | $628,037 … $6,284,999 | computed; 1 Schedule A row(s) had the upper bound of the range lost in text extraction; completed from the fixed statutory bracket |
| 2021 | $4,575,520 | $750,000 | $3,825,520 | $861,040 … $6,789,999 | computed |
| 2022 | $4,177,522 | $750,000 | $3,427,521 | $597,043 … $6,257,999 | computed |
| 2023 | $4,622,523 | $750,000 | $3,872,522 | $859,046 … $6,885,999 | computed; 1 Schedule A row(s) had the upper bound of the range lost in text extraction; completed from the fixed statutory bracket |
| 2024 | $5,040,022 | $750,000 | $4,290,022 | $1,169,045 … $7,410,999 | computed |
| 2025 | $5,631,522 | $782,501 | $4,849,022 | $1,482,045 … $8,215,998 | computed |
- What this is: Net worth = Schedule A assets (each value range at its midpoint; low–high range shown) minus Schedule D liabilities (midpoints / ranges). Low = assets at range floors minus liabilities at range ceilings; Mid = midpoints; High = assets at ceilings minus liabilities at floors. Low and High are outer bounds of the reported ranges, not likely outcomes.
- What it excludes / understates: exact values (only ranges are reported); a personal residence is not reported as an asset (although a mortgage on it may be listed as a liability, which then lowers the estimate); retirement and federal accounts (e.g. Thrift Savings Plan, defined-benefit pensions) are only partly or not reported; assets of excepted/blind trusts, cash held below reporting thresholds, vehicles, household goods and most spouse/dependent items exempt from reporting are not included; liabilities on a personal residence, revolving credit under thresholds and loans to family may be omitted by filers.
- Open-ended top ranges (e.g. “Over $50,000,000”) are counted at their lower bound and flagged, so such values are understated.
- The change is a change in estimated net worth in nominal dollars (no inflation adjustment). It includes salary, gifts, inheritances, business income and re-valuation as well as investment results, and it is subject to range-bracket noise; it is not an investment return and implies nothing about conduct.
Read this first. Members report asset values only as ranges (e.g. “$15,001 – $50,000”), never exact dollars. Every figure below is an estimate computed from range midpoints, not a measured return. Figures cannot be interpreted as investment performance, and they do not show wrongdoing or skill. Methodology and limitations are at the end and in the project README. Sources: public financial disclosure reports filed with the Clerk of the U.S. House of Representatives and/or the Secretary of the Senate (Senate eFD), linked below.
Avg. annual change (geometric, est.)+22.7%
Simple average of years+31.0%
Years estimated5
Best / worst single year2020 +137%
2022 -8%
2022 -8%
Reliability flags: a year exceeds ±100%; 1 year(s) driven by income/one position/range artefact; 2 unparsed value(s).
Sensitivity band for the average (all ranges at floor vs. all at ceiling, same holdings both years): +13.7% to +25.9%. This band is narrow because it moves both years together; the true uncertainty is larger — see the per-year “strict envelope” column and the limitations.
Estimated year-over-year change
Bars: midpoint estimate; whisker: same-position floor/ceiling band. Axis clipped to −100%…+150%. Years with insufficient traceable holdings are omitted.
| Year (t−1 → t) | Opening value (mid) | Closing value (mid) | Income (mid) | Buys (mid) | Sales (mid) | Est. gain | Same-position band | Strict envelope | Traced coverage | Status / flags |
|---|---|---|---|---|---|---|---|---|---|---|
| 2019→2020 | $1,716,014 | $3,896,514 | $11,654 | $56,004 | $214,504 | +137.0% | +52.9% … +173.6% | -52% … +326% | 78% | counted; many new/exited positions; single position drives the result (range jump) |
| 2020→2021 | $3,870,016 | $4,220,516 | $54,904 | $56,004 | $199,002 | +14.2% | +11.7% … +24.8% | -119% … +147% | 93% | counted |
| 2021→2022 | $4,519,018 | $4,105,018 | $55,504 | $40,002 | $32,002 | -8.1% | -13.1% … -6.8% | -125% … +109% | 99% | counted |
| 2022→2023 | $3,365,013 | $3,387,514 | $33,101 | $73,002 | $16,001 | -0.0% | -1.7% … +0.3% | -136% … +136% | 81% | counted |
| 2023→2024 | $372,011 | $555,013 | $85,001 | $88,504 | $40,002 | +59.0% | +46.9% … +114.2% | -123% … +241% | 10% | excluded; not eligible: traced coverage 10% < 60%; many new/exited positions |
| 2024→2025 | $5,015,520 | $5,567,020 | $22,403 | $56,004 | $80,005 | +11.9% | +10.6% … +16.7% | -108% … +132% | 100% | counted |
Filings used
Each annual-report year uses one filing (most recently filed version among originals/amendments whose Schedule A row count is ≥ 40% of the largest). Electronic (text) PDFs are parsed. Scanned/image-only filings are OCR-read and used only if they pass the explicit validation gates described in the project README (value/income coverage, two-engine agreement, exact bracket snapping, page completeness, year-to-year position continuity); such years are labelled OCR-derived below. Scanned filings that fail validation are listed as “insufficient data – scanned”.
