Official portrait: unitedstates/images (public domain; source GPO Member Guide)
Rep. Andrew R. Garbarino (R-NY)
House · Republican (most recent term) · NY-2 · in Congress 2021–present · Bioguide ID G000597
Party history: R 2021–present. Source: term data in unitedstates/congress-legislators (CC0); party shown is as recorded per term there.
Estimated net worth (from public disclosures)
| Estimate | Report year | Low | Mid | High |
|---|---|---|---|---|
| (a) Estimated net worth before entering office (report year 2021, the member's first year in office) | 2021 | −$474,983 | −$185,492 | $103,998 |
| (b) Latest net worth estimate | 2025 | −$509,984 | −$228,493 | $52,998 |
| (c) Estimated gain / loss, nominal dollars, 2021 → 2025 (4 years spanned) | 2021–2025 | −$613,982 | −$43,000 | +$527,981 |
Gain Low = latest Low − earliest High; Gain High = latest High − earliest Low (widest possible spread); Mid = latest Mid − earliest Mid.
Reliability flags (net worth): none for these two endpoints. Included in the recommended dollar-gain ranking.
Net worth by report year (mid; Low–High)
| Report year | Assets (mid) | Liabilities (mid) | Net worth mid | Low … High | Status / flags |
|---|---|---|---|---|---|
| 2021 | $264,508 | $450,001 | −$185,492 | −$474,983 … $103,998 | computed |
| 2022 | $288,510 | $450,001 | −$161,491 | −$471,980 … $148,998 | computed |
| 2023 | $262,009 | $450,001 | −$187,992 | −$493,982 … $117,998 | computed |
| 2024 | $254,008 | $450,001 | −$195,992 | −$494,983 … $102,998 | computed |
| 2025 | $221,508 | $450,001 | −$228,493 | −$509,984 … $52,998 | computed |
- What this is: Net worth = Schedule A assets (each value range at its midpoint; low–high range shown) minus Schedule D liabilities (midpoints / ranges). Low = assets at range floors minus liabilities at range ceilings; Mid = midpoints; High = assets at ceilings minus liabilities at floors. Low and High are outer bounds of the reported ranges, not likely outcomes.
- What it excludes / understates: exact values (only ranges are reported); a personal residence is not reported as an asset (although a mortgage on it may be listed as a liability, which then lowers the estimate); retirement and federal accounts (e.g. Thrift Savings Plan, defined-benefit pensions) are only partly or not reported; assets of excepted/blind trusts, cash held below reporting thresholds, vehicles, household goods and most spouse/dependent items exempt from reporting are not included; liabilities on a personal residence, revolving credit under thresholds and loans to family may be omitted by filers.
- Open-ended top ranges (e.g. “Over $50,000,000”) are counted at their lower bound and flagged, so such values are understated.
- The change is a change in estimated net worth in nominal dollars (no inflation adjustment). It includes salary, gifts, inheritances, business income and re-valuation as well as investment results, and it is subject to range-bracket noise; it is not an investment return and implies nothing about conduct.
Read this first. Members report asset values only as ranges (e.g. “$15,001 – $50,000”), never exact dollars. Every figure below is an estimate computed from range midpoints, not a measured return. Figures cannot be interpreted as investment performance, and they do not show wrongdoing or skill. Methodology and limitations are at the end and in the project README. Sources: public financial disclosure reports filed with the Clerk of the U.S. House of Representatives and/or the Secretary of the Senate (Senate eFD), linked below.
Avg. annual change (geometric, est.)-10.4%
Simple average of years-10.2%
Years estimated3
Best / worst single year2024 -3%
2022 -19%
2022 -19%
Reliability flags: few years (3).
Sensitivity band for the average (all ranges at floor vs. all at ceiling, same holdings both years): -16.2% to -8.7%. This band is narrow because it moves both years together; the true uncertainty is larger — see the per-year “strict envelope” column and the limitations.
