Official portrait: unitedstates/images (public domain; source GPO Member Guide)
Rep. Earl L. "Buddy" Carter (R-GA)
House · Republican (most recent term) · GA-1 · in Congress 2015–present · Bioguide ID C001103
Party history: R 2015–present. Source: term data in unitedstates/congress-legislators (CC0); party shown is as recorded per term there.
Estimated net worth (from public disclosures)
| Estimate | Report year | Low | Mid | High |
|---|---|---|---|---|
| (a) Estimated net worth before entering office (report year 2015, the member's first year in office) | 2015 | $8,503,061 | $20,811,530 | $33,120,000 |
| (b) Latest net worth estimate | 2025 | $13,560,043 | $35,680,022 | $57,800,000 |
| (c) Estimated gain / loss, nominal dollars, 2015 → 2025 (10 years spanned) | 2015–2025 | −$19,559,957 | +$14,868,491 | +$49,296,939 |
Gain Low = latest Low − earliest High; Gain High = latest High − earliest Low (widest possible spread); Mid = latest Mid − earliest Mid.
Reliability flags (net worth): none for these two endpoints. Included in the recommended dollar-gain ranking.
Net worth by report year (mid; Low–High)
| Report year | Assets (mid) | Liabilities (mid) | Net worth mid | Low … High | Status / flags |
|---|---|---|---|---|---|
| 2015 | $20,811,530 | $0 | $20,811,530 | $8,503,061 … $33,120,000 | computed |
| 2016 | $35,248,528 | $0 | $35,248,528 | $13,156,057 … $57,341,000 | computed |
| 2017 | $35,272,032 | $0 | $35,272,032 | $14,159,063 … $56,385,000 | computed |
| 2018 | $33,232,031 | $0 | $33,232,031 | $13,829,062 … $52,635,000 | computed |
| 2019 | $32,485,533 | $0 | $32,485,533 | $13,306,066 … $51,665,000 | computed; 1 Schedule A row(s) had the upper bound of the range lost in text extraction; completed from the fixed statutory bracket |
| 2020 | $29,896,528 | $0 | $29,896,528 | $12,648,056 … $47,145,000 | computed |
| 2021 | $32,346,528 | $0 | $32,346,528 | $13,298,055 … $51,395,000 | computed |
| 2022 | $31,328,523 | $0 | $31,328,523 | $12,677,046 … $49,980,000 | computed |
| 2023 | $30,813,022 | $0 | $30,813,022 | $12,311,044 … $49,315,000 | computed |
| 2024 | $30,438,022 | $0 | $30,438,022 | $12,061,043 … $48,815,000 | computed; 1 Schedule A row(s) had the upper bound of the range lost in text extraction; completed from the fixed statutory bracket |
| 2025 | $35,680,022 | $0 | $35,680,022 | $13,560,043 … $57,800,000 | computed |
- What this is: Net worth = Schedule A assets (each value range at its midpoint; low–high range shown) minus Schedule D liabilities (midpoints / ranges). Low = assets at range floors minus liabilities at range ceilings; Mid = midpoints; High = assets at ceilings minus liabilities at floors. Low and High are outer bounds of the reported ranges, not likely outcomes.
- What it excludes / understates: exact values (only ranges are reported); a personal residence is not reported as an asset (although a mortgage on it may be listed as a liability, which then lowers the estimate); retirement and federal accounts (e.g. Thrift Savings Plan, defined-benefit pensions) are only partly or not reported; assets of excepted/blind trusts, cash held below reporting thresholds, vehicles, household goods and most spouse/dependent items exempt from reporting are not included; liabilities on a personal residence, revolving credit under thresholds and loans to family may be omitted by filers.
- Open-ended top ranges (e.g. “Over $50,000,000”) are counted at their lower bound and flagged, so such values are understated.
- The change is a change in estimated net worth in nominal dollars (no inflation adjustment). It includes salary, gifts, inheritances, business income and re-valuation as well as investment results, and it is subject to range-bracket noise; it is not an investment return and implies nothing about conduct.
