Sen. Kevin Cramer (R-ND)
House / Senate · Republican (most recent term) · ND · in Congress 2013–present · Bioguide ID C001096
Party history by chamber: House R 2013–2019, Senate R 2019–present. Source: term data in unitedstates/congress-legislators (CC0); party shown is as recorded per term there.
Estimated net worth (from public disclosures)
| Estimate | Report year | Low | Mid | High |
|---|---|---|---|---|
| (a) Estimated net worth before entering office (report year 2013, the member's first year in office) | 2013 | $252,022 | $542,011 | $832,000 |
| (b) Latest net worth estimate | 2025 | $153,012 | $624,006 | $1,094,999 |
| (c) Estimated gain / loss, nominal dollars, 2013 → 2025 (12 years spanned) | 2013–2025 | −$678,988 | +$81,994 | +$842,977 |
Gain Low = latest Low − earliest High; Gain High = latest High − earliest Low (widest possible spread); Mid = latest Mid − earliest Mid.
Reliability flags (net worth): none for these two endpoints. Included in the recommended dollar-gain ranking.
Net worth by report year (mid; Low–High)
| Report year | Assets (mid) | Liabilities (mid) | Net worth mid | Low … High | Status / flags |
|---|---|---|---|---|---|
| 2013 | $542,011 | $0 | $542,011 | $252,022 … $832,000 | computed |
| 2014 | $566,511 | $0 | $566,511 | $266,022 … $867,000 | computed |
| 2015 | $706,508 | $0 | $706,508 | $368,017 … $1,045,000 | computed |
| 2016 | $631,508 | $0 | $631,508 | $318,016 … $945,000 | computed |
| 2017 | $731,508 | $0 | $731,508 | $368,016 … $1,095,000 | computed |
| 2018 | $499,507 | $75,000 | $424,506 | $139,014 … $709,999 | computed |
| 2019 | $499,507 | $75,000 | $424,506 | $139,014 … $709,999 | computed |
| 2020 | $699,507 | $450,001 | $249,506 | −$210,986 … $709,998 | computed |
| 2021 | $742,007 | $375,000 | $367,006 | −$75,986 … $809,999 | computed |
| 2022 | $691,506 | $375,000 | $316,506 | −$111,987 … $744,999 | computed |
| 2023 | $768,506 | $375,000 | $393,506 | −$42,988 … $829,999 | computed |
| 2024 | $896,006 | $375,000 | $521,006 | $62,012 … $979,999 | computed |
| 2025 | $999,006 | $375,000 | $624,006 | $153,012 … $1,094,999 | computed |
- What this is: Net worth = Schedule A assets (each value range at its midpoint; low–high range shown) minus Schedule D liabilities (midpoints / ranges). Low = assets at range floors minus liabilities at range ceilings; Mid = midpoints; High = assets at ceilings minus liabilities at floors. Low and High are outer bounds of the reported ranges, not likely outcomes.
- What it excludes / understates: exact values (only ranges are reported); a personal residence is not reported as an asset (although a mortgage on it may be listed as a liability, which then lowers the estimate); retirement and federal accounts (e.g. Thrift Savings Plan, defined-benefit pensions) are only partly or not reported; assets of excepted/blind trusts, cash held below reporting thresholds, vehicles, household goods and most spouse/dependent items exempt from reporting are not included; liabilities on a personal residence, revolving credit under thresholds and loans to family may be omitted by filers.
- Open-ended top ranges (e.g. “Over $50,000,000”) are counted at their lower bound and flagged, so such values are understated.
- The change is a change in estimated net worth in nominal dollars (no inflation adjustment). It includes salary, gifts, inheritances, business income and re-valuation as well as investment results, and it is subject to range-bracket noise; it is not an investment return and implies nothing about conduct.
2022 -6%
Sensitivity band for the average (all ranges at floor vs. all at ceiling, same holdings both years): +15.2% to +9.7%. This band is narrow because it moves both years together; the true uncertainty is larger — see the per-year “strict envelope” column and the limitations.
