Official portrait: unitedstates/images (public domain; source GPO Member Guide)
Rep. Judy Chu (D-CA)
House · Democrat (most recent term) · CA-28 · in Congress 2009–present · Bioguide ID C001080
Party history: D 2009–present. Source: term data in unitedstates/congress-legislators (CC0); party shown is as recorded per term there.
Estimated net worth (from public disclosures)
| Estimate | Report year | Low | Mid | High |
|---|---|---|---|---|
| (a) Estimated net worth at the earliest available report (2013); the member entered office earlier, in 2009 | 2013 | $1,167,042 | $2,761,020 | $4,354,997 |
| (b) Latest net worth estimate | 2025 | $8,031,053 | $14,185,526 | $20,339,999 |
| (c) Estimated gain / loss, nominal dollars, 2013 → 2025 (12 years spanned) | 2013–2025 | +$3,676,056 | +$11,424,506 | +$19,172,957 |
Gain Low = latest Low − earliest High; Gain High = latest High − earliest Low (widest possible spread); Mid = latest Mid − earliest Mid.
Reliability flags (net worth): 2025: 1 Schedule A row(s) had the upper bound of the range lost in text extraction; completed from the fixed statutory bracket. Included in the recommended dollar-gain ranking.
Net worth by report year (mid; Low–High)
| Report year | Assets (mid) | Liabilities (mid) | Net worth mid | Low … High | Status / flags |
|---|---|---|---|---|---|
| 2013 | $3,286,021 | $525,002 | $2,761,020 | $1,167,042 … $4,354,997 | computed |
| 2014 | $3,792,024 | $525,002 | $3,267,023 | $1,449,049 … $5,084,997 | computed |
| 2015 | $3,506,526 | $250,001 | $3,256,525 | $1,668,052 … $4,844,998 | computed |
| 2016 | $3,319,526 | $250,001 | $3,069,524 | $1,613,051 … $4,525,998 | computed |
| 2017 | $7,353,034 | $250,001 | $7,103,033 | $4,241,068 … $9,964,998 | computed; 1 Schedule A row(s) had the upper bound of the range lost in text extraction; completed from the fixed statutory bracket |
| 2018 | $7,090,032 | $250,001 | $6,840,030 | $4,033,063 … $9,646,998 | computed; 1 Schedule A row(s) had the upper bound of the range lost in text extraction; completed from the fixed statutory bracket |
| 2019 | $7,774,032 | $250,001 | $7,524,030 | $4,528,063 … $10,519,998 | computed |
| 2020 | $8,146,532 | $175,000 | $7,971,531 | $4,823,063 … $11,119,999 | computed |
| 2021 | $9,139,031 | $175,000 | $8,964,030 | $5,522,062 … $12,405,999 | computed; 1 Schedule A row(s) had the upper bound of the range lost in text extraction; completed from the fixed statutory bracket |
| 2022 | $8,096,528 | $175,000 | $7,921,528 | $4,823,057 … $11,019,999 | computed |
| 2023 | $9,461,530 | $175,000 | $9,286,530 | $5,703,061 … $12,869,999 | computed |
| 2024 | $13,490,529 | $175,000 | $13,315,528 | $7,391,058 … $19,239,999 | computed |
| 2025 | $14,360,526 | $175,000 | $14,185,526 | $8,031,053 … $20,339,999 | computed; 1 Schedule A row(s) had the upper bound of the range lost in text extraction; completed from the fixed statutory bracket |
- What this is: Net worth = Schedule A assets (each value range at its midpoint; low–high range shown) minus Schedule D liabilities (midpoints / ranges). Low = assets at range floors minus liabilities at range ceilings; Mid = midpoints; High = assets at ceilings minus liabilities at floors. Low and High are outer bounds of the reported ranges, not likely outcomes.
- What it excludes / understates: exact values (only ranges are reported); a personal residence is not reported as an asset (although a mortgage on it may be listed as a liability, which then lowers the estimate); retirement and federal accounts (e.g. Thrift Savings Plan, defined-benefit pensions) are only partly or not reported; assets of excepted/blind trusts, cash held below reporting thresholds, vehicles, household goods and most spouse/dependent items exempt from reporting are not included; liabilities on a personal residence, revolving credit under thresholds and loans to family may be omitted by filers.
- Open-ended top ranges (e.g. “Over $50,000,000”) are counted at their lower bound and flagged, so such values are understated.
- The change is a change in estimated net worth in nominal dollars (no inflation adjustment). It includes salary, gifts, inheritances, business income and re-valuation as well as investment results, and it is subject to range-bracket noise; it is not an investment return and implies nothing about conduct.