Read this first. Members report asset values only as ranges (e.g. “$15,001 – $50,000”), never exact dollars. Every figure below is an estimate computed from range midpoints, not a measured return. Figures cannot be interpreted as investment performance, and they do not show wrongdoing or skill. Methodology and limitations are at the end and in the project README. Sources: public financial disclosure reports filed with the Clerk of the U.S. House of Representatives and/or the Secretary of the Senate (Senate eFD), linked below.
Avg. annual change (geometric, est.)+5.6%
Simple average of years+7.4%
Years estimated9
Best / worst single year2016 +69%
2020 -8%
2020 -8%
Reliability flags: 1 year(s) driven by income/one position/range artefact; 2 unparsed value(s).
Sensitivity band for the average (all ranges at floor vs. all at ceiling, same holdings both years): +4.7% to +5.8%. This band is narrow because it moves both years together; the true uncertainty is larger — see the per-year “strict envelope” column and the limitations.
Estimated year-over-year change
Bars: midpoint estimate; whisker: same-position floor/ceiling band. Axis clipped to −100%…+150%. Years with insufficient traceable holdings are omitted.
| Year (t−1 → t) | Opening value (mid) | Closing value (mid) | Income (mid) | Buys (mid) | Sales (mid) | Est. gain | Same-position band | Strict envelope | Traced coverage | Status / flags |
|---|---|---|---|---|---|---|---|---|---|---|
| 2015→2016 | $18,048,024 | $29,918,022 | $568,514 | $32,500 | $0 | +68.7% | +59.7% … +70.8% | -103% … +240% | 87% | counted; single position drives the result (range jump) |
| 2016→2017 | $31,665,526 | $31,506,526 | $42,268 | $16,001 | $0 | -0.4% | -0.7% … -0.4% | -126% … +125% | 90% | counted |
| 2017→2018 | $35,158,529 | $33,108,529 | $121,022 | $0 | $0 | -5.5% | -6.3% … -2.1% | -121% … +110% | 100% | counted |
| 2018→2019 | $13,859,026 | $13,492,026 | $33,618 | $32,500 | $0 | -2.6% | -3.6% … -2.3% | -102% … +97% | 42% | excluded; not eligible: traced coverage 42% < 60% |
| 2019→2020 | $27,141,525 | $24,841,023 | $39,915 | $105,502 | $105,502 | -8.3% | -9.3% … -4.5% | -123% … +106% | 92% | counted |
| 2020→2021 | $29,856,027 | $32,281,526 | $53,766 | $32,500 | $1,000,002 | +11.5% | +10.3% … +11.9% | -111% … +134% | 100% | counted |
| 2021→2022 | $32,078,523 | $30,921,022 | $42,414 | $32,500 | $65,001 | -3.4% | -5.5% … -2.8% | -120% … +113% | 99% | counted |
| 2022→2023 | $28,997,519 | $28,897,520 | $52,462 | $0 | $0 | -0.2% | -0.6% … -0.0% | -123% … +123% | 93% | counted |
| 2023→2024 | $27,813,022 | $27,438,021 | $44,163 | $0 | $0 | -1.2% | -2.0% … -1.0% | -119% … +117% | 90% | counted |
| 2024→2025 | $27,373,020 | $32,647,520 | $42,362 | $6,750,002 | $3,000,000 | +5.7% | +0.3% … +7.1% | -150% … +162% | 100% | counted |
Filings used
Each annual-report year uses one filing (most recently filed version among originals/amendments whose Schedule A row count is ≥ 40% of the largest). Electronic (text) PDFs are parsed. Scanned/image-only filings are OCR-read and used only if they pass the explicit validation gates described in the project README (value/income coverage, two-engine agreement, exact bracket snapping, page completeness, year-to-year position continuity); such years are labelled OCR-derived below. Scanned filings that fail validation are listed as “insufficient data – scanned”.
