Official portrait of Rep. Michael Cloud (R-TX)
Official portrait: unitedstates/images (public domain; source GPO Member Guide)

Rep. Michael Cloud (R-TX)

House · Republican (most recent term) · TX-27 · in Congress 2018–present · Bioguide ID C001115

Party history: R 2018–present. Source: term data in unitedstates/congress-legislators (CC0); party shown is as recorded per term there.

Estimated net worth (from public disclosures)

EstimateReport yearLowMidHigh
(a) Estimated net worth before entering office (report year 2017)2017$124,012$254,506$385,000
(b) Latest net worth estimate2025$316,014$615,507$915,000
(c) Estimated gain / loss, nominal dollars, 2017 → 2025 (8 years spanned)2017–2025−$68,986+$361,001+$790,988

Gain Low = latest Low − earliest High; Gain High = latest High − earliest Low (widest possible spread); Mid = latest Mid − earliest Mid.

Reliability flags (net worth): none for these two endpoints. Included in the recommended dollar-gain ranking.

Net worth by report year (mid; Low–High)
Report yearAssets (mid)Liabilities (mid)Net worth midLow … HighStatus / flags
2017$254,506$0$254,506$124,012 … $385,000computed
2018$212,006$0$212,006$89,012 … $335,000computed
2019$163,006$0$163,006$61,012 … $265,000computed
2020$236,506$0$236,506$103,012 … $370,000computed
2021$359,006$0$359,006$173,012 … $545,000computed
2022$287,006$0$287,006$139,013 … $435,000computed
2023$287,006$0$287,006$139,013 … $435,000computed
2024$458,506$0$458,506$237,013 … $680,000computed
2025$615,507$0$615,507$316,014 … $915,000computed
Read this first. Members report asset values only as ranges (e.g. “$15,001 – $50,000”), never exact dollars. Every figure below is an estimate computed from range midpoints, not a measured return. Figures cannot be interpreted as investment performance, and they do not show wrongdoing or skill. Methodology and limitations are at the end and in the project README. Sources: public financial disclosure reports filed with the Clerk of the U.S. House of Representatives and/or the Secretary of the Senate (Senate eFD), linked below.
Avg. annual change (geometric, est.)+0.2%
Simple average of years+4.7%
Years estimated6
Best / worst single year2020 +43%
2022 -42%

Sensitivity band for the average (all ranges at floor vs. all at ceiling, same holdings both years): +0.6% to +0.2%. This band is narrow because it moves both years together; the true uncertainty is larger — see the per-year “strict envelope” column and the limitations.

Estimated year-over-year change

-42%0%43%201920202021202220232024

Bars: midpoint estimate; whisker: same-position floor/ceiling band. Axis clipped to −100%…+150%. Years with insufficient traceable holdings are omitted.

Year (t−1 → t)Opening value (mid)Closing value (mid)Income (mid)Buys (mid)Sales (mid)Est. gainSame-position bandStrict envelopeTraced coverageStatus / flags
2017→2018$0$0$0$0$0 n/an/a … n/an/a … n/a0%excluded; not eligible: traced prior-year value below $50,000
2018→2019$212,006$163,006$10,702$0$0 -18.1%-25.6% … -16.1%-127% … +91%100%counted
2019→2020$155,006$220,505$701$0$0 +42.7%+36.5% … +68.7%-96% … +181%95%counted
2020→2021$228,506$326,506$201$16,001$0 +36.0%+31.1% … +52.9%-99% … +171%97%counted
2021→2022$351,006$204,006$701$0$0 -41.7%-48.7% … -39.4%-126% … +43%98%counted
2022→2023$271,006$287,006$701$16,001$0 +0.3%+0.1% … +0.3%-109% … +110%94%counted
2023→2024$174,002$205,002$600$16,001$0 +9.0%+5.0% … +10.6%-95% … +113%61%counted
2024→2025$235,504$260,004$0$48,003$0 -10.0%-15.1% … +7.5%-142% … +122%51%excluded; not eligible: traced coverage 51% < 60%

Filings used

Each annual-report year uses one filing (most recently filed version among originals/amendments whose Schedule A row count is ≥ 40% of the largest). Electronic (text) PDFs are parsed. Scanned/image-only filings are OCR-read and used only if they pass the explicit validation gates described in the project README (value/income coverage, two-engine agreement, exact bracket snapping, page completeness, year-to-year position continuity); such years are labelled OCR-derived below. Scanned filings that fail validation are listed as “insufficient data – scanned”.

Report yearDoc IDTypeFiledSchedule A rowsRows with unparsed valueSource (official filing) / SHA-256
201710025032House amendment1/8/201913010025032.pdf
41d612c52a09eec09e62bca7174ee620627458d08cb5bd864e0266bf38e5daf3
201810026740House annual5/15/201912010026740.pdf
6a7be28c998b882e4d40f27200f091a627ada1e13ff63344049039ac84b9efb1
201910036991House annual8/13/202012010036991.pdf
827dd0f5bb2862d010fcc7b5f22de215a878de7cbc79ec10a13f70fe54c4aee6
202010042165House annual8/12/202113010042165.pdf
a5d9c5d8d2f58b51080817bf4632c6545ef2af256932411959c212dcbbd8ce4a
202110048398House annual5/16/202212010048398.pdf
1f69627cb5b87c357e7b31ba1c68e5c2b98b2bf8919ca6ee6ba093a6ec9fe0f8
202210053787House annual7/14/202313010053787.pdf
52830a7f3c99de424f41cee00faebf4b421c4e4f7f89435903852be75992748c
202310059227House annual5/10/202413010059227.pdf
507116dcf790b67c917088af613361349db79feb9245125ffd810292b88115ae
202410067265House annual5/13/202513010067265.pdf
d4f5471d26339238720e6a6f0446fc82f7da1b0622a3652479701b4370a9cd60
202510077004House annual8/5/202614010077004.pdf
0e316a6a31c2a7c9d2c831c2cd4d31febafe1a93e9d93ecce201b542b4850af7