Estimated year-over-year change
Bars: midpoint estimate; whisker: same-position floor/ceiling band. Axis clipped to −100%…+150%. Years with insufficient traceable holdings are omitted.
| Year (t−1 → t) | Opening value (mid) | Closing value (mid) | Income (mid) | Buys (mid) | Sales (mid) | Est. gain | Same-position band | Strict envelope | Traced coverage | Status / flags |
|---|---|---|---|---|---|---|---|---|---|---|
| 2021→2022 | $224,008 | $181,508 | $402 | $0 | $0 | -18.8% | -32.1% … -14.5% | -118% … +81% | 85% | counted |
| 2022→2023 | $73,504 | $90,504 | $802 | $0 | $0 | +24.2% | +17.6% … +66.0% | -128% … +176% | 25% | excluded; not eligible: traced coverage 25% < 60% |
| 2023→2024 | $245,508 | $238,008 | $1,302 | $0 | $0 | -2.5% | -3.0% … -0.6% | -116% … +110% | 94% | counted |
| 2024→2025 | $254,008 | $221,508 | $1,302 | $0 | $8,000 | -9.1% | -12.9% … -8.1% | -123% … +104% | 100% | counted |
Filings used
Each annual-report year uses one filing (most recently filed version among originals/amendments whose Schedule A row count is ≥ 40% of the largest). Electronic (text) PDFs are parsed. Scanned/image-only filings are OCR-read and used only if they pass the explicit validation gates described in the project README (value/income coverage, two-engine agreement, exact bracket snapping, page completeness, year-to-year position continuity); such years are labelled OCR-derived below. Scanned filings that fail validation are listed as “insufficient data – scanned”.
| Report year | Doc ID | Type | Filed | Schedule A rows | Rows with unparsed value | Source (official filing) / SHA-256 |
|---|---|---|---|---|---|---|
| 2021 | 10049204 | House annual | 8/10/2022 | 17 | 0 | 10049204.pdfdb5c2f1065592cea40b375543fcbe4b33d1d306e21cc2e1f67a1617c19cd900f |
| 2022 | 10055661 | House amendment | 8/13/2023 | 20 | 0 | 10055661.pdf820989b84308144f2610320476e0f024b91fba96d23e86ac31be98cd9ee01436 |
| 2023 | 10059492 | House annual | 8/13/2024 | 18 | 0 | 10059492.pdf38c2db26cfc6c2362ad14a1be197940df7fe87a6832b1c771a94834fb334b5f1 |
| 2024 | 10066789 | House annual | 8/13/2025 | 17 | 0 | 10066789.pdf01dc98505c5a0fefc40e88b4e104fbe71502483523ae18f9352a88d74a5608b2 |
| 2025 | 10076832 | House annual | 8/6/2026 | 16 | 0 | 10076832.pdf34391e560309eaf2278c310199e689e138f954557a45947514a7b4e8d9bba711 |
Largest movers 2021→2022
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| TD Bank Account [BA] | — | held | $50,001 - $100,000 | $15,001 - $50,000 | $0 | $0 |
| Stock Account ⇒ Tellurian Inc. (TELL) [ST] | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
| Andrew Roth IRA ⇒ ADNCX American Beacon [MF] | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
| Andrew Roth IRA ⇒ Umpqua Holdings Corporation (UMPQ) [ST] | — | held | $1 - $1,000 | $1 - $1,000 | $0 | $0 |
| Bristol-Myers Squibb Company (BMY) [ST] | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
| Capital One Bank Account [BA] | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
| PennMutual Whole Life [WU] | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
| Andrew Roth IRA ⇒ Intel Corporation (INTC) [ST] | — | held | $1 - $1,000 | $1 - $1,000 | $0 | $0 |
Largest movers 2023→2024
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| Andrew Roth IRA ⇒ Intel Corporation - Common Stock (INTC) [ST] | — | held | $1,001 - $15,000 | $1 - $1,000 | $0 | $0 |
| Andrew Roth IRA ⇒ Virtus KAR Mid-Cap Core Fund C (VMCCX) [MF] | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
| TD Bank Account [BA] | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
| Bristol-Myers Squibb Company Common Stock (BMY) [ST] | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
| Andrew Roth IRA ⇒ The Growth Fund of America Class A Shares (AGTHX) [MF] | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