Estimated year-over-year change
Bars: midpoint estimate; whisker: same-position floor/ceiling band. Axis clipped to −100%…+150%. Years with insufficient traceable holdings are omitted.
| Year (t−1 → t) | Opening value (mid) | Closing value (mid) | Income (mid) | Buys (mid) | Sales (mid) | Est. gain | Same-position band | Strict envelope | Traced coverage | Status / flags |
|---|---|---|---|---|---|---|---|---|---|---|
| 2013→2014 | $542,011 | $566,511 | $0 | $0 | $0 | +4.5% | +4.2% … +5.6% | -104% … +113% | 100% | counted |
| 2014→2015 | $485,006 | $560,506 | $0 | $0 | $75,000 | +31.0% | +26.2% … +45.3% | -76% … +138% | 86% | counted |
| 2015→2016 | $631,508 | $631,508 | $0 | $0 | $0 | +0.0% | +0.0% … +0.0% | -99% … +99% | 89% | counted |
| 2016→2017 | $631,508 | $731,508 | $0 | $0 | $0 | +15.8% | +15.7% … +15.9% | -91% … +123% | 100% | counted |
| 2017→2018 | $130,002 | $130,002 | $0 | $0 | $0 | +0.0% | +0.0% … +0.0% | -108% … +108% | 18% | excluded; not eligible: traced coverage 18% < 60% |
| 2018→2019 | $499,507 | $499,507 | $0 | $0 | $0 | +0.0% | +0.0% … +0.0% | -104% … +104% | 100% | counted |
| 2019→2020 | $499,507 | $699,507 | $0 | $0 | $0 | +40.0% | +32.9% … +62.8% | -74% … +154% | 100% | counted |
| 2020→2021 | $699,507 | $742,007 | $0 | $0 | $0 | +6.1% | +5.0% … +9.0% | -84% … +96% | 100% | counted |
| 2021→2022 | $734,006 | $691,506 | $0 | $0 | $0 | -5.8% | -8.3% … -4.8% | -90% … +78% | 99% | counted |
| 2022→2023 | $659,006 | $768,506 | $0 | $0 | $0 | +16.6% | +14.3% … +22.5% | -74% … +107% | 95% | counted |
| 2023→2024 | $393,506 | $521,006 | $0 | $0 | $0 | +32.4% | +25.9% … +50.7% | -68% … +133% | 51% | excluded; not eligible: traced coverage 51% < 60% |
| 2024→2025 | $896,006 | $999,006 | $0 | $0 | $0 | +11.5% | +9.3% … +16.2% | -64% … +87% | 100% | counted |
Filings used
Each annual-report year uses one filing (most recently filed version among originals/amendments whose Schedule A row count is ≥ 40% of the largest). Electronic (text) PDFs are parsed. Scanned/image-only filings are OCR-read and used only if they pass the explicit validation gates described in the project README (value/income coverage, two-engine agreement, exact bracket snapping, page completeness, year-to-year position continuity); such years are labelled OCR-derived below. Scanned filings that fail validation are listed as “insufficient data – scanned”.