| Report year | Doc ID | Type | Filed | Schedule A rows | Rows with unparsed value | Source (official filing) / SHA-256 |
|---|---|---|---|---|---|---|
| 2015 | 10010276 | House annual | 8/15/2016 | 66 | 0 | 10010276.pdfb0673137ceebdcb9fb604651ee4a89427971d559c6a81ed289dc22b1deb4bc28 |
| 2016 | 10024309 | House amendment | 8/2/2018 | 63 | 0 | 10024309.pdf97974550ae4141b8faf4c5bebb202144b906193a6757d7a27ff77f105e6e97b2 |
| 2017 | 10027374 | House amendment | 5/23/2019 | 64 | 0 | 10027374.pdf28a755deb68ace609f3a063726e8283ed6fcfe47865c5b0b5f5850558b46c16b |
| 2018 | 10029521 | House amendment | 9/23/2019 | 62 | 0 | 10029521.pdf17ef7dc6885540bb50d81b770a009447439a467ec7a06e704ce91a481dd06f53 |
| 2019 | 10035465 | House annual | 8/3/2020 | 66 | 1 | 10035465.pdfc8616ba8e65a5a5bf8bb7522fb9694d2b99a9eafc7b24b955cac6e45f185dd46 |
| 2020 | 10049532 | House amendment | 6/23/2022 | 65 | 0 | 10049532.pdfd5ab8192bb1e23b76f8a7e9a2b7b9e88e3999df847f3d8d816a94c366b84b98a |
| 2021 | 10050382 | House amendment | 9/6/2022 | 55 | 0 | 10050382.pdf7d296fe25a544eaa94ab2688dd10cfeb68b2972d5cc4449c75db6e8c1d0f68c5 |
| 2022 | 10052875 | House annual | 7/19/2023 | 49 | 0 | 10052875.pdf0af6d1ea9ec22f8c151c3028ac27d6c909af53a8aa119861681c833b4dc0a9b1 |
| 2023 | 10059359 | House annual | 7/10/2024 | 45 | 0 | 10059359.pdff92625c2306cb3e07a1b9dbb023e6b96f81d3ae74916a9d98729852c34961b9b |
| 2024 | 10066714 | House annual | 5/14/2025 | 44 | 1 | 10066714.pdf36ce2c177ec5810ce55d038ee5d7b32f4edaa01a8a3e1a5b45f0dde1b3df074d |
| 2025 | 10076245 | House annual | 6/18/2026 | 43 | 0 | 10076245.pdfa8473ec753961e22addaad62c2c56eecc3696ce62cb2fe0477c542d73782aef4 |
Largest movers 2022→2023
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| Bank of the Ozarks [BA] | — | held | None | $250,001 - $500,000 | $0 | $0 |
| Morgan Stanley Unified Management Account ⇒ Neuberger Berman Intl ADR [OT] | — | held | $500,001 - $1,000,000 | $250,001 - $500,000 | $0 | $0 |
| Stifel ⇒ Stifel Smart Rate [BA] | — | held | $250,001 - $500,000 | $100,001 - $250,000 | $0 | $0 |
| Stifel ⇒ Stifel Bank and Trust [BA] | — | held | $50,001 - $100,000 | $100,001 - $250,000 | $0 | $0 |
| South State Bank [BA] | — | held | $250,001 - $500,000 | $250,001 - $500,000 | $0 | $0 |
| Mass Mutual 401(k) ⇒ Cash Held in Interest-Bearing Account [IH] | — | held | $100,001 - $250,000 | $100,001 - $250,000 | $0 | $0 |
| Stifel ⇒ Metropolitan Atlanta Rapid Tran Auth (07/01/28) [GS] | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
| Stifel ⇒ GEORGIA ST HSG & FIN AUTH (12/10/27) [GS] | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
Largest movers 2023→2024
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| Bank of the Ozarks [BA] | — | held | $250,001 - $500,000 | None | $0 | $0 |
| South State Bank [BA] | — | held | $250,001 - $500,000 | $250,001 - $500,000 | $0 | $0 |
| Stifel ⇒ Bank of America Corporation (BAC) [ST] | — | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
| Mass Mutual 401(k) ⇒ Cash Held in Interest-Bearing Account [IH] | — | held | $100,001 - $250,000 | $100,001 - $250,000 | $0 | $0 |
| Stifel ⇒ Metropolitan Atlanta Rapid Tran Auth (07/01/28) [GS] | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
| Stifel ⇒ GEORGIA ST HSG & FIN AUTH (12/10/27) [GS] | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
| Stifel ⇒ Metro Atlanta Rapid Auth (07/01/36) [GS] | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
| Stifel ⇒ First Trust Stifel Picks Jan 2022 [OT] | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
Largest movers 2024→2025