Read this first. Members report asset values only as ranges (e.g. “$15,001 – $50,000”), never exact dollars. Every figure below is an estimate computed from range midpoints, not a measured return. Figures cannot be interpreted as investment performance, and they do not show wrongdoing or skill. Methodology and limitations are at the end and in the project README. Sources: public financial disclosure reports filed with the Clerk of the U.S. House of Representatives and/or the Secretary of the Senate (Senate eFD), linked below.
Avg. annual change (geometric, est.)+6.0%
Simple average of years+7.2%
Years estimated10
Best / worst single year2024 +40%
2020 -19%
2020 -19%
Reliability flags: 4 unparsed value(s).
Sensitivity band for the average (all ranges at floor vs. all at ceiling, same holdings both years): +5.8% to +6.1%. This band is narrow because it moves both years together; the true uncertainty is larger — see the per-year “strict envelope” column and the limitations.
Estimated year-over-year change
Bars: midpoint estimate; whisker: same-position floor/ceiling band. Axis clipped to −100%…+150%. Years with insufficient traceable holdings are omitted.
| Year (t−1 → t) | Opening value (mid) | Closing value (mid) | Income (mid) | Buys (mid) | Sales (mid) | Est. gain | Same-position band | Strict envelope | Traced coverage | Status / flags |
|---|---|---|---|---|---|---|---|---|---|---|
| 2013→2014 | $2,612,518 | $2,362,517 | $126,155 | $0 | $0 | -4.7% | -5.0% … -4.6% | -88% … +79% | 80% | counted |
| 2014→2015 | $506,004 | $288,503 | $100 | $32,002 | $123,502 | -24.9% | -25.5% … -24.6% | -114% … +64% | 13% | excluded; not eligible: traced coverage 13% < 60%; many new/exited positions |
| 2015→2016 | $2,682,522 | $2,935,023 | $99,806 | $0 | $0 | +13.1% | +11.9% … +16.2% | -78% … +104% | 77% | counted |
| 2016→2017 | $2,255,516 | $3,184,522 | $17,658 | $755,018 | $16,001 | +9.2% | +4.4% … +20.6% | -109% … +127% | 68% | counted; many new/exited positions |
| 2017→2018 | $3,768,519 | $4,129,018 | $92,059 | $1,055,505 | $462,506 | -3.7% | -4.0% … -3.1% | -104% … +96% | 57% | excluded; not eligible: traced coverage 57% < 60%; many new/exited positions |
| 2018→2019 | $4,427,520 | $5,095,020 | $138,512 | $223,002 | $0 | +13.2% | +12.6% … +14.3% | -71% … +97% | 66% | counted |
| 2019→2020 | $5,112,519 | $3,994,016 | $138,410 | $0 | $0 | -19.2% | -21.2% … -18.2% | -86% … +48% | 66% | counted |
| 2020→2021 | $7,731,030 | $8,723,530 | $177,865 | $175,000 | $40,501 | +13.4% | +12.8% … +14.6% | -68% … +95% | 95% | counted |
| 2021→2022 | $8,764,030 | $7,689,028 | $164,520 | $745,004 | $472,502 | -13.5% | -14.1% … -13.2% | -90% … +63% | 100% | counted |
| 2022→2023 | $5,333,520 | $5,808,520 | $147,460 | $0 | $32,500 | +12.3% | +11.7% … +12.5% | -69% … +93% | 66% | counted |
| 2023→2024 | $6,731,525 | $10,185,524 | $139,463 | $1,886,010 | $1,000,002 | +40.2% | +20.1% … +49.3% | -84% … +165% | 71% | counted |
| 2024→2025 | $12,760,525 | $13,740,522 | $315,516 | $760,506 | $490,002 | +8.0% | +7.1% … +10.4% | -86% … +102% | 95% | counted |
Filings used
Each annual-report year uses one filing (most recently filed version among originals/amendments whose Schedule A row count is ≥ 40% of the largest). Electronic (text) PDFs are parsed. Scanned/image-only filings are OCR-read and used only if they pass the explicit validation gates described in the project README (value/income coverage, two-engine agreement, exact bracket snapping, page completeness, year-to-year position continuity); such years are labelled OCR-derived below. Scanned filings that fail validation are listed as “insufficient data – scanned”.
