Official portrait: unitedstates/images (public domain; source GPO Member Guide)
Sen. Kirsten E. Gillibrand (D-NY)
House / Senate · Democrat (most recent term) · NY · in Congress 2007–present · Bioguide ID G000555
Party history by chamber: House D 2007–2009, Senate D 2009–present. Source: term data in unitedstates/congress-legislators (CC0); party shown is as recorded per term there.
Estimated net worth (from public disclosures)
| Estimate | Report year | Low | Mid | High |
|---|---|---|---|---|
| (a) Estimated net worth at the earliest available report (2013); the member entered office earlier, in 2007 | 2013 | $46,004 | $105,502 | $165,000 |
| (b) Latest net worth estimate | 2025 | $465,004 | $757,502 | $1,050,000 |
| (c) Estimated gain / loss, nominal dollars, 2013 → 2025 (12 years spanned) | 2013–2025 | +$300,004 | +$652,000 | +$1,003,996 |
Gain Low = latest Low − earliest High; Gain High = latest High − earliest Low (widest possible spread); Mid = latest Mid − earliest Mid.
Reliability flags (net worth): none for these two endpoints. Included in the recommended dollar-gain ranking.
Net worth by report year (mid; Low–High)
| Report year | Assets (mid) | Liabilities (mid) | Net worth mid | Low … High | Status / flags |
|---|---|---|---|---|---|
| 2013 | $105,502 | $0 | $105,502 | $46,004 … $165,000 | computed |
| 2014 | $231,502 | $0 | $231,502 | $118,005 … $345,000 | computed |
| 2015 | $498,502 | $0 | $498,502 | $317,005 … $680,000 | computed |
| 2016 | $440,002 | $0 | $440,002 | $280,003 … $600,000 | computed |
| 2017 | $215,502 | $0 | $215,502 | $116,003 … $315,000 | computed |
| 2018 | $148,002 | $0 | $148,002 | $81,004 … $215,000 | computed |
| 2019 | $865,502 | $0 | $865,502 | $566,004 … $1,165,000 | computed |
| 2020 | $1,157,502 | $0 | $1,157,502 | $765,004 … $1,550,000 | computed |
| 2021 | $3,382,502 | $0 | $3,382,502 | $1,215,004 … $5,550,000 | computed |
| 2022 | $3,382,502 | $0 | $3,382,502 | $1,215,004 … $5,550,000 | computed |
| 2023 | $3,382,502 | $0 | $3,382,502 | $1,215,004 … $5,550,000 | computed |
| 2024 | $1,132,502 | $0 | $1,132,502 | $715,004 … $1,550,000 | computed |
| 2025 | $757,502 | $0 | $757,502 | $465,004 … $1,050,000 | computed |
- What this is: Net worth = Schedule A assets (each value range at its midpoint; low–high range shown) minus Schedule D liabilities (midpoints / ranges). Low = assets at range floors minus liabilities at range ceilings; Mid = midpoints; High = assets at ceilings minus liabilities at floors. Low and High are outer bounds of the reported ranges, not likely outcomes.
- What it excludes / understates: exact values (only ranges are reported); a personal residence is not reported as an asset (although a mortgage on it may be listed as a liability, which then lowers the estimate); retirement and federal accounts (e.g. Thrift Savings Plan, defined-benefit pensions) are only partly or not reported; assets of excepted/blind trusts, cash held below reporting thresholds, vehicles, household goods and most spouse/dependent items exempt from reporting are not included; liabilities on a personal residence, revolving credit under thresholds and loans to family may be omitted by filers.
- Open-ended top ranges (e.g. “Over $50,000,000”) are counted at their lower bound and flagged, so such values are understated.
- The change is a change in estimated net worth in nominal dollars (no inflation adjustment). It includes salary, gifts, inheritances, business income and re-valuation as well as investment results, and it is subject to range-bracket noise; it is not an investment return and implies nothing about conduct.
