Official portrait: unitedstates/images (public domain; source GPO Member Guide)
Sen. Tom Cotton (R-AR)
House / Senate · Republican (most recent term) · AR · in Congress 2013–present · Bioguide ID C001095
Party history by chamber: House R 2013–2015, Senate R 2015–present. Source: term data in unitedstates/congress-legislators (CC0); party shown is as recorded per term there.
Estimated net worth (from public disclosures)
| Estimate | Report year | Low | Mid | High |
|---|---|---|---|---|
| (a) Estimated net worth at the earliest available report (2019); the member entered office earlier, in 2013 | 2019 | −$2,965 | $463,517 | $929,999 |
| (b) Latest net worth estimate | 2025 | −$4,731,984 | −$2,380,993 | −$30,002 |
| (c) Estimated gain / loss, nominal dollars, 2019 → 2025 (6 years spanned) | 2019–2025 | −$5,661,983 | −$2,844,510 | −$27,037 |
Gain Low = latest Low − earliest High; Gain High = latest High − earliest Low (widest possible spread); Mid = latest Mid − earliest Mid.
Reliability flags (net worth): none for these two endpoints. Included in the recommended dollar-gain ranking.
Net worth by report year (mid; Low–High)
| Report year | Assets (mid) | Liabilities (mid) | Net worth mid | Low … High | Status / flags |
|---|---|---|---|---|---|
| 2019 | $638,518 | $175,000 | $463,517 | −$2,965 … $929,999 | computed |
| 2020 | $887,518 | $75,000 | $812,517 | $325,035 … $1,299,999 | computed |
| 2021 | $312,005 | $3,075,001 | −$2,762,996 | −$4,935,990 … −$590,002 | computed |
| 2022 | $495,006 | $3,250,002 | −$2,754,996 | −$5,084,988 … −$425,003 | computed |
| 2023 | $643,508 | $3,075,001 | −$2,431,494 | −$4,767,985 … −$95,002 | computed |
| 2024 | $651,508 | $3,075,001 | −$2,423,493 | −$4,766,984 … −$80,002 | computed |
| 2025 | $694,008 | $3,075,001 | −$2,380,993 | −$4,731,984 … −$30,002 | computed |
- What this is: Net worth = Schedule A assets (each value range at its midpoint; low–high range shown) minus Schedule D liabilities (midpoints / ranges). Low = assets at range floors minus liabilities at range ceilings; Mid = midpoints; High = assets at ceilings minus liabilities at floors. Low and High are outer bounds of the reported ranges, not likely outcomes.
- What it excludes / understates: exact values (only ranges are reported); a personal residence is not reported as an asset (although a mortgage on it may be listed as a liability, which then lowers the estimate); retirement and federal accounts (e.g. Thrift Savings Plan, defined-benefit pensions) are only partly or not reported; assets of excepted/blind trusts, cash held below reporting thresholds, vehicles, household goods and most spouse/dependent items exempt from reporting are not included; liabilities on a personal residence, revolving credit under thresholds and loans to family may be omitted by filers.
- Open-ended top ranges (e.g. “Over $50,000,000”) are counted at their lower bound and flagged, so such values are understated.
- The change is a change in estimated net worth in nominal dollars (no inflation adjustment). It includes salary, gifts, inheritances, business income and re-valuation as well as investment results, and it is subject to range-bracket noise; it is not an investment return and implies nothing about conduct.
Read this first. Members report asset values only as ranges (e.g. “$15,001 – $50,000”), never exact dollars. Every figure below is an estimate computed from range midpoints, not a measured return. Figures cannot be interpreted as investment performance, and they do not show wrongdoing or skill. Methodology and limitations are at the end and in the project README. Sources: public financial disclosure reports filed with the Clerk of the U.S. House of Representatives and/or the Secretary of the Senate (Senate eFD), linked below.
Avg. annual change (geometric, est.)-1.0%
Simple average of years+7.0%
Years estimated4
Best / worst single year2022 +54%
2023 -50%
2023 -50%
Reliability flags: few years (4); 2 year(s) driven by income/one position/range artefact.
Sensitivity band for the average (all ranges at floor vs. all at ceiling, same holdings both years): +0.0% to -1.1%. This band is narrow because it moves both years together; the true uncertainty is larger — see the per-year “strict envelope” column and the limitations.