| Report year | Doc ID | Type | Filed | Schedule A rows | Rows with unparsed value | Source (official filing) / SHA-256 |
|---|---|---|---|---|---|---|
| 2013 | 10003592 | House amendment | 7/10/2014 | 22 | 0 | 10003592.pdfee1db50209da132e41e2cb31a22930e17b8fa8450238eedff3d1a13b6638afb8 |
| 2014 | 10005172 | House annual | 4/19/2015 | 22 | 0 | 10005172.pdf3e1b337e7ea433b0540759bab799d2b2afc60bf168d8d1025615d9f9df3c7ad5 |
| 2015 | 10011476 | House annual | 5/11/2016 | 17 | 0 | 10011476.pdfdab18664795054c2bcb7f888189c419506976079e7bf5c0f8d4d2c5449805c76 |
| 2016 | 10015681 | House annual | 4/27/2017 | 16 | 0 | 10015681.pdfd09b0ddc9a218f1f46acdc2577c5403cc10cf159dccb64b387c9ebe8c1692ee0 |
| 2017 | 10021063 | House annual | 5/5/2018 | 16 | 0 | 10021063.pdf9343438b3c005e16565fe068f405824ece1bace240457c01c720c0269e554d04 |
| 2018 | f38f3a66-0d35-48ee-9acf-5e822debab26 | Senate amendment | 10/21/2019 | 14 | 0 | Senate eFD report407bf93ae87b8ab3fd61bc1c1a5ea9d03c1633c1248cd11a3150789532706279 |
| 2019 | f5f6e6eb-acc8-4370-8081-1f3b2ccf435e | Senate annual | 08/11/2020 | 14 | 0 | Senate eFD reportaf6619ee0bd58aa6f9d20d5a8b36e03adf07759f3de25a8d3f00cf61bf3a558f |
| 2020 | 54d9ef7b-8ce3-4301-af5d-f67922f1dfea | Senate amendment | 07/13/2021 | 14 | 0 | Senate eFD reportf2dfd51a885dd85fb1478ccce39330627499637d0860b75f39fefe959f8a8f64 |
| 2021 | 0ea450d3-06e4-4059-9c17-8eba1ec859da | Senate annual | 05/05/2022 | 14 | 0 | Senate eFD report82e55aec17288481f9c91830b3490ec610371f55fecb1547f1044b43791f15ed |
| 2022 | ad514daf-7339-4692-89f8-1e718fedd1b3 | Senate annual | 04/11/2023 | 13 | 0 | Senate eFD report1e3037a78c3207b153b71c6957b758cadb3e01baee2e0f728738ba0e294cfd9a |
| 2023 | 9025ef30-3182-4f55-98fd-cdf184ddd34b | Senate annual | 03/15/2024 | 12 | 0 | Senate eFD reportf0362f7ee848755aebc1269e50b45f6eb5b5cb6f13548b2a1bee840f3978cbec |
| 2024 | 91d94411-dd88-48e8-acc9-e386407a728f | Senate annual | 03/19/2025 | 12 | 0 | Senate eFD reportce3d79f8a5044919d7957b8513abb1eb4a271e80324dcc8a07bde0fd1cb17288 |
| 2025 | c7a06cfe-bf3f-4692-928a-f7507f42a539 | Senate annual | 03/19/2026 | 12 | 0 | Senate eFD report176b7d9f028d00afafd504b17aab1b149bd041e2b6a9dec80203261129f8f261 |
Largest movers 2021→2022
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| CREF Growth R1 (CREF V148064-8) | — | held | $50,001 - $100,000 | $15,001 - $50,000 | $0 | $0 |
| American Funds ⇒ Growth Fund of America | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
| CREF Stock R1 (CREF V148064-8) | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
| American Funds ⇒ Fundamental Investors (ACNFX) | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
| American Funds ⇒ New Perspective Fund (ANWPX) | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
| CREF Global Equities R1 (CREF V148064-8) | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
| THE GROWTH FUND OF AMERICA-529A (1005) Institution: American Funds ⇒ THE GROWTH FUND OF AM | DC | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
| American Funds ⇒ The Investment Company of America (AIVSX | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
Largest movers 2022→2023
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| CREF Growth R1 (CREF V148064-8) | — | held | $15,001 - $50,000 | $50,001 - $100,000 | $0 | $0 |
| CREF Equity Index R1 (CREF V148064-8) | — | held | $15,001 - $50,000 | $50,001 - $100,000 | $0 | $0 |
| U.S. Bank (Bismarck, ND) Type: Checking | JT | held | $1,001 - $15,000 | $15,001 - $50,000 | $0 | $0 |
| American Funds ⇒ Growth Fund of America | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
| CREF Stock R1 (CREF V148064-8) | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
| American Funds ⇒ Fundamental Investors (ACNFX) | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
