Official portrait: unitedstates/images (public domain; source GPO Member Guide)
Rep. Cliff Bentz (R-OR)
House · Republican (most recent term) · OR-2 · in Congress 2021–present · Bioguide ID B000668
Party history: R 2021–present. Source: term data in unitedstates/congress-legislators (CC0); party shown is as recorded per term there.
Estimated net worth (from public disclosures)
| Estimate | Report year | Low | Mid | High |
|---|---|---|---|---|
| (a) Estimated net worth before entering office (report year 2020) | 2020 | $2,524,066 | $5,264,530 | $8,004,993 |
| (b) Latest net worth estimate | 2025 | $3,398,091 | $6,259,045 | $9,119,999 |
| (c) Estimated gain / loss, nominal dollars, 2020 → 2025 (5 years spanned) | 2020–2025 | −$4,606,902 | +$994,516 | +$6,595,933 |
Gain Low = latest Low − earliest High; Gain High = latest High − earliest Low (widest possible spread); Mid = latest Mid − earliest Mid.
Reliability flags (net worth): none for these two endpoints. Included in the recommended dollar-gain ranking.
Net worth by report year (mid; Low–High)
| Report year | Assets (mid) | Liabilities (mid) | Net worth mid | Low … High | Status / flags |
|---|---|---|---|---|---|
| 2020 | $6,104,533 | $840,004 | $5,264,530 | $2,524,066 … $8,004,993 | computed |
| 2021 | $6,049,022 | $690,002 | $5,359,019 | $2,803,043 … $7,914,995 | computed |
| 2022 | $6,148,522 | $450,001 | $5,698,521 | $3,217,044 … $8,179,998 | computed |
| 2023 | $6,116,524 | $450,001 | $5,666,523 | $3,152,048 … $8,180,998 | computed |
| 2024 | $6,658,546 | $375,000 | $6,283,546 | $3,426,093 … $9,140,999 | computed; 1 Schedule A row(s) had the upper bound of the range lost in text extraction; completed from the fixed statutory bracket |
| 2025 | $6,634,046 | $375,000 | $6,259,045 | $3,398,091 … $9,119,999 | computed |
- What this is: Net worth = Schedule A assets (each value range at its midpoint; low–high range shown) minus Schedule D liabilities (midpoints / ranges). Low = assets at range floors minus liabilities at range ceilings; Mid = midpoints; High = assets at ceilings minus liabilities at floors. Low and High are outer bounds of the reported ranges, not likely outcomes.
- What it excludes / understates: exact values (only ranges are reported); a personal residence is not reported as an asset (although a mortgage on it may be listed as a liability, which then lowers the estimate); retirement and federal accounts (e.g. Thrift Savings Plan, defined-benefit pensions) are only partly or not reported; assets of excepted/blind trusts, cash held below reporting thresholds, vehicles, household goods and most spouse/dependent items exempt from reporting are not included; liabilities on a personal residence, revolving credit under thresholds and loans to family may be omitted by filers.
- Open-ended top ranges (e.g. “Over $50,000,000”) are counted at their lower bound and flagged, so such values are understated.
- The change is a change in estimated net worth in nominal dollars (no inflation adjustment). It includes salary, gifts, inheritances, business income and re-valuation as well as investment results, and it is subject to range-bracket noise; it is not an investment return and implies nothing about conduct.
Read this first. Members report asset values only as ranges (e.g. “$15,001 – $50,000”), never exact dollars. Every figure below is an estimate computed from range midpoints, not a measured return. Figures cannot be interpreted as investment performance, and they do not show wrongdoing or skill. Methodology and limitations are at the end and in the project README. Sources: public financial disclosure reports filed with the Clerk of the U.S. House of Representatives and/or the Secretary of the Senate (Senate eFD), linked below.
Avg. annual change (geometric, est.)+5.8%
Simple average of years+6.1%
Years estimated4
Best / worst single year2021 +20%
2023 -2%
2023 -2%
Reliability flags: few years (4); 1 unparsed value(s).
Sensitivity band for the average (all ranges at floor vs. all at ceiling, same holdings both years): +2.8% to +7.0%. This band is narrow because it moves both years together; the true uncertainty is larger — see the per-year “strict envelope” column and the limitations.