Read this first. Members report asset values only as ranges (e.g. “$15,001 – $50,000”), never exact dollars. Every figure below is an estimate computed from range midpoints, not a measured return. Figures cannot be interpreted as investment performance, and they do not show wrongdoing or skill. Methodology and limitations are at the end and in the project README. Sources: public financial disclosure reports filed with the Clerk of the U.S. House of Representatives and/or the Secretary of the Senate (Senate eFD), linked below.
Avg. annual change (geometric, est.)-5.3%
Simple average of years+31.5%
Years estimated8
Best / worst single year2021 +323%
2024 -67%
2024 -67%
Reliability flags: a year exceeds ±100%; 4 year(s) driven by income/one position/range artefact.
Sensitivity band for the average (all ranges at floor vs. all at ceiling, same holdings both years): -7.9% to -4.5%. This band is narrow because it moves both years together; the true uncertainty is larger — see the per-year “strict envelope” column and the limitations.
Estimated year-over-year change
Bars: midpoint estimate; whisker: same-position floor/ceiling band. Axis clipped to −100%…+150%. Years with insufficient traceable holdings are omitted.
| Year (t−1 → t) | Opening value (mid) | Closing value (mid) | Income (mid) | Buys (mid) | Sales (mid) | Est. gain | Same-position band | Strict envelope | Traced coverage | Status / flags |
|---|---|---|---|---|---|---|---|---|---|---|
| 2013→2014 | $73,002 | $48,502 | $0 | $0 | $0 | -33.6% | -45.2% … -30.4% | -134% … +67% | 69% | counted |
| 2014→2015 | $231,502 | $498,502 | $600 | $0 | $0 | +115.6% | +97.4% … +168.8% | -12% … +243% | 100% | counted; single position drives the result (range jump) |
| 2015→2016 | $40,501 | $65,001 | $0 | $0 | $0 | +60.5% | +53.8% … +87.5% | -86% … +207% | 8% | excluded; not eligible: traced prior-year value below $50,000 |
| 2016→2017 | $440,002 | $215,502 | $0 | $0 | $0 | -51.0% | -58.6% … -47.5% | -110% … +8% | 100% | counted; single position drives the result (range jump) |
| 2017→2018 | $32,500 | $32,500 | $0 | $0 | $0 | +0.0% | +0.0% … +0.0% | -108% … +108% | 15% | excluded; not eligible: traced prior-year value below $50,000 |
| 2018→2019 | $40,501 | $40,501 | $600 | $0 | $0 | +1.5% | +1.3% … +1.5% | -120% … +123% | 27% | excluded; not eligible: traced prior-year value below $50,000 |
| 2019→2020 | $833,002 | $782,502 | $600 | $0 | $0 | -6.0% | -6.5% … -5.7% | -72% … +60% | 96% | counted |
| 2020→2021 | $750,001 | $3,175,001 | $0 | $0 | $0 | +323.3% | +120.0% … +425.0% | +13% … +633% | 65% | counted; single position drives the result (range jump); |estimate| > 300% (likely range artefact) |
| 2021→2022 | $3,382,502 | $3,382,502 | $5,501 | $0 | $0 | +0.2% | +0.1% … +0.3% | -128% … +128% | 100% | counted |
| 2022→2023 | $207,501 | $207,501 | $3,750 | $0 | $0 | +1.8% | +1.7% … +2.2% | -88% … +92% | 6% | excluded; not eligible: traced coverage 6% < 60% |
| 2023→2024 | $3,207,502 | $957,502 | $85,001 | $0 | $0 | -67.5% | -73.3% … -39.9% | -144% … +9% | 95% | counted; single position drives the result (range jump) |
| 2024→2025 | $1,132,502 | $757,502 | $46,852 | $0 | $0 | -29.0% | -31.8% … -27.7% | -94% … +36% | 100% | counted |
Filings used
Each annual-report year uses one filing (most recently filed version among originals/amendments whose Schedule A row count is ≥ 40% of the largest). Electronic (text) PDFs are parsed. Scanned/image-only filings are OCR-read and used only if they pass the explicit validation gates described in the project README (value/income coverage, two-engine agreement, exact bracket snapping, page completeness, year-to-year position continuity); such years are labelled OCR-derived below. Scanned filings that fail validation are listed as “insufficient data – scanned”.