Estimated year-over-year change
Bars: midpoint estimate; whisker: same-position floor/ceiling band. Axis clipped to −100%…+150%. Years with insufficient traceable holdings are omitted.
| Year (t−1 → t) | Opening value (mid) | Closing value (mid) | Income (mid) | Buys (mid) | Sales (mid) | Est. gain | Same-position band | Strict envelope | Traced coverage | Status / flags |
|---|---|---|---|---|---|---|---|---|---|---|
| 2019→2020 | $622,516 | $704,516 | $1,802 | $0 | $0 | +13.5% | +8.8% … +32.5% | -108% … +135% | 97% | counted |
| 2020→2021 | $415,502 | $48,502 | $0 | $0 | $0 | -88.3% | -93.6% … -85.8% | -132% … -45% | 47% | excluded; not eligible: traced coverage 47% < 60% |
| 2021→2022 | $312,005 | $479,005 | $1,802 | $0 | $0 | +54.1% | +51.7% … +60.7% | -63% … +171% | 100% | counted; single position drives the result (range jump) |
| 2022→2023 | $462,506 | $228,506 | $1,802 | $0 | $0 | -50.2% | -59.0% … -47.0% | -124% … +23% | 93% | counted; single position drives the result (range jump) |
| 2023→2024 | $261,006 | $261,006 | $1,802 | $0 | $0 | +0.7% | +0.5% … +0.7% | -110% … +111% | 41% | excluded; not eligible: traced coverage 41% < 60% |
| 2024→2025 | $651,508 | $694,008 | $25,553 | $0 | $0 | +10.4% | +9.1% … +14.4% | -90% … +111% | 100% | counted |
Filings used
Each annual-report year uses one filing (most recently filed version among originals/amendments whose Schedule A row count is ≥ 40% of the largest). Electronic (text) PDFs are parsed. Scanned/image-only filings are OCR-read and used only if they pass the explicit validation gates described in the project README (value/income coverage, two-engine agreement, exact bracket snapping, page completeness, year-to-year position continuity); such years are labelled OCR-derived below. Scanned filings that fail validation are listed as “insufficient data – scanned”.
| Report year | Doc ID | Type | Filed | Schedule A rows | Rows with unparsed value | Source (official filing) / SHA-256 |
|---|---|---|---|---|---|---|
| 2019 | 4f387410-36c6-40fd-a72c-60ef02729c6f | Senate amendment | 10/13/2021 | 35 | 0 | Senate eFD report6309730c2fe7db7f2f188fa6dc0dcb879bc17b355d0f90858b846f7a868037d4 |
| 2020 | 7ac3e5cc-d19e-42ab-8cb7-13ca9643a597 | Senate amendment | 07/01/2022 | 35 | 0 | Senate eFD reporte88374ed2b66bfb39d14b1247af10a79e3667bd180f3505999438a0d0ad474e3 |
| 2021 | 2730b316-5e51-4e7a-82c2-296c832137ec | Senate amendment | 08/26/2022 | 10 | 0 | Senate eFD reportd04a6d97a726026024742668529555c2e7d18a53486852eab93e33f29d976224 |
| 2022 | efc133af-c000-41fe-8fcb-0950e31d55f0 | Senate annual | 08/12/2023 | 12 | 0 | Senate eFD report473e2a1bb66e74d3426656029fdfaebf101273a743f8e9d489d22741bfd48ef1 |
| 2023 | 26716af2-4731-4c55-a505-a7643f21d93d | Senate amendment | 11/25/2024 | 15 | 0 | Senate eFD reportea98f51b79d793595e7b98450ddf58270c7b1b04808a868efaaa8fb54c25ff0b |
| 2024 | 368f4a5e-f826-4f3e-9346-1e128c4aa6f5 | Senate annual | 08/08/2025 | 16 | 0 | Senate eFD report8cf33f9a5d6950bd1a1b53b8cbc6d79a8c5e6f2bf0ee9b4ad5030a9783e1a1da |
| 2025 | 4223f1f4-aeca-4d86-b7ef-47588e0e4575 | Senate annual | 07/18/2026 | 16 | 0 | Senate eFD report01f1b142d48e3136e3005503355398cd169f4a5ef9fed5fd63033233b58d29da |
Largest movers 2021→2022
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| Bank of America (Charlotte, NC) Type: Checking | JT | held | $15,001 - $50,000 | $100,001 - $250,000 | $0 | $0 |
| Bank of America (Charlotte, NC) Type: Savings | JT | held | $1,001 - $15,000 | $50,001 - $100,000 | $0 | $0 |
| SLG Solutions LLC Company: SLG Solutions LLC (McLean, Viginia) Description: For business c | SP | held | $50,001 - $100,000 | $15,001 - $50,000 | $0 | $0 |
| Child 2 UTMA ⇒ Northern Trust (Chicago, IL) Type: Savings | DC | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
| Northern Trust Discretionary Account ⇒ IWV - iShares Russell 3000 ETF | SP | held | $50,001 - $100,000 | $50,001 - $100,000 | $0 | $0 |
| Northern Trust Rollover IRA ⇒ IWV - iShares Russell 3000 ETF | SP | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
| Child 1 UTMA ⇒ Northern Trust (Chicago, IL) Type: Savings | DC | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
| Fidelity Roth IRA ⇒ IWV - iShares Russell 3000 ETF | — | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
Largest movers 2022→2023
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| Bank of America (Charlotte, NC) Type: Checking | JT | held | $100,001 - $250,000 | $1,001 - $15,000 | $0 | $0 |
| Bank of America (Charlotte, NC) Type: Savings | JT | held | $50,001 - $100,000 | $1,001 - $15,000 | $0 | $0 |
