Official portrait: unitedstates/images (public domain; source GPO Member Guide)
Rep. Lois Frankel (D-FL)
House · Democrat (most recent term) · FL-22 · in Congress 2013–present · Bioguide ID F000462
Party history: D 2013–present. Source: term data in unitedstates/congress-legislators (CC0); party shown is as recorded per term there.
Estimated net worth (from public disclosures)
| Estimate | Report year | Low | Mid | High |
|---|---|---|---|---|
| (a) Estimated net worth before entering office (report year 2013, the member's first year in office) | 2013 | $345,277 | $2,362,138 | $4,378,999 |
| (b) Latest net worth estimate | 2025 | $418,035 | $1,894,516 | $3,370,996 |
| (c) Estimated gain / loss, nominal dollars, 2013 → 2025 (12 years spanned) | 2013–2025 | −$3,960,964 | −$467,622 | +$3,025,719 |
Gain Low = latest Low − earliest High; Gain High = latest High − earliest Low (widest possible spread); Mid = latest Mid − earliest Mid.
Reliability flags (net worth): 2025: 1 Schedule A row(s) had the upper bound of the range lost in text extraction; completed from the fixed statutory bracket. Included in the recommended dollar-gain ranking.
Net worth by report year (mid; Low–High)
| Report year | Assets (mid) | Liabilities (mid) | Net worth mid | Low … High | Status / flags |
|---|---|---|---|---|---|
| 2013 | $2,549,638 | $187,500 | $2,362,138 | $345,277 … $4,378,999 | computed |
| 2014 | $2,409,083 | $737,502 | $1,671,582 | −$171,834 … $3,514,997 | computed |
| 2015 | $2,367,581 | $725,002 | $1,642,580 | −$172,838 … $3,457,997 | computed |
| 2016 | $2,675,587 | $725,002 | $1,950,586 | −$38,826 … $3,939,997 | computed |
| 2017 | $2,612,586 | $725,002 | $1,887,584 | −$35,828 … $3,810,997 | computed |
| 2018 | $2,588,088 | $725,002 | $1,863,086 | −$60,824 … $3,786,997 | computed |
| 2019 | $2,921,590 | $725,002 | $2,196,588 | $112,180 … $4,280,997 | computed; 2 Schedule A row(s) had the upper bound of the range lost in text extraction; completed from the fixed statutory bracket |
| 2020 | $2,969,074 | $725,002 | $2,244,072 | $257,147 … $4,230,997 | computed |
| 2021 | $2,536,070 | $900,002 | $1,636,068 | −$232,861 … $3,504,996 | computed |
| 2022 | $2,497,566 | $900,002 | $1,597,564 | −$226,867 … $3,421,996 | computed |
| 2023 | $2,840,520 | $900,002 | $1,940,518 | $408,041 … $3,472,996 | computed |
| 2024 | $2,660,518 | $900,002 | $1,760,516 | $312,037 … $3,208,996 | computed |
| 2025 | $2,794,518 | $900,002 | $1,894,516 | $418,035 … $3,370,996 | computed; 1 Schedule A row(s) had the upper bound of the range lost in text extraction; completed from the fixed statutory bracket |
- What this is: Net worth = Schedule A assets (each value range at its midpoint; low–high range shown) minus Schedule D liabilities (midpoints / ranges). Low = assets at range floors minus liabilities at range ceilings; Mid = midpoints; High = assets at ceilings minus liabilities at floors. Low and High are outer bounds of the reported ranges, not likely outcomes.
- What it excludes / understates: exact values (only ranges are reported); a personal residence is not reported as an asset (although a mortgage on it may be listed as a liability, which then lowers the estimate); retirement and federal accounts (e.g. Thrift Savings Plan, defined-benefit pensions) are only partly or not reported; assets of excepted/blind trusts, cash held below reporting thresholds, vehicles, household goods and most spouse/dependent items exempt from reporting are not included; liabilities on a personal residence, revolving credit under thresholds and loans to family may be omitted by filers.
- Open-ended top ranges (e.g. “Over $50,000,000”) are counted at their lower bound and flagged, so such values are understated.
- The change is a change in estimated net worth in nominal dollars (no inflation adjustment). It includes salary, gifts, inheritances, business income and re-valuation as well as investment results, and it is subject to range-bracket noise; it is not an investment return and implies nothing about conduct.
Read this first. Members report asset values only as ranges (e.g. “$15,001 – $50,000”), never exact dollars. Every figure below is an estimate computed from range midpoints, not a measured return. Figures cannot be interpreted as investment performance, and they do not show wrongdoing or skill. Methodology and limitations are at the end and in the project README. Sources: public financial disclosure reports filed with the Clerk of the U.S. House of Representatives and/or the Secretary of the Senate (Senate eFD), linked below.