| Report year | Doc ID | Type | Filed | Schedule A rows | Rows with unparsed value | Source (official filing) / SHA-256 |
|---|---|---|---|---|---|---|
| 2019 | 10041046 | House amendment | 8/13/2021 | 46 | 0 | 10041046.pdf1ca854d408513e1488c30bb092b3e3cf4d64f8426a48c272c8feb08c57291649 |
| 2020 | 10040757 | House annual | 8/13/2021 | 39 | 1 | 10040757.pdf95867beaea610cd187d1a458609fe7adc0314a996dd2de2a2602304e26f12377 |
| 2021 | 10047596 | House annual | 8/10/2022 | 40 | 0 | 10047596.pdf0feb1bd18655934c065e6422f1e80dcc927c4e9a45649aa9be07a1c8ea69a159 |
| 2022 | 10051998 | House annual | 5/10/2023 | 43 | 0 | 10051998.pdf01301853831de7e2f6e6faf53fddb5ad2a26674cd20de33747390d7e8412d95f |
| 2023 | 10058971 | House annual | 5/15/2024 | 46 | 1 | 10058971.pdf1b86fd547dbcd969371bb9eefaf441edd5017242c5df6f12cdf7849c5b91ef4e |
| 2024 | 10077893 | House amendment | 5/13/2026 | 45 | 0 | 10077893.pdf26363eeae677f04b214a30a4670f437e9e75b58ed2fcd7350429e97982bad475 |
| 2025 | 10076099 | House annual | 5/13/2026 | 46 | 0 | 10076099.pdf30127964a96ab93daab462c62cc01621a01537c92a8ce9f466f597c28f734c0f |
Largest movers 2021→2022
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| Charles Schwab Investment Account ⇒ SPDR S&P MIDCAP 400 ETF [EF] | SP | held | $500,001 - $1,000,000 | $250,001 - $500,000 | $0 | $0 |
| Betterment Retirement Account ⇒ Schwab International Equity ETF (SCHF) [EF] | — | held | $15,001 - $50,000 | $1,001 - $15,000 | $0 | $0 |
| Betterment Traditional IRA ⇒ Vanguard FTSE Developed Markets ETF (VEA) [EF] | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $16,001 | $0 |
| Betterment Traditional IRA ⇒ Vanguard FTSE Emerging Markets ETF (VWO) [EF] | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $16,001 | $0 |
| Betterment Retirement Account ⇒ iShares Core MSCI EAFE ETF (IEFA) [EF] | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $8,000 |
| Betterment Retirement Account ⇒ Vanguard Value ETF (VTV) [EF] | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $8,000 |
| Betterment Retirement Account ⇒ iShares Core MSCI Emerging Markets ETF (IEMG) [EF] | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $8,000 |
| Betterment Retirement Account ⇒ Vanguard Mid-Cap Value ETF (VOE) [EF] | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $8,000 |
Largest movers 2022→2023
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| Bank of America Checking Account [BA] | JT | held | $50,001 - $100,000 | $15,001 - $50,000 | $0 | $0 |
| Betterment Retirement Account ⇒ iShares National Muni Bond ETF (MUB) [EF] | — | exited | $1,001 - $15,000 | — | $0 | $16,001 |
| Betterment Retirement Account ⇒ Vanguard FTSE Emerging Markets ETF (VWO) [EF] | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
| Betterment Traditional IRA ⇒ iShares J.P. Morgan USD Emerging Markets Bond ETF (EMB) [EF] | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
| Alex Brown Raymond James brokerage ⇒ Rocket Lab USA, Inc. (RKLB) [ST] | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
| Betterment Traditional IRA ⇒ iShares Core US Aggregate Bond ETF (AGG) [EF] | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
| Betterment Retirement Account ⇒ iShares Core S&P Total U.S. Stock Market ETF (ITOT) | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
| Betterment Traditional IRA ⇒ Vanguard Total Stock Market ETF (VTI) [EF] | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
Largest movers 2024→2025
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| Bessemer Venture Associates IX L.P. Fund [HE] | — | held | $15,001 - $50,000 | $250,001 - $500,000 | $0 | $0 |