| American Funds ⇒ New Perspective Fund (ANWPX) | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
| CREF Global Equities R1 (CREF V148064-8) | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
Largest movers 2024→2025
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| CREF Stock R1 (CREF V148064-8) | — | held | $15,001 - $50,000 | $50,001 - $100,000 | $0 | $0 |
| American Funds ⇒ New Perspective Fund (ANWPX) | — | held | $15,001 - $50,000 | $50,001 - $100,000 | $0 | $0 |
| CREF Global Equities R1 (CREF V148064-8) | — | held | $15,001 - $50,000 | $50,001 - $100,000 | $0 | $0 |
| U.S. Bank (Bismarck, ND) Type: Checking | JT | held | $15,001 - $50,000 | $1,001 - $15,000 | $0 | $0 |
| CREF Growth R1 (CREF V148064-8) | — | held | $50,001 - $100,000 | $50,001 - $100,000 | $0 | $0 |
| American Funds ⇒ Growth Fund of America | — | held | $50,001 - $100,000 | $50,001 - $100,000 | $0 | $0 |
| Nuveen Lifecycle 2025 R6 Filer comment: This asset was from a NDPERS transfer from TIAA to | — | held | $250,001 - $500,000 | $250,001 - $500,000 | $0 | $0 |
| American Funds ⇒ Fundamental Investors (ACNFX) | — | held | $50,001 - $100,000 | $50,001 - $100,000 | $0 | $0 |
Method (summary)
- Schedule A asset rows are read from each annual report; the dollar range for each row is converted to its midpoint. Open-ended top ranges (“Over $50,000,000”) are excluded from the traced set and counted as a coverage loss.
- Positions are matched year to year by owner code (self/SP/DC/JT) + normalised asset name. A position that appears only in year t is included only if Schedule B shows a purchase of it in year t (opening value 0); a position that disappears is included only if Schedule B shows a sale (closing value 0). Otherwise it is excluded as unexplained.
- Estimated gain = (closing − opening + reported income − purchases + sale proceeds) ÷ opening, all at midpoints, for the traced positions. “Capital gains” income is not added again (it is already in value change and sale proceeds).
- A year counts only if traced opening value ≥ $50,000 and traced coverage ≥ 60% of the opening midpoint. A member is ranked only with ≥ 3 such years (exactly 2 = “limited data”, shown but unranked). Average = geometric mean of (1+yearly estimate).
Limitations
- Ranges are wide (up to a factor of 5 or more, and up to $50M+ open-ended); a holding can move between ranges without any real change in value, and stay in a range while moving materially. Yearly estimates are therefore noisy; the “strict envelope” shows the mathematical worst/best case and is typically wider than ±100%.
- Purchases and sales are only disclosed as ranges and only for transactions over $1,000; partial sales, dividend reinvestment, spousal/dependent accounts and retirement-plan funds are reported inconsistently. Excepted/blind trusts, personal residences and certain pensions are not reported at all.
- Filers sometimes change how they list assets (e.g. listing a brokerage account vs. its individual holdings), which can make positions untraceable across years; these are excluded rather than guessed.
- Asset values in an annual report are as of Dec 31 of the reporting year; the report year t−1→t covers that calendar year. Late or amended filings are used when filed; extensions can delay them.
- The text of these reports is machine-parsed from PDFs; parse errors are possible. Every number links back to the cited filing. This is not investment advice.
- Use of these filings is restricted by 5 U.S.C. § 105(c) (no unlawful, commercial or credit-rating purpose, and none for solicitation of money).
Generated 2026-10-01 by an automated pipeline. Data: Office of the Clerk, U.S. House of Representatives (disclosures-clerk.house.gov); member roster: unitedstates/congress-legislators (CC0).