Avg. annual change (geometric, est.)+5.0%
Simple average of years+5.4%
Years estimated12
Best / worst single year2016 +26%
2017 -5%
2017 -5%
Reliability flags: 5/12 years trading-dominated; 3 unparsed value(s).
Sensitivity band for the average (all ranges at floor vs. all at ceiling, same holdings both years): +12.8% to +3.2%. This band is narrow because it moves both years together; the true uncertainty is larger — see the per-year “strict envelope” column and the limitations.
Estimated year-over-year change
Bars: midpoint estimate; whisker: same-position floor/ceiling band. Axis clipped to −100%…+150%. Years with insufficient traceable holdings are omitted.
| Year (t−1 → t) | Opening value (mid) | Closing value (mid) | Income (mid) | Buys (mid) | Sales (mid) | Est. gain | Same-position band | Strict envelope | Traced coverage | Status / flags |
|---|---|---|---|---|---|---|---|---|---|---|
| 2013→2014 | $2,147,106 | $1,916,572 | $5,302 | $355,018 | $824,052 | +11.4% | +9.4% … +26.1% | -172% … +194% | 84% | counted; many new/exited positions |
| 2014→2015 | $2,116,570 | $2,199,072 | $7,403 | $192,012 | $120,008 | +0.8% | +0.0% … +4.6% | -143% … +145% | 88% | counted |
| 2015→2016 | $1,438,562 | $1,961,563 | $3,052 | $392,024 | $240,015 | +26.0% | +18.5% … +72.6% | -172% … +224% | 61% | counted; many new/exited positions |
| 2016→2017 | $2,386,074 | $2,338,575 | $3,052 | $304,518 | $224,512 | -5.2% | -6.0% … -1.6% | -147% … +137% | 89% | counted |
| 2017→2018 | $2,436,076 | $2,484,082 | $3,052 | $376,522 | $256,016 | -2.9% | -3.2% … -2.8% | -151% … +145% | 93% | counted |
| 2018→2019 | $1,964,075 | $2,274,076 | $5,052 | $352,022 | $272,017 | +12.0% | +9.4% … +25.2% | -157% … +181% | 76% | counted |
| 2019→2020 | $2,220,568 | $2,557,565 | $5,052 | $336,021 | $424,525 | +19.4% | +17.3% … +28.1% | -139% … +178% | 83% | counted; many new/exited positions |
| 2020→2021 | $2,134,064 | $2,158,564 | $1,302 | $403,021 | $355,018 | -1.0% | -1.5% … +1.0% | -152% … +150% | 72% | counted; many new/exited positions |
| 2021→2022 | $2,007,062 | $1,944,558 | $3,052 | $272,516 | $352,022 | +1.0% | +0.5% … +1.1% | -150% … +152% | 79% | counted |
| 2022→2023 | $1,646,522 | $2,592,518 | $2,952 | $1,013,505 | $144,009 | +4.8% | +3.5% … +8.6% | -140% … +149% | 66% | counted; many new/exited positions |
| 2023→2024 | $2,592,518 | $2,595,017 | $1,902 | $184,012 | $97,003 | -3.2% | -5.3% … +2.0% | -95% … +88% | 91% | counted |
| 2024→2025 | $2,529,516 | $2,687,016 | $1,402 | $224,014 | $105,502 | +1.6% | -1.1% … +7.9% | -92% … +95% | 95% | counted |
Filings used
Each annual-report year uses one filing (most recently filed version among originals/amendments whose Schedule A row count is ≥ 40% of the largest). Electronic (text) PDFs are parsed. Scanned/image-only filings are OCR-read and used only if they pass the explicit validation gates described in the project README (value/income coverage, two-engine agreement, exact bracket snapping, page completeness, year-to-year position continuity); such years are labelled OCR-derived below. Scanned filings that fail validation are listed as “insufficient data – scanned”.