Estimated year-over-year change
Bars: midpoint estimate; whisker: same-position floor/ceiling band. Axis clipped to −100%…+150%. Years with insufficient traceable holdings are omitted.
| Year (t−1 → t) | Opening value (mid) | Closing value (mid) | Income (mid) | Buys (mid) | Sales (mid) | Est. gain | Same-position band | Strict envelope | Traced coverage | Status / flags |
|---|---|---|---|---|---|---|---|---|---|---|
| 2020→2021 | $3,794,012 | $3,953,012 | $652,504 | $64,502 | $0 | +19.7% | +10.8% … +23.6% | -72% … +112% | 62% | counted |
| 2021→2022 | $2,428,012 | $2,827,513 | $106,254 | $375,000 | $0 | +5.4% | +4.6% … +5.7% | -89% … +100% | 40% | excluded; not eligible: traced coverage 40% < 60% |
| 2022→2023 | $5,692,520 | $5,502,520 | $126,356 | $107,501 | $75,000 | -1.7% | -3.4% … -0.9% | -79% … +76% | 93% | counted |
| 2023→2024 | $4,002,516 | $4,154,014 | $148,956 | $75,000 | $0 | +5.6% | +4.3% … +6.2% | -75% … +87% | 65% | counted |
| 2024→2025 | $6,161,043 | $6,293,043 | $156,827 | $433,002 | $182,502 | +0.6% | +0.1% … +0.8% | -88% … +89% | 95% | counted |
Filings used
Each annual-report year uses one filing (most recently filed version among originals/amendments whose Schedule A row count is ≥ 40% of the largest). Electronic (text) PDFs are parsed. Scanned/image-only filings are OCR-read and used only if they pass the explicit validation gates described in the project README (value/income coverage, two-engine agreement, exact bracket snapping, page completeness, year-to-year position continuity); such years are labelled OCR-derived below. Scanned filings that fail validation are listed as “insufficient data – scanned”.
| Report year | Doc ID | Type | Filed | Schedule A rows | Rows with unparsed value | Source (official filing) / SHA-256 |
|---|---|---|---|---|---|---|
| 2020 | 10039460 | House amendment | 1/25/2021 | 66 | 0 | 10039460.pdf60f7a1e9b568ff9433ddc519ef31efa901a11e0854c48a3c61901e2b58eeef75 |
| 2021 | 10047220 | House annual | 5/18/2022 | 45 | 0 | 10047220.pdf934fb2fd91699c72f9929d2b43422ee9c61ca07b58e23174cb996b6e7c8d4755 |
| 2022 | 10052052 | House annual | 5/11/2023 | 45 | 0 | 10052052.pdf4b52ca3f023556c3041730d5c4695301909d62593d9b8a8016cb815bebab0d96 |
| 2023 | 10058877 | House annual | 8/5/2024 | 49 | 0 | 10058877.pdfed28f823cc053cdcba8a801653c197aa521a823f2bae8cf7ef737ab07d8badec |
| 2024 | 10067150 | House annual | 6/27/2025 | 99 | 1 | 10067150.pdf494d511781c3063230c2d40e24ce71e5964fe172adcbd58299a1558ab9ac3b75 |
| 2025 | 10075533 | House annual | 5/11/2026 | 95 | 0 | 10075533.pdfd9e276dfcfa48ba7c3c22b6212c7ab1a5d5f3b8082b8de8b77e73ba911f174e4 |
Largest movers 2022→2023
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| Charles Schwab IRA ⇒ US Treasury NT .05% Note Due 11/30/23 [GS] | — | held | $250,001 - $500,000 | None | $0 | $0 |
| Charles Schwab IRA ⇒ Ishares MSCI EAF Min Vol [MF] | — | held | $1,001 - $15,000 | $100,001 - $250,000 | $0 | $0 |
| Charles Schwab IRA ⇒ Dodge & Cox Income Bond Fund [MF] | — | held | $250,001 - $500,000 | $100,001 - $250,000 | $0 | $75,000 |
| Charles Schwab SEP-IRA ⇒ Vanguard S&P 500 ETF [EF] | SP | held | $50,001 - $100,000 | $100,001 - $250,000 | $0 | $0 |
| Charles Schwab IRA ⇒ Schwab Value Advantage Money Market Fund [BA] | — | held | $15,001 - $50,000 | $50,001 - $100,000 | $0 | $0 |
| Charles Schwab IRA ⇒ Versus Cap Multi Mngr [MF] | — | held | $50,001 - $100,000 | $15,001 - $50,000 | $0 | $0 |
| Charles Schwab SEP-IRA ⇒ Oracle Corporation (ORCL) [ST] | SP | held | $15,001 - $50,000 | $50,001 - $100,000 | $0 | $0 |
| Charles Schwab IRA ⇒ Charles Schwab Bank [BA] | — | held | $15,001 - $50,000 | $1,001 - $15,000 | $0 | $0 |
Largest movers 2023→2024
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| Charles Schwab IRA ⇒ Charles Schwab Bank [BA] | — | held | $1,001 - $15,000 | $100,001 - $250,000 | $0 | $0 |
| Charles Schwab IRA ⇒ Vanguard S&P 500 ETF (VOO) [EF] | — | new | — | $100,001 - $250,000 | $75,000 | $0 |
| Charles Schwab IRA ⇒ US Treasury NT .75% Due 11/15/24 [GS] | — | held | $50,001 - $100,000 | None | $0 | $0 |
| Charles Schwab IRA ⇒ US Treasury NT 1.875% Due 8/31/24 [GS] | — | held | $50,001 - $100,000 | None | $0 | $0 |