| Report year | Doc ID | Type | Filed | Schedule A rows | Rows with unparsed value | Source (official filing) / SHA-256 |
|---|---|---|---|---|---|---|
| 2013 | ca17c567-43a0-4792-8241-38c37397bf37 | Senate annual | 05/15/2014 | 4 | 0 | Senate eFD report13a751407202ab2cb469d3db1719cd60ebeac9db74edf38a9661ca9b288962fd |
| 2014 | e7008ed0-b19c-4304-a486-7463ba66bfaf | Senate annual | 05/15/2015 | 5 | 0 | Senate eFD report95bff366fa8cc1f62d4bd50119c6a4cca8372c356f9322ffba16add033e2a6e7 |
| 2015 | 92e21be2-80d5-4cb6-b3b6-16cb4805809d | Senate annual | 05/16/2016 | 5 | 0 | Senate eFD report1a33540ba26df5de9708e0f8ee6934d00eca42a8ee09387c1b7b6adeab85bd44 |
| 2016 | 5a777f24-c09c-491a-a6a7-6070b260a157 | Senate annual | 05/15/2017 | 3 | 0 | Senate eFD reportd01c574ef73d45b4c756cebdfeede90295ec96612f7e9a7b27ac87a76103bfe5 |
| 2017 | 127d38b8-ddb3-416e-84d2-8f1301da95c5 | Senate annual | 05/15/2018 | 3 | 0 | Senate eFD report0f8ac204b6e5aef3a3cc8ad29ded09a3cc74def2ec7b803a7fb6a8341565e1fe |
| 2018 | 19ac2d65-ace0-4415-91f8-4c9b36598fac | Senate annual | 05/15/2019 | 4 | 0 | Senate eFD report379dac9d2df9a0a6bcb255c006c25a48cca2ea974bc8b6362de2943b1e1c5f31 |
| 2019 | 89972d56-8912-435c-878b-5659d1d71dba | Senate annual | 06/03/2020 | 4 | 0 | Senate eFD report10864e39d00a74409c8300e26cfb6be0cfd00d8ecde25d24fd167f4d9759393c |
| 2020 | 62f96c02-951c-48f2-a227-9d8b17354f6d | Senate annual | 04/30/2021 | 4 | 0 | Senate eFD report9d52ec0cc49af3db370f64fbf1a8c85264d910bef250c22cd957dc5ba6df05a8 |
| 2021 | 17f15057-4f69-4d05-b320-0647a94db530 | Senate annual | 05/16/2022 | 4 | 0 | Senate eFD reportf11380b561a6c6d0b7ea598b29583c15ccd1c89bbfb50e9c0082dfb10b1db5de |
| 2022 | b39f729e-5b20-451f-9840-c15076e95bb9 | Senate amendment | 06/12/2023 | 4 | 0 | Senate eFD report479e6ccb29b4574c441cf171d87474c0191dac6ffd88836cbc0e79854d835648 |
| 2023 | 7ae7aae6-03bb-4d7f-a956-8adcba494f99 | Senate annual | 05/08/2024 | 4 | 0 | Senate eFD reporte83cbc19533f32f5d24c79acc01f50b2702fa1ba305d0d21fe804b6a38a74207 |
| 2024 | 1458b0e4-3292-47e1-ad25-90fdc21e83a0 | Senate annual | 04/23/2025 | 4 | 0 | Senate eFD report3e595237903c5a52a31ebd06ec72f7d9a43ba67982db4dfcf2ccfa869ae8cc59 |
| 2025 | 2beb582f-859a-4e8c-98fb-b0887f52a494 | Senate annual | 05/11/2026 | 4 | 0 | Senate eFD report6caa2e6a7d73fb7f3818b15cdf827ded613c0129e00cadf1ebb649765b82468e |
Largest movers 2021→2022
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| United States Senate Federal Credit Union (Washington, DC) Type: Checking, Money Market Ac | — | held | $100,001 - $250,000 | $100,001 - $250,000 | $0 | $0 |
| Citi (New York, NY) Type: Checking, Money Market Account, Savings | JT | held | $1,000,001 - $5,000,000 | $1,000,001 - $5,000,000 | $0 | $0 |
| TrustCo Bank (Albany, NY) Type: Checking | JT | held | $100,001 - $250,000 | $100,001 - $250,000 | $0 | $0 |
| United States Senate Federal Credit Union (Washington, DC) Type: Checking, Savings | JT | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
Largest movers 2023→2024
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| Citi (New York, NY) Type: Certificate of Deposit, Checking, Money Market Account, Savings | JT | held | $1,000,001 - $5,000,000 | $500,001 - $1,000,000 | $0 | $0 |
| TrustCo Bank (Albany, NY) Type: Certificate of Deposit, Checking | JT | held | $100,001 - $250,000 | $100,001 - $250,000 | $0 | $0 |