| Report year | Doc ID | Type | Filed | Schedule A rows | Rows with unparsed value | Source (official filing) / SHA-256 |
|---|---|---|---|---|---|---|
| 2013 | 10004012 | House amendment | 8/8/2014 | 277 | 0 | 10004012.pdf927b881cd5fecaf708b3210b9439b0d832519c2a30388b24b62dfb6cb685f10f |
| 2014 | 10005577 | House annual | 5/15/2015 | 166 | 0 | 10005577.pdfa2e0800ccacb36e5c2459c99d6c5dfdbbe763f2731f46f05d8dc3052ec1cbe1a |
| 2015 | 10010146 | House annual | 5/10/2016 | 162 | 0 | 10010146.pdfde28e735f2dde72c9bcedd7ff2dd03cc5d8706066474ca930df6e9e64167c1a1 |
| 2016 | 10015793 | House annual | 8/9/2017 | 174 | 0 | 10015793.pdfd2eebd73c8ef6aef42cb743c3d3bc1689feb9637b1f8dde910e4c8a2ab6a7e85 |
| 2017 | 10020854 | House annual | 8/8/2018 | 172 | 0 | 10020854.pdf8f1dbf288ff7b45a6cca1a62a07a700fe94c678715c0b58f50000d105f6f57bf |
| 2018 | 10026017 | House annual | 5/13/2019 | 176 | 0 | 10026017.pdfd435ccd272e715b9b0377f0f3653cc92a96d05b184b751655d8ef09a7bca7423 |
| 2019 | 10035487 | House annual | 8/10/2020 | 180 | 2 | 10035487.pdf0b51a09eb56133d160e9fa307fbc3ed8cd99d55ef8869a16a4d563a0424d35c7 |
| 2020 | 10040644 | House annual | 8/13/2021 | 147 | 0 | 10040644.pdfc22e70ccec336a347db16345d09a387508805d72e1c8083c7fcaa2cb2f23d015 |
| 2021 | 10047110 | House annual | 6/27/2022 | 140 | 0 | 10047110.pdfa82615900539d9ee1699239ad1c512635f05aa5e9f9ea38f4f1294f400ed6d81 |
| 2022 | 10051923 | House annual | 6/6/2023 | 133 | 0 | 10051923.pdf3749da5b3a372682e840458815b3f2fa90999e690baef52125c2c04c1554c713 |
| 2023 | 10057235 | House annual | 8/9/2024 | 41 | 0 | 10057235.pdfac928c6abee75e757396fb7c7b2f7c7ab11e01e0b2b25e7174dfd5a8a63275d2 |
| 2024 | 10066434 | House annual | 5/15/2025 | 37 | 0 | 10066434.pdfa6c0acde66833a6c2d22382f3709c63b3cb302bf823de4eb938102c3a53d302d |
| 2025 | 10075817 | House annual | 5/12/2026 | 35 | 1 | 10075817.pdf70f6cb837781a80aad4132c0bbac12119a1dacdbdd046543e2e0b455dccfa7b5 |
Largest movers 2022→2023
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| Morgan Stanley IRA - X529 ⇒ T Rowe Price Cap Apprec Adv [MF] | — | held | $100,001 - $250,000 | $250,001 - $500,000 | $0 | $0 |
| Morgan Stanley IRA - X529 ⇒ Morgan Stanley Private Bank N.A. [IH] | — | held | $50,001 - $100,000 | $1 - $1,000 | $0 | $0 |
| Morgan Stanley IRA - X529 ⇒ Morgan Stanley Insti Liq Fds, Treasury Sec Ptf Insti Cl (MSUXX | — | new | — | $500,001 - $1,000,000 | $814,503 | $16,001 |
| Morgan Stanley IRA - X142 ⇒ Fluor Corporation (FLR) [ST] | — | exited | $15,001 - $50,000 | — | $0 | $16,001 |
| Morgan Stanley IRA - X141 ⇒ PPG Industries, Inc. (PPG) [ST] | — | exited | $1,001 - $15,000 | — | $0 | $24,002 |
| Morgan Stanley IRA - X141 ⇒ Boston Scientific Corporation (BSX) [ST] | — | exited | $1,001 - $15,000 | — | $0 | $24,002 |
| Morgan Stanley IRA - X085 ⇒ Blue Owl Credit Inc Corp [OT] | — | new | — | $100,001 - $250,000 | $191,002 | $0 |
| Morgan Stanley IRA - X141 ⇒ | — | held | $1,001 - $15,000; $1,001 - $15,000 | $1 - $1,000 | $0 | $8,000 |
Largest movers 2023→2024
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| Morgan Stanley IRA - X085 ⇒ Blue Owl Credit Inc Corp [OT] | — | held | $100,001 - $250,000 | $100,001 - $250,000 | $96,006 | $0 |
| Morgan Stanley IRA - X529 ⇒ JP Morgan Equity Income A [MF] | — | held | $15,001 - $50,000 | $50,001 - $100,000 | $0 | $0 |
| International Business Machines Corporation (IBM) [ST] | — | held | $1,001 - $15,000 | $15,001 - $50,000 | $0 | $0 |
| Lois J. Frankel Living Trust ⇒ Exxon Mobil Corporation (XOM) [ST] | — | held | $15,001 - $50,000 | $1,001 - $15,000 | $0 | $0 |
| MetLife-Preference Plus Select L Class Annuity ⇒ BlackRock Bond Income Portfolio (Class B) | — | exited | $15,001 - $50,000 | — | $0 | $8,000 |
| Lois J. Frankel Living Trust ⇒ Morgan Stanley Bank N.A. [BA] | — | held | $1,001 - $15,000 | $1 - $1,000 | $0 | $0 |
| Morgan Stanley IRA - X529 ⇒ Morgan Stanley Insti Liq Fds, Treasury Sec Ptf Insti Cl (MSUXX | — | held | $500,001 - $1,000,000 | $500,001 - $1,000,000 | $88,006 | $89,002 |