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| Morgan Stanley Unified Management Account ⇒ Eaton Vance Large-Cap Value Fund Class A (EHST | — | held | $500,001 - $1,000,000 | $1,000,001 - $5,000,000 | $0 | $0 |
| Stifel ⇒ US Treasury Bill [GS] | — | new | — | $1,000,001 - $5,000,000 | $6,750,002 | $3,000,000 |
| Stifel ⇒ Bank of America Corporation (BAC) [ST] | — | held | $1,001 - $15,000 | $15,001 - $50,000 | $0 | $0 |
| South State Bank [BA] | — | held | $250,001 - $500,000 | $250,001 - $500,000 | $0 | $0 |
| Mass Mutual 401(k) ⇒ Cash Held in Interest-Bearing Account [IH] | — | held | $100,001 - $250,000 | $100,001 - $250,000 | $0 | $0 |
| Stifel ⇒ Metropolitan Atlanta Rapid Tran Auth (07/01/28) [GS] | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
| Stifel ⇒ Metro Atlanta Rapid Auth (07/01/36) [GS] | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
| Stifel ⇒ First Trust Stifel Picks Jan 2022 [OT] | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
Method (summary)
- Schedule A asset rows are read from each annual report; the dollar range for each row is converted to its midpoint. Open-ended top ranges (“Over $50,000,000”) are excluded from the traced set and counted as a coverage loss.
- Positions are matched year to year by owner code (self/SP/DC/JT) + normalised asset name. A position that appears only in year t is included only if Schedule B shows a purchase of it in year t (opening value 0); a position that disappears is included only if Schedule B shows a sale (closing value 0). Otherwise it is excluded as unexplained.
- Estimated gain = (closing − opening + reported income − purchases + sale proceeds) ÷ opening, all at midpoints, for the traced positions. “Capital gains” income is not added again (it is already in value change and sale proceeds).
- A year counts only if traced opening value ≥ $50,000 and traced coverage ≥ 60% of the opening midpoint. A member is ranked only with ≥ 3 such years (exactly 2 = “limited data”, shown but unranked). Average = geometric mean of (1+yearly estimate).
Limitations
- Ranges are wide (up to a factor of 5 or more, and up to $50M+ open-ended); a holding can move between ranges without any real change in value, and stay in a range while moving materially. Yearly estimates are therefore noisy; the “strict envelope” shows the mathematical worst/best case and is typically wider than ±100%.
- Purchases and sales are only disclosed as ranges and only for transactions over $1,000; partial sales, dividend reinvestment, spousal/dependent accounts and retirement-plan funds are reported inconsistently. Excepted/blind trusts, personal residences and certain pensions are not reported at all.
- Filers sometimes change how they list assets (e.g. listing a brokerage account vs. its individual holdings), which can make positions untraceable across years; these are excluded rather than guessed.
- Asset values in an annual report are as of Dec 31 of the reporting year; the report year t−1→t covers that calendar year. Late or amended filings are used when filed; extensions can delay them.
- The text of these reports is machine-parsed from PDFs; parse errors are possible. Every number links back to the cited filing. This is not investment advice.
- Use of these filings is restricted by 5 U.S.C. § 105(c) (no unlawful, commercial or credit-rating purpose, and none for solicitation of money).
Generated 2026-10-01 by an automated pipeline. Data: Office of the Clerk, U.S. House of Representatives (disclosures-clerk.house.gov); member roster: unitedstates/congress-legislators (CC0).