| Northern Trust Discretionary Account ⇒ NOGXX - U.S. Government Money Market Fund | SP | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
| SLG Solutions LLC Company: SLG Solutions LLC (McLean, Viginia) Description: For business c | SP | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
| Child 2 UTMA ⇒ Northern Trust (Chicago, IL) Type: Savings | DC | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
| Northern Trust Discretionary Account ⇒ IWV - iShares Russell 3000 ETF | SP | held | $50,001 - $100,000 | $50,001 - $100,000 | $0 | $0 |
| Northern Trust Rollover IRA ⇒ IWV - iShares Russell 3000 ETF | SP | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
| Child 1 UTMA ⇒ Northern Trust (Chicago, IL) Type: Savings | DC | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
Largest movers 2024→2025
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| Marcus by Goldman Sachs (NYC, New York) Type: Savings Filer comment: Marcus Savings Accoun | JT | held | $15,001 - $50,000 | $50,001 - $100,000 | $0 | $0 |
| Northern Trust Discretionary Account ⇒ NOGXX - U.S. Government Money Market Fund | SP | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
| SLG Solutions LLC Company: SLG Solutions LLC (McLean, Viginia) Description: For business c | SP | held | $15,001 - $50,000 | $15,001 - $50,000 | $0 | $0 |
| Child 2 UTMA ⇒ Northern Trust (Chicago, IL) Type: Savings | DC | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
| Marcus by Goldman Sachs (NYC, New York) Type: Savings Filer comment: Marcus Savings Accoun | JT | held | $100,001 - $250,000 | $100,001 - $250,000 | $0 | $0 |
| Northern Trust Roth IRA ⇒ NOGXX - U.S. Government Money Market Fund | SP | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
| Northern Trust Discretionary Account ⇒ IWV - iShares Russell 3000 ETF | SP | held | $50,001 - $100,000 | $50,001 - $100,000 | $0 | $0 |
| Bank of America (Charlotte, NC) Type: Savings | JT | held | $1,001 - $15,000 | $1,001 - $15,000 | $0 | $0 |
Method (summary)
- Schedule A asset rows are read from each annual report; the dollar range for each row is converted to its midpoint. Open-ended top ranges (“Over $50,000,000”) are excluded from the traced set and counted as a coverage loss.
- Positions are matched year to year by owner code (self/SP/DC/JT) + normalised asset name. A position that appears only in year t is included only if Schedule B shows a purchase of it in year t (opening value 0); a position that disappears is included only if Schedule B shows a sale (closing value 0). Otherwise it is excluded as unexplained.
- Estimated gain = (closing − opening + reported income − purchases + sale proceeds) ÷ opening, all at midpoints, for the traced positions. “Capital gains” income is not added again (it is already in value change and sale proceeds).
- A year counts only if traced opening value ≥ $50,000 and traced coverage ≥ 60% of the opening midpoint. A member is ranked only with ≥ 3 such years (exactly 2 = “limited data”, shown but unranked). Average = geometric mean of (1+yearly estimate).
Limitations
- Ranges are wide (up to a factor of 5 or more, and up to $50M+ open-ended); a holding can move between ranges without any real change in value, and stay in a range while moving materially. Yearly estimates are therefore noisy; the “strict envelope” shows the mathematical worst/best case and is typically wider than ±100%.
- Purchases and sales are only disclosed as ranges and only for transactions over $1,000; partial sales, dividend reinvestment, spousal/dependent accounts and retirement-plan funds are reported inconsistently. Excepted/blind trusts, personal residences and certain pensions are not reported at all.
- Filers sometimes change how they list assets (e.g. listing a brokerage account vs. its individual holdings), which can make positions untraceable across years; these are excluded rather than guessed.
- Asset values in an annual report are as of Dec 31 of the reporting year; the report year t−1→t covers that calendar year. Late or amended filings are used when filed; extensions can delay them.
- The text of these reports is machine-parsed from PDFs; parse errors are possible. Every number links back to the cited filing. This is not investment advice.
- Use of these filings is restricted by 5 U.S.C. § 105(c) (no unlawful, commercial or credit-rating purpose, and none for solicitation of money).
Generated 2026-10-01 by an automated pipeline. Data: Office of the Clerk, U.S. House of Representatives (disclosures-clerk.house.gov); member roster: unitedstates/congress-legislators (CC0).