| MetLife-Preference Plus Select L Class Annuity ⇒ MSCI EAFE Index Portfolio [MF] | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
Largest movers 2024→2025
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| Morgan Stanley IRA - X085 ⇒ Blue Owl Credit Inc Corp [OT] | — | held | $100,001 - $250,000 | $100,001 - $250,000 | $96,006 | $0 |
| Morgan Stanley IRA - X140 ⇒ Commonwealth Allmerica Select Resources II ⇒ GA Blackrock Disc | — | held | $15,001 - $50,000 | $50,001 - $100,000 | $0 | $0 |
| Morgan Stanley IRA - X529 ⇒ SPDR Gold Trust [EF] | — | held | $15,001 - $50,000 | $50,001 - $100,000 | $0 | $0 |
| Morgan Stanley IRA - X529 ⇒ Principal Fds, Inc. MidCap Fd Cl A (PEMGX) [MF] | — | new | — | $15,001 - $50,000 | $8,000 | $0 |
| Morgan Stanley IRA - X529 ⇒ BlackRock HlthSc Op A (SHSAX) [MF] | — | new | — | $15,001 - $50,000 | $8,000 | $0 |
| MetLife-Preference Plus Select L Class Annuity ⇒ MSCI EAFE Index Portfolio [MF] | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $16,001 | $0 |
| Morgan Stanley IRA - X529 ⇒ Morgan Stanley Insti Liq Fds, Treasury Sec Ptf Insti Cl (MSUXX | — | held | $500,001 - $1,000,000 | $500,001 - $1,000,000 | $96,006 | $105,502 |
| Lois J. Frankel Living Trust ⇒ Morgan Stanley Bank N.A. [BA] | — | held | $1 - $1,000 | $1,001 - $15,000 | $0 | $0 |
Method (summary)
- Schedule A asset rows are read from each annual report; the dollar range for each row is converted to its midpoint. Open-ended top ranges (“Over $50,000,000”) are excluded from the traced set and counted as a coverage loss.
- Positions are matched year to year by owner code (self/SP/DC/JT) + normalised asset name. A position that appears only in year t is included only if Schedule B shows a purchase of it in year t (opening value 0); a position that disappears is included only if Schedule B shows a sale (closing value 0). Otherwise it is excluded as unexplained.
- Estimated gain = (closing − opening + reported income − purchases + sale proceeds) ÷ opening, all at midpoints, for the traced positions. “Capital gains” income is not added again (it is already in value change and sale proceeds).
- A year counts only if traced opening value ≥ $50,000 and traced coverage ≥ 60% of the opening midpoint. A member is ranked only with ≥ 3 such years (exactly 2 = “limited data”, shown but unranked). Average = geometric mean of (1+yearly estimate).
Limitations
- Ranges are wide (up to a factor of 5 or more, and up to $50M+ open-ended); a holding can move between ranges without any real change in value, and stay in a range while moving materially. Yearly estimates are therefore noisy; the “strict envelope” shows the mathematical worst/best case and is typically wider than ±100%.
- Purchases and sales are only disclosed as ranges and only for transactions over $1,000; partial sales, dividend reinvestment, spousal/dependent accounts and retirement-plan funds are reported inconsistently. Excepted/blind trusts, personal residences and certain pensions are not reported at all.
- Filers sometimes change how they list assets (e.g. listing a brokerage account vs. its individual holdings), which can make positions untraceable across years; these are excluded rather than guessed.
- Asset values in an annual report are as of Dec 31 of the reporting year; the report year t−1→t covers that calendar year. Late or amended filings are used when filed; extensions can delay them.
- The text of these reports is machine-parsed from PDFs; parse errors are possible. Every number links back to the cited filing. This is not investment advice.
- Use of these filings is restricted by 5 U.S.C. § 105(c) (no unlawful, commercial or credit-rating purpose, and none for solicitation of money).
Generated 2026-10-01 by an automated pipeline. Data: Office of the Clerk, U.S. House of Representatives (disclosures-clerk.house.gov); member roster: unitedstates/congress-legislators (CC0).