| Report year | Doc ID | Type | Filed | Schedule A rows | Rows with unparsed value | Source (official filing) / SHA-256 |
|---|---|---|---|---|---|---|
| 2013 | 10002119 | House annual | 5/15/2014 | 42 | 0 | 10002119.pdf806cdd9394eb6836a56efee878e038b45e5bff02c23c1ede4efcd8842c7b62bf |
| 2014 | 10008016 | House amendment | 6/19/2015 | 52 | 0 | 10008016.pdf4fa332a1808ebfd5b96b107c75d72d3ec35ee7cae4f4c5200ce0666f5a41012f |
| 2015 | 10010101 | House annual | 5/15/2016 | 168 | 0 | 10010101.pdf0b3cf0d801e865ad65fc18f65ab6fa49b5ecdb64182c907f9b9a5087db7d6b63 |
| 2016 | 10015247 | House annual | 5/14/2017 | 281 | 0 | 10015247.pdf59e815cc270835000c51465ac31643dc302a0a988abd58ed9acd84e023eab078 |
| 2017 | 10020796 | House annual | 5/15/2018 | 258 | 1 | 10020796.pdfc9b9c80245c491a5c9a94645f8c8dcf51a6987d26229e322916d6e9b229532ee |
| 2018 | 10025920 | House annual | 5/15/2019 | 205 | 1 | 10025920.pdfe7f7fa4c2fee00695af59a54ff9e14f4973c2a170b165a9c5d998fbbec08a178 |
| 2019 | 10036528 | House annual | 8/12/2020 | 100 | 0 | 10036528.pdf86e6f7f4bc5167d763c0488158c720346ce06ddbc0502ddefe84a4d74a7d13f5 |
| 2020 | 10046735 | House amendment | 4/24/2022 | 73 | 0 | 10046735.pdf77aaa1d5afaca2ac714f8214bc557d19d8c68fd022b6724b8561097923e11b85 |
| 2021 | 10046716 | House annual | 5/14/2022 | 64 | 1 | 10046716.pdf7e76007696042f41e36f0297d7d9814394401c1e8501ee376eb3b0e0cebff0d3 |
| 2022 | 10054289 | House annual | 6/28/2023 | 70 | 0 | 10054289.pdfeb6d4410fe9cbd04881995aeced8e768446e02928c10ee71a0fbc6312d100ed5 |
| 2023 | 10059071 | House annual | 5/13/2024 | 61 | 0 | 10059071.pdf058277f68bf4b8630a39d155ebc8eec3c90c34e7e2daa5aa80f7768b1bedb5cf |
| 2024 | 10066343 | House annual | 5/14/2025 | 68 | 0 | 10066343.pdf9065e7149bd3b8d6f444d2d6d05887c2dfc950943cdf3e67757a8857901b9b9a |
| 2025 | 10078299 | House amendment | 5/14/2026 | 62 | 1 | 10078299.pdf7d06578f1840186b542676dff40185a24933a29ca2d11454ddf6d29bc8406d68 |
Largest movers 2022→2023
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| Vanguard- Eng Chu Family Trust ⇒ Vanguard FTSE All World Ex US ETF (VEU) [EF] | — | held | $250,001 - $500,000 | $500,001 - $1,000,000 | $0 | $0 |
| Vanguard-JM Chu Irrevocable Trust II ⇒ Vanguard-JM Chu Irrevocable Trust II-managed ⇒ Fede | — | held | None | $100,001 - $250,000 | $0 | $0 |
| Savings Plus ⇒ 401K Mid Cap Fund [PE] | — | held | $50,001 - $100,000 | $100,001 - $250,000 | $0 | $0 |
| Citibank Savings Acct [BA] | — | held | $100,001 - $250,000 | $50,001 - $100,000 | $0 | $0 |
| Vanguard- Eng Chu Family Trust ⇒ Federal Money Market Account [BA] | — | held | $50,001 - $100,000 | $15,001 - $50,000 | $0 | $0 |
| Savings Plus ⇒ 457 Large Cap Fund [PE] | — | held | $15,001 - $50,000 | $50,001 - $100,000 | $0 | $0 |
| Fidelity Charitable Account- Judy Chu Fund [BA] | — | held | $50,001 - $100,000 | $15,001 - $50,000 | $0 | $0 |
| Savings Plus ⇒ 401K International Fund [PE] | — | held | $1,001 - $15,000 | $15,001 - $50,000 | $0 | $0 |
Largest movers 2023→2024
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| Vanguard- Eng Chu Family Trust ⇒ Vanguard FTSE All World Ex US ETF (VEU) [EF] | — | held | $500,001 - $1,000,000 | $1,000,001 - $5,000,000 | $391,002 | $0 |
| Vanguard- Eng Chu Family Trust ⇒ Vanguard Growth ETF (VUG) [EF] | — | new | — | $500,001 - $1,000,000 | $375,000 | $0 |
| Vanguard-JM Chu Irrevocable Trust II ⇒ Vanguard-JM Chu Irrevocable Trust II-managed ⇒ Vang | — | held | $100,001 - $250,000 | None | $0 | $0 |
| Vanguard-JM Chu Irrevocable Trust II ⇒ Vanguard-JM Chu Irrevocable Trust II-managed ⇒ Vang | — | held | $15,001 - $50,000 | $100,001 - $250,000 | $0 | $0 |
| Fidelity Charitable Account- Judy Chu Fund [BA] | — | held | $15,001 - $50,000 | $100,001 - $250,000 | $0 | $0 |
| Vanguard- Eng Chu Family Trust ⇒ Vanguard Extended Market Index Fd Admiral Shs (VEXAX) [MF | — | new | — | None | $32,500 | $175,000 |
| Savings Plus ⇒ 401K Large Cap Fund [PE] | — | held | $50,001 - $100,000 | $100,001 - $250,000 | $0 | $0 |