| Bessemer Venture Associates VIII L.P. Fund [HE] | — | held | $1,001 - $15,000 | $100,001 - $250,000 | $0 | $0 |
| Alex Brown Raymond James brokerage ⇒ Rocket Lab USA, Inc. (RKLB) [ST] | — | held | $50,001 - $100,000 | $100,001 - $250,000 | $0 | $0 |
| Merrill Investment Account ⇒ ACV Auctions Inc. - Class A (ACVA) [ST] | — | held | $50,001 - $100,000 | $15,001 - $50,000 | $0 | $0 |
| Betterment Brokerage Account ⇒ | — | held | $15,001 - $50,000 | $1,001 - $15,000 | $0 | $0 |
| Alex Brown Raymond James brokerage ⇒ Okta, Inc. - Class A (OKTA) [ST] | — | held | $1,001 - $15,000 | $15,001 - $50,000 | $0 | $0 |
| Betterment Brokerage Account ⇒ iShares Core MSCI Emerging Markets ETF (IEMG) [EF] | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $16,001 |
| Betterment Brokerage Account ⇒ iShares National Muni Bond ETF (MUB) [EF] | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $24,002 | $8,000 |
Method (summary)
- Schedule A asset rows are read from each annual report; the dollar range for each row is converted to its midpoint. Open-ended top ranges (“Over $50,000,000”) are excluded from the traced set and counted as a coverage loss.
- Positions are matched year to year by owner code (self/SP/DC/JT) + normalised asset name. A position that appears only in year t is included only if Schedule B shows a purchase of it in year t (opening value 0); a position that disappears is included only if Schedule B shows a sale (closing value 0). Otherwise it is excluded as unexplained.
- Estimated gain = (closing − opening + reported income − purchases + sale proceeds) ÷ opening, all at midpoints, for the traced positions. “Capital gains” income is not added again (it is already in value change and sale proceeds).
- A year counts only if traced opening value ≥ $50,000 and traced coverage ≥ 60% of the opening midpoint. A member is ranked only with ≥ 3 such years (exactly 2 = “limited data”, shown but unranked). Average = geometric mean of (1+yearly estimate).
Limitations
- Ranges are wide (up to a factor of 5 or more, and up to $50M+ open-ended); a holding can move between ranges without any real change in value, and stay in a range while moving materially. Yearly estimates are therefore noisy; the “strict envelope” shows the mathematical worst/best case and is typically wider than ±100%.
- Purchases and sales are only disclosed as ranges and only for transactions over $1,000; partial sales, dividend reinvestment, spousal/dependent accounts and retirement-plan funds are reported inconsistently. Excepted/blind trusts, personal residences and certain pensions are not reported at all.
- Filers sometimes change how they list assets (e.g. listing a brokerage account vs. its individual holdings), which can make positions untraceable across years; these are excluded rather than guessed.
- Asset values in an annual report are as of Dec 31 of the reporting year; the report year t−1→t covers that calendar year. Late or amended filings are used when filed; extensions can delay them.
- The text of these reports is machine-parsed from PDFs; parse errors are possible. Every number links back to the cited filing. This is not investment advice.
- Use of these filings is restricted by 5 U.S.C. § 105(c) (no unlawful, commercial or credit-rating purpose, and none for solicitation of money).
Generated 2026-10-01 by an automated pipeline. Data: Office of the Clerk, U.S. House of Representatives (disclosures-clerk.house.gov); member roster: unitedstates/congress-legislators (CC0).