| Capital One Bank Account [BA] | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
| PennMutual Whole Life [WU] | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
| Andrew Roth IRA ⇒ AT&T Inc. (T) [ST] | — | held | $1 - $1,000 | $1 - $1,000 | $0 | $0 |
Largest movers 2024→2025
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| TD Bank Account [BA] | — | held | $15,001 - $50,000 | $1,001 - $15,000 | $0 | $0 |
| Andrew Roth IRA ⇒ Intel Corporation - Common Stock (INTC) [ST] | — | held | $1 - $1,000 | $1 - $1,000 | $0 | $0 |
| Andrew Roth IRA ⇒ Virtus KAR Mid-Cap Core Fund C (VMCCX) [MF] | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
| Bristol-Myers Squibb Company Common Stock (BMY) [ST] | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
| Andrew Roth IRA ⇒ The Growth Fund of America Class A Shares (AGTHX) [MF] | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
| Capital One Bank Account [BA] | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
| PennMutual Whole Life [WU] | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
| Andrew Roth IRA ⇒ AT&T Inc. (T) [ST] | — | held | $1 - $1,000 | $1 - $1,000 | $0 | $0 |
Method (summary)
- Schedule A asset rows are read from each annual report; the dollar range for each row is converted to its midpoint. Open-ended top ranges (“Over $50,000,000”) are excluded from the traced set and counted as a coverage loss.
- Positions are matched year to year by owner code (self/SP/DC/JT) + normalised asset name. A position that appears only in year t is included only if Schedule B shows a purchase of it in year t (opening value 0); a position that disappears is included only if Schedule B shows a sale (closing value 0). Otherwise it is excluded as unexplained.
- Estimated gain = (closing − opening + reported income − purchases + sale proceeds) ÷ opening, all at midpoints, for the traced positions. “Capital gains” income is not added again (it is already in value change and sale proceeds).
- A year counts only if traced opening value ≥ $50,000 and traced coverage ≥ 60% of the opening midpoint. A member is ranked only with ≥ 3 such years (exactly 2 = “limited data”, shown but unranked). Average = geometric mean of (1+yearly estimate).
Limitations
- Ranges are wide (up to a factor of 5 or more, and up to $50M+ open-ended); a holding can move between ranges without any real change in value, and stay in a range while moving materially. Yearly estimates are therefore noisy; the “strict envelope” shows the mathematical worst/best case and is typically wider than ±100%.
- Purchases and sales are only disclosed as ranges and only for transactions over $1,000; partial sales, dividend reinvestment, spousal/dependent accounts and retirement-plan funds are reported inconsistently. Excepted/blind trusts, personal residences and certain pensions are not reported at all.
- Filers sometimes change how they list assets (e.g. listing a brokerage account vs. its individual holdings), which can make positions untraceable across years; these are excluded rather than guessed.
- Asset values in an annual report are as of Dec 31 of the reporting year; the report year t−1→t covers that calendar year. Late or amended filings are used when filed; extensions can delay them.
- The text of these reports is machine-parsed from PDFs; parse errors are possible. Every number links back to the cited filing. This is not investment advice.
- Use of these filings is restricted by 5 U.S.C. § 105(c) (no unlawful, commercial or credit-rating purpose, and none for solicitation of money).
Generated 2026-10-01 by an automated pipeline. Data: Office of the Clerk, U.S. House of Representatives (disclosures-clerk.house.gov); member roster: unitedstates/congress-legislators (CC0).