Largest movers 2021→2022

Position (as written in filing)OwnerKindOpening range(s)Closing range(s)Buys (mid)Sales (mid)
Roth IRA ⇒ The Growth Fund of America (AGTHX) [MF]—held$15,001 - $50,000$1,001 - $15,000$0$0
Roth IRA ⇒ New Perspectives Fund (ANWPX) [MF]—held$15,001 - $50,000$1,001 - $15,000$0$0
Roth IRA ⇒ The Growth Fund of America (AGTHX) [MF]SPheld$15,001 - $50,000$1,001 - $15,000$0$0
Roth IRA ⇒ New Perspectives Fund (ANWPX) [MF]SPheld$15,001 - $50,000$1,001 - $15,000$0$0
Roth IRA ⇒ American Mutual Fund (AMRMX) [MF]—held$15,001 - $50,000$1,001 - $15,000$0$0
Roth IRA ⇒ American Mutual Fund (AMRMX) [MF]SPheld$15,001 - $50,000$1,001 - $15,000$0$0
OTHER INVESTMENTS ⇒ Precious Metals [CO]—held$1,001 - $15,000$1,001 - $15,000$0$0
Roth IRA ⇒ Capital Income Builder (CAIBX) [MF]—held$1,001 - $15,000$1,001 - $15,000$0$0

Largest movers 2022→2023

Position (as written in filing)OwnerKindOpening range(s)Closing range(s)Buys (mid)Sales (mid)
OTHER INVESTMENTS ⇒ Precious Metals [CO]—held$1,001 - $15,000$1,001 - $15,000$0$0
Roth IRA ⇒ Capital Income Builder (CAIBX) [MF]—held$1,001 - $15,000$1,001 - $15,000$0$0
Roth IRA ⇒ Capital Income Builder (CAIBX) [MF]SPheld$1,001 - $15,000$1,001 - $15,000$0$0
Roth IRA ⇒ The Growth Fund of America Class A Shares (AGTHX) [MF]—new—$1,001 - $15,000$8,000$0
Roth IRA ⇒ New Perspectives Fund (ANWPX) [MF]—held$1,001 - $15,000$1,001 - $15,000$0$0
Roth IRA ⇒ The Growth Fund of America Class A Shares (AGTHX) [MF]SPnew—$1,001 - $15,000$8,000$0
Roth IRA ⇒ New Perspectives Fund (ANWPX) [MF]SPheld$1,001 - $15,000$1,001 - $15,000$0$0
BANK ⇒ Capital One accounts [BA]—held$50,001 - $100,000$50,001 - $100,000$0$0

Largest movers 2023→2024

Position (as written in filing)OwnerKindOpening range(s)Closing range(s)Buys (mid)Sales (mid)
BANK ⇒ Capital One accounts [BA]—held$50,001 - $100,000$15,001 - $50,000$0$0
OTHER INVESTMENTS ⇒ Precious Metals [CO]—held$1,001 - $15,000$15,001 - $50,000$0$0
Roth IRA ⇒ The Growth Fund of America Class A Shares (AGTHX) [MF]—held$1,001 - $15,000$15,001 - $50,000$8,000$0
Roth IRA ⇒ The Growth Fund of America Class A Shares (AGTHX) [MF]SPheld$1,001 - $15,000$15,001 - $50,000$8,000$0
RET ACCT ⇒ TEACHER RETIREMENT SYSTEM OF TEXAS [PE]SPheld$50,001 - $100,000$50,001 - $100,000$0$0

Method (summary)

  1. Schedule A asset rows are read from each annual report; the dollar range for each row is converted to its midpoint. Open-ended top ranges (“Over $50,000,000”) are excluded from the traced set and counted as a coverage loss.
  2. Positions are matched year to year by owner code (self/SP/DC/JT) + normalised asset name. A position that appears only in year t is included only if Schedule B shows a purchase of it in year t (opening value 0); a position that disappears is included only if Schedule B shows a sale (closing value 0). Otherwise it is excluded as unexplained.
  3. Estimated gain = (closing − opening + reported income − purchases + sale proceeds) ÷ opening, all at midpoints, for the traced positions. “Capital gains” income is not added again (it is already in value change and sale proceeds).
  4. A year counts only if traced opening value ≥ $50,000 and traced coverage ≥ 60% of the opening midpoint. A member is ranked only with ≥ 3 such years (exactly 2 = “limited data”, shown but unranked). Average = geometric mean of (1+yearly estimate).

Limitations

Generated 2026-10-01 by an automated pipeline. Data: Office of the Clerk, U.S. House of Representatives (disclosures-clerk.house.gov); member roster: unitedstates/congress-legislators (CC0).