| Charles Schwab SEP-IRA ⇒ Schwab Value Advantage M (SWVXX) [BA] | SP | held | $15,001 - $50,000 | None | $0 | $0 |
| Charles Schwab IRA ⇒ US Treasury NT .125% Due 1/15/24 [GS] | — | held | $1,001 - $15,000 | None | $0 | $0 |
| The Bentz Farm ⇒ 42 acres, Morgan Ave, Ontario, OR [FA] | — | held | $100,001 - $250,000 | $100,001 - $250,000 | $0 | $0 |
| Charles Schwab IRA ⇒ Vanguard Mid Cap Index [MF] | — | held | $50,001 - $100,000 | $50,001 - $100,000 | $0 | $0 |
Largest movers 2024→2025
| Position (as written in filing) | Owner | Kind | Opening range(s) | Closing range(s) | Buys (mid) | Sales (mid) |
|---|---|---|---|---|---|---|
| Charles Schwab IRA ⇒ Baird Core Plus Bond Fund Institutional Class (BCOIX) [MF] | — | held | $250,001 - $500,000 | $50,001 - $100,000 | $0 | $0 |
| Charles Schwab IRA ⇒ Schwab Prime Advantage Money Fund- Investor Shares (SWVXX) [MF] | — | new | — | $250,001 - $500,000 | $250,001 | $150,001 |
| Charles Schwab IRA ⇒ Charles Schwab Bank [BA] | — | held | $100,001 - $250,000 | $1,001 - $15,000 | $0 | $0 |
| Charles Schwab IRA ⇒ Vanguard Small Cap Index Fd Admiral Shs (VSMAX) [MF] | — | held | $50,001 - $100,000 | $100,001 - $250,000 | $0 | $0 |
| Charles Schwab SEP-IRA ⇒ Oracle Corporation (ORCL) [ST] | SP | held | $50,001 - $100,000 | $100,001 - $250,000 | $0 | $0 |
| Charles Schwab IRA ⇒ Ishares MSCI USA Min Vol FCTR ETF [EF] | — | held | $100,001 - $250,000 | $50,001 - $100,000 | $0 | $0 |
| Charles Schwab IRA ⇒ US Treasury Note 2.75% Due 2/28/25 [GS] | — | held | $50,001 - $100,000 | None | $0 | $0 |
| Charles Schwab SEP-IRA ⇒ Versus Capital Real Estate Fund LLC (VCMIX) [MF] | SP | held | $15,001 - $50,000 | None | $0 | $0 |
Method (summary)
- Schedule A asset rows are read from each annual report; the dollar range for each row is converted to its midpoint. Open-ended top ranges (“Over $50,000,000”) are excluded from the traced set and counted as a coverage loss.
- Positions are matched year to year by owner code (self/SP/DC/JT) + normalised asset name. A position that appears only in year t is included only if Schedule B shows a purchase of it in year t (opening value 0); a position that disappears is included only if Schedule B shows a sale (closing value 0). Otherwise it is excluded as unexplained.
- Estimated gain = (closing − opening + reported income − purchases + sale proceeds) ÷ opening, all at midpoints, for the traced positions. “Capital gains” income is not added again (it is already in value change and sale proceeds).
- A year counts only if traced opening value ≥ $50,000 and traced coverage ≥ 60% of the opening midpoint. A member is ranked only with ≥ 3 such years (exactly 2 = “limited data”, shown but unranked). Average = geometric mean of (1+yearly estimate).
Limitations
- Ranges are wide (up to a factor of 5 or more, and up to $50M+ open-ended); a holding can move between ranges without any real change in value, and stay in a range while moving materially. Yearly estimates are therefore noisy; the “strict envelope” shows the mathematical worst/best case and is typically wider than ±100%.
- Purchases and sales are only disclosed as ranges and only for transactions over $1,000; partial sales, dividend reinvestment, spousal/dependent accounts and retirement-plan funds are reported inconsistently. Excepted/blind trusts, personal residences and certain pensions are not reported at all.
- Filers sometimes change how they list assets (e.g. listing a brokerage account vs. its individual holdings), which can make positions untraceable across years; these are excluded rather than guessed.
- Asset values in an annual report are as of Dec 31 of the reporting year; the report year t−1→t covers that calendar year. Late or amended filings are used when filed; extensions can delay them.
- The text of these reports is machine-parsed from PDFs; parse errors are possible. Every number links back to the cited filing. This is not investment advice.
- Use of these filings is restricted by 5 U.S.C. § 105(c) (no unlawful, commercial or credit-rating purpose, and none for solicitation of money).
Generated 2026-10-01 by an automated pipeline. Data: Office of the Clerk, U.S. House of Representatives (disclosures-clerk.house.gov); member roster: unitedstates/congress-legislators (CC0).