| Vanguard-JM Chu Irrevocable Trust II ⇒ Vanguard-JM Chu Irrevocable Trust II-managed ⇒ Vang | — | held | $50,001 - $100,000 | None | $0 | $0 |
Largest movers 2024→2025
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| Preferred Bank Certificate of Deposit [BA] | SP | held | $500,001 - $1,000,000 | $100,001 - $250,000 | $0 | $0 |
| Vanguard- Eng Chu Family Trust ⇒ Vanguard ESG U.S. Stock ETF (ESGV) [EF] | — | held | $250,001 - $500,000 | $500,001 - $1,000,000 | $0 | $0 |
| Vanguard- Eng Chu Family Trust ⇒ Vanguard Total Stock Market ETF (VTI) [EF] | — | held | $250,001 - $500,000 | $500,001 - $1,000,000 | $0 | $0 |
| Vanguard-JM Chu Irrevocable Trust II ⇒ Vanguard-JM Chu Irrevocable Trust II-managed ⇒ Vang | — | held | $15,001 - $50,000 | $250,001 - $500,000 | $0 | $0 |
| United Pacific Bank Certificate of Deposit [BA] | SP | held | $100,001 - $250,000 | $250,001 - $500,000 | $0 | $0 |
| East West Bank Certificate of Deposit [BA] | SP | held | $100,001 - $250,000 | $250,001 - $500,000 | $0 | $0 |
| Vanguard- Eng Chu Family Trust ⇒ Vanguard Extended Market ETF (VXF) [EF] | — | held | $100,001 - $250,000 | $250,001 - $500,000 | $8,000 | $0 |
| Vanguard- Eng Chu Family Trust ⇒ Vanguard ESG International Stock ETF (VSGX) [EF] | — | held | $50,001 - $100,000 | $50,001 - $100,000 | $175,000 | $0 |
Method (summary)
- Schedule A asset rows are read from each annual report; the dollar range for each row is converted to its midpoint. Open-ended top ranges (“Over $50,000,000”) are excluded from the traced set and counted as a coverage loss.
- Positions are matched year to year by owner code (self/SP/DC/JT) + normalised asset name. A position that appears only in year t is included only if Schedule B shows a purchase of it in year t (opening value 0); a position that disappears is included only if Schedule B shows a sale (closing value 0). Otherwise it is excluded as unexplained.
- Estimated gain = (closing − opening + reported income − purchases + sale proceeds) ÷ opening, all at midpoints, for the traced positions. “Capital gains” income is not added again (it is already in value change and sale proceeds).
- A year counts only if traced opening value ≥ $50,000 and traced coverage ≥ 60% of the opening midpoint. A member is ranked only with ≥ 3 such years (exactly 2 = “limited data”, shown but unranked). Average = geometric mean of (1+yearly estimate).
Limitations
- Ranges are wide (up to a factor of 5 or more, and up to $50M+ open-ended); a holding can move between ranges without any real change in value, and stay in a range while moving materially. Yearly estimates are therefore noisy; the “strict envelope” shows the mathematical worst/best case and is typically wider than ±100%.
- Purchases and sales are only disclosed as ranges and only for transactions over $1,000; partial sales, dividend reinvestment, spousal/dependent accounts and retirement-plan funds are reported inconsistently. Excepted/blind trusts, personal residences and certain pensions are not reported at all.
- Filers sometimes change how they list assets (e.g. listing a brokerage account vs. its individual holdings), which can make positions untraceable across years; these are excluded rather than guessed.
- Asset values in an annual report are as of Dec 31 of the reporting year; the report year t−1→t covers that calendar year. Late or amended filings are used when filed; extensions can delay them.
- The text of these reports is machine-parsed from PDFs; parse errors are possible. Every number links back to the cited filing. This is not investment advice.
- Use of these filings is restricted by 5 U.S.C. § 105(c) (no unlawful, commercial or credit-rating purpose, and none for solicitation of money).
Generated 2026-10-01 by an automated pipeline. Data: Office of the Clerk, U.S. House of Representatives (disclosures-clerk.house.gov); member roster: unitedstates/congress-legislators (CC0).