| United States Senate Federal Credit Union (Washington, DC) Type: Checking, Savings | JT | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
Largest movers 2024→2025
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| Citi (New York, NY) Type: Certificate of Deposit, Checking, Money Market Account, Savings | JT | held | $500,001 - $1,000,000 | $250,001 - $500,000 | $0 | $0 |
| United States Senate Federal Credit Union (Washington, DC) Type: Certificate of Deposit, C | — | held | $100,001 - $250,000 | $100,001 - $250,000 | $0 | $0 |
| TrustCo Bank (Albany, NY) Type: Certificate of Deposit, Checking | JT | held | $100,001 - $250,000 | $100,001 - $250,000 | $0 | $0 |
| United States Senate Federal Credit Union (Washington, DC) Type: Checking, Savings | JT | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
Method (summary)
- Schedule A asset rows are read from each annual report; the dollar range for each row is converted to its midpoint. Open-ended top ranges (“Over $50,000,000”) are excluded from the traced set and counted as a coverage loss.
- Positions are matched year to year by owner code (self/SP/DC/JT) + normalised asset name. A position that appears only in year t is included only if Schedule B shows a purchase of it in year t (opening value 0); a position that disappears is included only if Schedule B shows a sale (closing value 0). Otherwise it is excluded as unexplained.
- Estimated gain = (closing − opening + reported income − purchases + sale proceeds) ÷ opening, all at midpoints, for the traced positions. “Capital gains” income is not added again (it is already in value change and sale proceeds).
- A year counts only if traced opening value ≥ $50,000 and traced coverage ≥ 60% of the opening midpoint. A member is ranked only with ≥ 3 such years (exactly 2 = “limited data”, shown but unranked). Average = geometric mean of (1+yearly estimate).
Limitations
- Ranges are wide (up to a factor of 5 or more, and up to $50M+ open-ended); a holding can move between ranges without any real change in value, and stay in a range while moving materially. Yearly estimates are therefore noisy; the “strict envelope” shows the mathematical worst/best case and is typically wider than ±100%.
- Purchases and sales are only disclosed as ranges and only for transactions over $1,000; partial sales, dividend reinvestment, spousal/dependent accounts and retirement-plan funds are reported inconsistently. Excepted/blind trusts, personal residences and certain pensions are not reported at all.
- Filers sometimes change how they list assets (e.g. listing a brokerage account vs. its individual holdings), which can make positions untraceable across years; these are excluded rather than guessed.
- Asset values in an annual report are as of Dec 31 of the reporting year; the report year t−1→t covers that calendar year. Late or amended filings are used when filed; extensions can delay them.
- The text of these reports is machine-parsed from PDFs; parse errors are possible. Every number links back to the cited filing. This is not investment advice.
- Use of these filings is restricted by 5 U.S.C. § 105(c) (no unlawful, commercial or credit-rating purpose, and none for solicitation of money).
Generated 2026-10-01 by an automated pipeline. Data: Office of the Clerk, U.S. House of Representatives (disclosures-clerk.house.gov); member roster: unitedstates/congress-legislators (CC0).